Main site > MoneySavingExpert.com Forums > Essential Money > Savings & Investments > how much savings can a person on incapacity benef... (Page 1)

IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
how much savings can a person on incapacity benefit have before benefits get stopped
Closed Thread
Views: 27,819
Thread Tools Search this Thread Display Modes
# 1
harrased-gf
Old 11-05-2008, 5:53 PM
MoneySaving Convert
 
Join Date: Feb 2008
Posts: 21
Default how much savings can a person on incapacity benefit have before benefits get stopped

hello forum

Can anyone tell me how much savings a person on incapacity benefits can have before their benefits get stopped or they get penalised in anyway?
Thanks
harrased-gf is offline
Report Post
# 2
bristolleedsfan
Old 11-05-2008, 6:25 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Mar 2007
Posts: 7,035
Default

Quote:
Originally Posted by harrased-gf View Post
hello forum

Can anyone tell me how much savings a person on incapacity benefits can have before their benefits get stopped or they get penalised in anyway?
Thanks
Incapacity benefit isnt means tested or at least it isnt for some people, this means that whilst those on IB dont qualify for the free stuff that those on means tested benefits get like free prescriptions, someone on IB can have unlimited amount of savings.

The above may not apply to those who are on IB and income support and/or council tax benefit/housing benefit.

http://www.lawcentreni.org/EoR/incapacity_benefit.htm

http://www.dealingwithcancer.co.uk/g...acity-benefit/

Last edited by bristolleedsfan; 11-05-2008 at 6:34 PM.
bristolleedsfan is offline
Report Post
The Following 2 Users Say Thank You to bristolleedsfan For This Useful Post: Show me >>
# 3
trashcan
Old 11-05-2008, 10:36 PM
MoneySaving Stalwart
 
Join Date: Apr 2008
Posts: 302
Default

Income capacity is not means tested. I have been on it for 3 years after a stroke, but this year due the government getting tough, it has been stopped since my last medical.
You have to have a yearly medical,
You can have any amount of savings because it is not taken into account.
trashcan is offline
Report Post
# 4
bristolleedsfan
Old 11-05-2008, 10:41 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Mar 2007
Posts: 7,035
Default

Quote:
Originally Posted by trashcan View Post
Income capacity is not means tested. I have been on it for 3 years after a stroke, but this year due the government getting tough, it has been stopped since my last medical.
You have to have a yearly medical,
You can have any amount of savings because it is not taken into account.

Not everybody has a yearly medical, most are seen every 5 years, In last few years DWP have been seeing everybody even those previously exempted so that when the new system comes in October 2008 DWP can say that all existing claimants were seen under the what will then be the old system.

I did say that Incapacity benefit by itself isnt means tested.
bristolleedsfan is offline
Report Post
# 5
trashcan
Old 12-05-2008, 6:51 AM
MoneySaving Stalwart
 
Join Date: Apr 2008
Posts: 302
Default

I thought it was everybody (sorry). I know that I have had a medical for the past 3 years. I knew that i might not past the test this year, after all the government get tough messages on the TV.
I have all the doctors reports and am at appeal in 2 weeks.
trashcan is offline
Report Post
# 6
bristolleedsfan
Old 12-05-2008, 7:00 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Mar 2007
Posts: 7,035
Default

Quote:
Originally Posted by trashcan View Post
I thought it was everybody (sorry). I know that I have had a medical for the past 3 years. I knew that i might not past the test this year, after all the government get tough messages on the TV.
I have all the doctors reports and am at appeal in 2 weeks.

Like i said everybody has been seen once over the last few years, many dont get seen for 5 years normally and some people get exempted. Often it is those with children or relatively new claimants who get seen every year.

Its not just a case of the Government getting tougher, more a case of DWP often going for what it perceives as the easy targets.

Wealth of information on this site, some free, some requires smallish annual fee for access gives tips about every stage of the disability/incapacity process including appeals. ( is totally independent)

This thread will probably get moved to appropriate sub forum, information within it may benefit others.

http://www.benefitsandwork.co.uk/

Heres a sample newsletter which shows the type of topics get discussed.

Try the new incapacity test plus shockingly harsh ESA doctors

17.04.08

Dear Reader,
What would you score under the new incapacity test? Would you pass and which group would you be in?
This month we've launched our free-to-all online employment and support allowance self-assessment tool. Give it a try and see how you would score yourself under the work capability assessment. We even do the maths for you and you can have your results emailed to you, if you choose.

Unfortunately, we also have news of the shockingly harsh way in which doctors were trained to interpret the regulations for the pilot version of the new test. What you score yourself and what the DWP score you may be quite different, especially for claimants with mental health conditions.

For those of you who haven't visited the site since mid-March, be prepared for a different look - we finally did that upgrade we've been working on for what seems like a lifetime.

Please note: if you were a paying subscriber before the 14th March, your log in details will have changed. More information at www.benefitsandwork.co.uk/content/view/888/143/#march

We also have news of the David 'Benefits' Freud complaints and, sadly, a warning that the VAT man cometh to Benefits and Work on 1st May - though you can pay early and avoid it. Plus, the continuing rise of A4E and relentless fall of the voluntary sector and the shock revelation that some advice providers have finally twigged that ESA isn't really about helping claimants.

Finally, my apologies that there wasn't a newsletter in March - with the major changes to the site and the publication of the ESA regs, it's been a bit of a busy few weeks.

Good luck,
Steve

Last edited by bristolleedsfan; 12-05-2008 at 7:04 AM.
bristolleedsfan is offline
Report Post
# 7
chesky369
Old 12-05-2008, 7:14 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Mar 2006
Location: West London
Posts: 2,537
Default

Alternatively, trashcan, you could contact your citizens' advice bureau who are geared up to help in this area - they will even attend tribunals with you if necessary.
chesky369 is offline
Report Post
# 8
trashcan
Old 12-05-2008, 8:02 AM
MoneySaving Stalwart
 
Join Date: Apr 2008
Posts: 302
Default

I have been to the citizens advise and they did help me, But there was no attempt on there part to attend even when i made it clear that i had no one to support me.
trashcan is offline
Report Post
# 9
bristolleedsfan
Old 12-05-2008, 8:08 AM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Mar 2007
Posts: 7,035
Post

[quote=trashcan;10859509]I have been to the citizens advise and they did help me.


I dont mean to appear cheeky, those who fail at the assessment stage either at questionaire stage or when seen by a DWP doctor clearly didnt get enough help as those potential pitfulls can be overcome with sufficient research.

E.G. Out of the X amount of millions that are on IB the majority will have been passed without going through the appeals process, saying that people of course do succeed on appeal.

Last edited by bristolleedsfan; 12-05-2008 at 8:44 AM.
bristolleedsfan is offline
Report Post
# 10
cabvol
Old 26-05-2008, 2:01 PM
MoneySaving Convert
 
Join Date: May 2008
Location: under a bridge
Posts: 39
Default

Quote:
Originally Posted by trashcan View Post
I have been to the citizens advise and they did help me, But there was no attempt on there part to attend even when i made it clear that i had no one to support me.
Do you realise that each Citizens Advice Bureau is a charity staffed mainly by volunteers?
each one has different resources and they all have very limited funding. Even those that do get paid work very hard for very little.
They do not have a magic wand they can help you to help your self. There is a further thing to consider the test you undergo is called the all work test (personal capability assesment) you may be fit to do some work and if that is the case then that is what you will need to do, or clain JSA while you are looking. getting a bit tired of people saying 'went to Cab they did not help me'
cabvol is offline
Report Post
The Following 2 Users Say Thank You to cabvol For This Useful Post: Show me >>
# 11
chesky369
Old 26-05-2008, 2:40 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Mar 2006
Location: West London
Posts: 2,537
Default

I'm glad CAB helped you Trashcan; I did say they could attend tribunals when necessary, but perhaps they thought you could manage without them - as cabvol says, they have to prioritize how they assist people.
chesky369 is offline
Report Post
# 12
flue
Old 05-10-2010, 9:42 PM
MoneySaving Newbie
 
Join Date: Oct 2010
Posts: 1
Default

Hello forum
If i was left thirty thousand pounds in a Will would i lose my Incapacity Benefit or affect it in any way.
flue is offline
Report Post
Closed Thread

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

All times are GMT. The time now is 1:38 PM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 29 October 2014

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

TuneChecker Top Albums

  • VARIOUS ARTISTSBBC RADIO 1'S LIVE LOUNGE 2014
  • TAYLOR SWIFT1989 (DELUXE)
  • ED SHEERANX (DELUXE EDITION)

MSE's Twitter Feed

profile
  • Last chance to sign up for a M&S current account and get a £125 gift card for switching. http://t.co/fCyrv28yuF
  • We?ll have full info shortly. See our flight delays guide for how to claim up to £480/person. http://t.co/Kd2tI97qkR 4/4
  • Anyone turned down where airline claimed a technical problem was not its fault or because claim was not within two years can resubmit. 3/4
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.
We use Skimlinks and other affiliated links in some of our boards, for some of our users.