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  • FIRST POST
    Maisie
    Council Tax. Are You Paying More Than Your Neighbours? Check It Out
    • #1
    • 17th Aug 05, 11:02 AM
    Council Tax. Are You Paying More Than Your Neighbours? Check It Out 17th Aug 05 at 11:02 AM
    THIS THREAD IS NOW CLOSED. INSTEAD READ THE FULL

    COUNCIL TAX COST CUTTING ARTICLE

    or

    Discuss it here






    Official insert

    Council tax eats up a huge chunk of many people’s budgets, yet there’s an easy way to check you’re not paying too much.

    What’s the score?

    How much council tax you pay depends on your property’s “banding”; a letter from A to H which varies according to the size, location and layout of your home. Yet many don’t realise it’s possible to challenge your banding and pay less tax.

    Are you paying too much for your pad?

    Sadly these bandings haven’t been revalued since the system began in 1993 so many are out of date – especially if you've had a night club built next to your house or it's been turned into flats (though you could also be paying too little if your home’s improved!).

    It’s worth noting that properties in Wales were revalued last year; so if you’re Welsh your banding’s likely to be more accurate.

    If you live by yourself (or with a student(s)) you pay less

    Do remember those people living alone are entitled to the single person discount of 25% off their council tax bill. Also students don't pay council tax, thus two students together don't pay. If a student lives with a non-student, then as the student doesn't count the house's council tax bill is reduced as if its just a single person living there.

    How to challenge your banding

    This handy website allows you to check which bands your neighbours are in; if they’re all on a lower banding yet have similar sized houses, they may be a chance you can appeal.

    Simply go here and click “go” to start. If you feel that your property band’s unfair the first step is to call your local listing officer, who will explain how the band was decided.

    Finally, you can appeal online to the Valuation Office Agency to get your band changed.

    If your case is rejected and you bought your house less than six months ago, then you have right of appeal to the independent Valuation Tribunals Service.

    For the scottish version of this service see the Scottish Assessors site

    Back to the original post..................


    _________________________________________________

    Are you paying more council tax than your neighbours?

    Check it out at www.voa.gov.uk



    Last edited by MSE Martin; 06-10-2006 at 7:23 PM.
Page 1
  • reddevilled
    • #2
    • 17th Aug 05, 1:05 PM
    • #2
    • 17th Aug 05, 1:05 PM
    Thanks for that. Looks like when the council gets round to revaluing all the properties, my band is going to rise as my neighbours who have extensions are a couple of bands higher
    • bootman
    • By bootman 17th Aug 05, 4:00 PM
    • 1,969 Posts
    • 1,343 Thanks
    bootman
    • #3
    • 17th Aug 05, 4:00 PM
    • #3
    • 17th Aug 05, 4:00 PM
    I have just looked at the other 4 houses where I live they are all banded G like me.

    I am only a 3 bed house and all the others are 5!!!!!

    If I come out the same as them after review I think i will apeal
  • Maisie
    • #4
    • 17th Aug 05, 4:11 PM
    • #4
    • 17th Aug 05, 4:11 PM
    I have just looked at the other 4 houses where I live they are all banded G like me.

    I am only a 3 bed house and all the others are 5!!!!!

    If I come out the same as them after review I think i will apeal
    by bootman

    ---------------------------


    Yes I am in the same situation. House along the road with a big extension same band as ours.

    Either the Valuation ofice don't know about it or haven't caught up with extension.
    I did read further on that site that if the house is sold after the extension the band would be revised.

    This one has been sold but rating band not changed.
  • Col_in_LB
    • #5
    • 22nd Aug 05, 10:02 AM
    • #5
    • 22nd Aug 05, 10:02 AM
    Thanks for a great link Maisie

    cheers ;-)
    Col
    I'm tired of the censorship
  • asandwhen
    • #6
    • 29th Aug 05, 3:27 AM
    • #6
    • 29th Aug 05, 3:27 AM
    wow thanks for that - just noticed that all my neighbours with the same size house are a band C and I am a band D - I have appealed online (can do this as have been in the property for less than 6 months) - my house has no extention or anything and some of the houses in the road have and are still a band lower will let you know of the outcome.
  • asandwhen
    • #7
    • 29th Sep 05, 8:42 AM
    • #7
    • 29th Sep 05, 8:42 AM
    I have just heard back from the council -they are lowering my band from a d to a C - they said they will back date to 1993 - shame ive only been here since march - how will they get hold of the previous owners/tennents to refund there overpayment?
  • asandwhen
    • #8
    • 3rd Oct 05, 8:28 PM
    Council tax banding (merged)
    • #8
    • 3rd Oct 05, 8:28 PM
    Just wanted to share with you all my successfull appeal against my council tax banding :-

    After reading a thread on here about appealing against your council tax banding I thought id give it a go - I was in a band D and thought it was excessive - I called the local valuer and we had a long discussion about why I thought it should not be a D - Then he just said yep I agree with you and said you are now a C - Cant believe how easy it was - He even said it would be back dated to april 1993 - shame ive only been here since march - He also said my next door neighbour is being down graded too - they have been there for 15 years - Havent told them yet though not sure how happy they would be (the snotty type).
    Last edited by savvy; 04-10-2005 at 6:21 PM.
    • Bogof_Babe
    • By Bogof_Babe 9th Oct 05, 6:09 PM
    • 10,076 Posts
    • 16,159 Thanks
    Bogof_Babe
    • #9
    • 9th Oct 05, 6:09 PM
    • #9
    • 9th Oct 05, 6:09 PM
    I think it is most unfair that we cannot appeal on the grounds that we've only just found out that most of the neighbouring houses are on a lower band. They don't exactly make this information readily available, do they? We've been here 17 years and just assumed that the road, which has only 30 houses anyway, would all be on the same band.


    Our dormer bungalow with one small (only just a double, minus clothes storage) and two tiny "bedrooms" is band E, same as the house opposite which was sold a few years ago as having five bedrooms. Next door have extended and now have four bedrooms plus an en-suite, but are only band D. All the houses at the bottom of the cul-de-sac are band C. It's ridiculous .
    I haven't bogged off yet, and I ain't no babe


    • labp04
    • By labp04 14th Oct 05, 7:58 PM
    • 257 Posts
    • 102 Thanks
    labp04
    Hi, yep, feel kinda guilty for not having thought to tell of my recent experiences I stumbled across the voa site getting on for 2 years ago, noted some anomalies re my banding and others locally and then I found the grounds to appeal based on the info provided by voa. I was taken to the day before an appeal hearing and then, via a 'phone discussion negotiated 2 bands lower resulting in me paying nothing this year and getting a few 000s returned! I guess the big thing I learnt is to keep going and not to accept the doubts etc created by the civil servants in their communications.
    • withabix
    • By withabix 14th Oct 05, 8:12 PM
    • 8,959 Posts
    • 7,908 Thanks
    withabix
    I have just looked at the other 4 houses where I live they are all banded G like me.

    I am only a 3 bed house and all the others are 5!!!!!

    If I come out the same as them after review I think i will apeal
    by bootman

    If no appeal has ever been made on your property's valuation banding, you can appeal now. Nothing to lose.
    British Ex-pat in British Columbia!
    • buglawton
    • By buglawton 14th Oct 05, 8:37 PM
    • 7,181 Posts
    • 3,497 Thanks
    buglawton
    Are you paying more council tax than your neighbours?

    Check it out at www.voa.gov.uk
    by Maisie
    Cracking good tip, and I found that my much extended neighbour is 1 band higher that all the rest of us. So at least this street is up to date. I will now go on to check my relatives places...

    This should be made a permanent tip somewhere on this site!
  • Maisie
    I have just heard back from the council -they are lowering my band from a d to a C - they said they will back date to 1993 - shame ive only been here since march - how will they get hold of the previous owners/tennents to refund there overpayment?
    by asandwhen


    asandwhen... Glad my post helped. Maisie

    ps I'm in Hertfordshire too.
  • Queenie
    Anyone able to clarify what they mean when they say "physical changes to the area"?

    Equally, I know of several properties in our location which have had extensions .. yet they remain the same :confused: Would that make a difference to our banding?

    The other thing I'm a bit peeved about ... in recent years, a number of the houses in our location have been sold and are now owned by HA's .. would this have any bearing? Would "new builds" have any bearing?? (Been a lot of that recently too, LOL )

    This is one area I am completely clueless, so any extra info anyone can provide will be most appreciated.

    Maisie! You are a star for providing the link!!!!
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    PMS Pot: £57.53 Pigsback Pot: £23.00
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
  • Maisie
    I have just looked at the other 4 houses where I live they are all banded G like me.

    I am only a 3 bed house and all the others are 5!!!!!

    If I come out the same as them after review I think i will apeal
    by bootman
    Bootman. asandwhen appealed and got a reduction.

    Go for it.
  • Maisie
    Anyone able to clarify what they mean when they say "physical changes to the area"?

    Equally, I know of several properties in our location which have had extensions .. yet they remain the same :confused: Would that make a difference to our banding?

    The other thing I'm a bit peeved about ... in recent years, a number of the houses in our location have been sold and are now owned by HA's .. would this have any bearing? Would "new builds" have any bearing?? (Been a lot of that recently too, LOL )

    This is one area I am completely clueless, so any extra info anyone can provide will be most appreciated.

    Maisie! You are a star for providing the link!!!!
    by Queenie

    Hi Queenie. I think physical changes means say if you had a noisy garage built next to you or a night club! or something like that.

    I don't understand how the houses that have had extensions can be the same band as those without.

    I did read that the government are not now doing the review so the only way I know of checking that you're not paying too much is contacting the voa.

    asandwhen appealed and got his band lowered.

    (Thanks to you also). Maisie
    • hopewer
    • By hopewer 14th Oct 05, 10:28 PM
    • 8 Posts
    • 0 Thanks
    hopewer
    Mine looked ok, so I thought I would check my Dad's out who was complaining how much he paid at the weekend. Noticed that his is down as a composite rate (business/personal use), as it used to be a working farm. It has only ever been a non working property whilst he has lived there so it looks like he will be in for a reduction and hopefully a rebate for 7 years. Many thanks for the link,
    Rob.
    • indiegirl
    • By indiegirl 14th Oct 05, 10:55 PM
    • 1,060 Posts
    • 531 Thanks
    indiegirl
    Very interesting... I'm in the middle of a bank of three (8yr old) houses, so I'm classed as a 'terrace' (whilst they're both end-terraces), one has a conservatory but other than that both are the same size as mine, yet I'm band C whilst they're both B!

    I've appealed too - on the grounds that my house is no bigger and certainly not worth any more than theirs!!

    Many thanks to Maisie for raising this, most useful. Fingers crossed that something changes for me! (even though I'm moving out soon...)
  • Maisie
    hopewer. Hope your dad gets the rebate sounds if it's overdue.

    indiegirl. Hope you're lucky with your appeal.


    Maisie
  • Maisie
    I think it is most unfair that we cannot appeal on the grounds that we've only just found out that most of the neighbouring houses are on a lower band. They don't exactly make this information readily available, do they? We've been here 17 years and just assumed that the road, which has only 30 houses anyway, would all be on the same band.


    Our dormer bungalow with one small (only just a double, minus clothes storage) and two tiny "bedrooms" is band E, same as the house opposite which was sold a few years ago as having five bedrooms. Next door have extended and now have four bedrooms plus an en-suite, but are only band D. All the houses at the bottom of the cul-de-sac are band C. It's ridiculous .
    by Bogof_Babe
    B-B. Try appealing. Worth trying. There's a lot of money involved.

    labpO4 post #10 says 'keep going and do not accept the doubts created by the civil servants communications'.

    asandwhen appealed and got a good reduction in banding. He's well pleased.

    Good luck. Maisie
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