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  • FIRST POST
    trademark
    Premium Bond Winner ?
    • #1
    • 14th Aug 05, 6:19 PM
    Premium Bond Winner ? 14th Aug 05 at 6:19 PM
    im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings

    just a bit of background on me ... im fully invested elsewhere so bonds are another way of trying to be tax free ... im buying £1,000 per month on average and ive only just started this time around , although i have some million year old bonds my grandparents once bought me

    current holding £5,150

    winnings for august ..one prize of £100

    held since .. may 2005
Page 238
    • Stompa
    • By Stompa 2nd Dec 17, 4:55 PM
    • 7,661 Posts
    • 3,740 Thanks
    Stompa
    Blimey, £25 on £1k, wonders will never cease!
    Stompa
    • do163600
    • By do163600 2nd Dec 17, 7:41 PM
    • 33 Posts
    • 30 Thanks
    do163600
    2x £25

    0.9% for the year.
    • No_6
    • By No_6 2nd Dec 17, 10:46 PM
    • 583 Posts
    • 117 Thanks
    No_6
    £11 from the late 1960's = 0

    just checked today, on old bonds

    hope the new block of bonds work better
    • Money Saver Jen
    • By Money Saver Jen 3rd Dec 17, 9:24 AM
    • 53 Posts
    • 39 Thanks
    Money Saver Jen
    1 x £25 for me on 24k.
    Total prize amount for the year = £175.
    Hoping that the increased prizes will mean that next year is better.We shall see!
    • TallGirl
    • By TallGirl 3rd Dec 17, 9:55 AM
    • 4,235 Posts
    • 8,787 Thanks
    TallGirl
    3x£25 for me on £50
    1x£25 on £45 for OH
    Save £12k in 17 no 93 £11750/£12k Pay off wasted money £1637£10k
    • Oldbiggles
    • By Oldbiggles 3rd Dec 17, 10:23 AM
    • 453 Posts
    • 256 Thanks
    Oldbiggles
    Originally posted by TallGirl
    Save £12k in 17 no 93 £9750/£12k Pay off wasted money £2400/£10k

    I'm glad you won this month , but I'm curious about what the above is supposed to mean? What am I missing here?
    Trying to learn something new every day.

    • TallGirl
    • By TallGirl 3rd Dec 17, 11:17 AM
    • 4,235 Posts
    • 8,787 Thanks
    TallGirl
    I was in between jobs and frittered=wasted £10k so wanted to save it out of my salery. The other challenge is saving my rental income.
    Save £12k in 17 no 93 £11750/£12k Pay off wasted money £1637£10k
    • inflationbuster
    • By inflationbuster 3rd Dec 17, 12:57 PM
    • 139 Posts
    • 37 Thanks
    inflationbuster
    Dec £25 on £50K (Previous: Nov £75, Oct £25)
    • polymaff
    • By polymaff 3rd Dec 17, 4:57 PM
    • 1,897 Posts
    • 810 Thanks
    polymaff
    0.105% predicted - 0.1% achieved.

    Fluke.
    • melbury
    • By melbury 3rd Dec 17, 5:30 PM
    • 10,013 Posts
    • 15,506 Thanks
    melbury
    I think it is a shame that the smallest amount you can purchase now is £100.

    The idea was to encourage people to save and parents/grandparents used to buy them now and then as a little investment for their children/grandchildren. However, £100 is quite a large amount (or anyway it is to me).
    Stopped smoking 27/12/2007, but could start again at any time

    • eskbanker
    • By eskbanker 3rd Dec 17, 6:51 PM
    • 6,311 Posts
    • 6,381 Thanks
    eskbanker
    I think it is a shame that the smallest amount you can purchase now is £100.

    The idea was to encourage people to save and parents/grandparents used to buy them now and then as a little investment for their children/grandchildren. However, £100 is quite a large amount (or anyway it is to me).
    Originally posted by melbury
    ....but of course the £1 minimum purchase at launch was a substantially larger sum in 1956 money and, according to https://www.measuringworth.com/ppoweruk/, the equivalent value in current day terms using one of the measures (economic power) isn't actually far off £100:
    If you want to compare the value of a £1 0s 0d Income or Wealth , in 1956 there are four choices. In 2016 the relative:
    historic standard of living value of that income or wealth is £22.91
    labour earnings of that income or wealth is £54.85
    economic status value of that income or wealth is £71.92
    economic power value of that income or wealth is £92.14
    Also note that the Ts & Cs confirm that online or regular purchases can be made in blocks of £50 once an account is open:
    42. Where the purchase is made by electronic transfer or under the Regular Purchase Scheme (see paragraphs 28 and 38) the minimum is £50 (fifty £1 units).
    • melbury
    • By melbury 3rd Dec 17, 6:52 PM
    • 10,013 Posts
    • 15,506 Thanks
    melbury
    ....but of course the £1 minimum purchase at launch was a substantially larger sum in 1956 money and, according to https://www.measuringworth.com/ppoweruk/, the equivalent value in current day terms using one of the measures (economic power) isn't actually far off £100lso note that the Ts & Cs confirm that online or regular purchases can be made in blocks of £50 once an account is open:
    Originally posted by eskbanker
    My goodness that is amazing that £1 equates to £100 now. I didn't think it would be quite that high

    So now that my grandson already has some bonds, we can buy him £50 worth now and then - is that correct?
    Stopped smoking 27/12/2007, but could start again at any time

    • eskbanker
    • By eskbanker 3rd Dec 17, 7:09 PM
    • 6,311 Posts
    • 6,381 Thanks
    eskbanker
    So now that my grandson already has some bonds, we can buy him £50 worth now and then - is that correct?
    Originally posted by melbury
    Unfortunately it appears not, from reading those Ts & Cs a bit more carefully
    42. Where the purchase is made by electronic transfer or under the Regular Purchase Scheme (see paragraphs 28 and 38) the minimum is £50 (fifty £1 units).

    65. Bonds may be purchased on behalf of and in the name!of a child under 16 years of age, by their parent, grandparent, great grandparent, or guardian (see paragraph 21). However, Bonds cannot be purchased for children by electronic transfer and (great) grandparents cannot purchase via the internet or by telephone.

    70. As indicated in paragraph 38, the Regular Purchase Scheme is not available for purchases on behalf of children under 16 years.
    • AR2012
    • By AR2012 10th Dec 17, 5:51 PM
    • 167 Posts
    • 10,591 Thanks
    AR2012
    December Draw: £25

    Total return (rolling average per FY): 0.817%

    Total holdings £21425 as of December
    • deutsch
    • By deutsch 10th Dec 17, 8:17 PM
    • 327 Posts
    • 46 Thanks
    deutsch
    Who has the record in this post?
    • Mee
    • By Mee 11th Dec 17, 2:09 PM
    • 1,042 Posts
    • 1,012 Thanks
    Mee
    Equally bad
    0.87% on 40K holdings
    • tommysaver
    • By tommysaver 21st Dec 17, 12:52 AM
    • 135 Posts
    • 59 Thanks
    tommysaver
    Great news that PB's have gone up to 1.40 % from the dismal 1.15% it has been recently.

    Hopefully we can all have some big wins come Jan 3rd....
    • polymaff
    • By polymaff 21st Dec 17, 9:15 AM
    • 1,897 Posts
    • 810 Thanks
    polymaff
    Great news that PB's have gone up to 1.40 % from the dismal 1.15% it has been recently.

    Hopefully we can all have some big wins come Jan 3rd....
    Originally posted by tommysaver
    The rate rose to 1.4% on 1st December.
    • garfield33
    • By garfield33 21st Dec 17, 9:41 AM
    • 202 Posts
    • 361 Thanks
    garfield33
    Bought my first PBs a few months ago and won £25 off 3k in December. Thinking of converting a bit more of my Santander 123 money into PBs
    • Kim_13
    • By Kim_13 21st Dec 17, 10:05 AM
    • 1,903 Posts
    • 2,026 Thanks
    Kim_13
    Bought my first PBs a few months ago and won £25 off 3k in December. Thinking of converting a bit more of my Santander 123 money into PBs
    Originally posted by garfield33
    Just so you're aware (if you aren't already) Santander have a 123 Lite so you can get the cashback but no interest for £1 per month.

    If you do decide to buy more PB's, buy at the end of a month to minimise the amount of time that the money is doing nothing.
    Sealed Pot 11 #520 ~ /£100
    VSP 2018 #9 ~ £19.55/£180.00
    CCCC 2018 #1 ~ £20.75/£180.00

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