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  • FIRST POST
    trademark
    Premium Bond Winner ?
    • #1
    • 14th Aug 05, 6:19 PM
    Premium Bond Winner ? 14th Aug 05 at 6:19 PM
    im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings

    just a bit of background on me ... im fully invested elsewhere so bonds are another way of trying to be tax free ... im buying £1,000 per month on average and ive only just started this time around , although i have some million year old bonds my grandparents once bought me

    current holding £5,150

    winnings for august ..one prize of £100

    held since .. may 2005
Page 237
    • TonyMMM
    • By TonyMMM 9th Nov 17, 2:18 PM
    • 2,519 Posts
    • 2,700 Thanks
    TonyMMM
    Very good news
    • SallySunshine
    • By SallySunshine 9th Nov 17, 2:51 PM
    • 657 Posts
    • 224 Thanks
    SallySunshine
    Forgotten about that!
    All this excitement, and 2 of my savings accounts are going back up, every little helps
    • inflationbuster
    • By inflationbuster 9th Nov 17, 3:38 PM
    • 128 Posts
    • 28 Thanks
    inflationbuster
    Awesome!

    NS&I says the current prize fund rate for Premium Bonds is 1.15 per cent - this will rise to 1.4 per cent on 1 December 2017.

    Meanwhile, the odds of winning will be slashed from 30,000 to one, to 24,500 to one.
    • polymaff
    • By polymaff 9th Nov 17, 4:50 PM
    • 1,804 Posts
    • 779 Thanks
    polymaff
    Awesome!

    NS&I says the current prize fund rate for Premium Bonds is 1.15 per cent - this will rise to 1.4 per cent on 1 December 2017.

    Meanwhile, the odds of winning will be slashed from 30,000 to one, to 24,500 to one.
    Originally posted by inflationbuster
    Which is a direct result of the change of the rate!
    • louloubelle79
    • By louloubelle79 9th Nov 17, 4:52 PM
    • 257 Posts
    • 127 Thanks
    louloubelle79
    Looking at getting some premium bonds for my children, any advice ??
    Hoping to be mortgage free by 2026 age 47
    Current rate 2.79% fixed for 10 years
    Current mortgage end date: 03/10/2043
    MFW Starting Mortgage Jan 17 - £114,703
    2017 OPs £6000
    Jan 2018 balance- £105,923
    • polymaff
    • By polymaff 9th Nov 17, 4:59 PM
    • 1,804 Posts
    • 779 Thanks
    polymaff
    Looking at getting some premium bonds for my children, any advice ??
    Originally posted by louloubelle79
    Buy 'em just before the end of the month.
    • Kim_13
    • By Kim_13 9th Nov 17, 8:52 PM
    • 1,456 Posts
    • 1,747 Thanks
    Kim_13
    Buy 'em just before the end of the month.
    Originally posted by polymaff
    This.

    Even better, buy just before the end of January. That way the money only has no chance of winning anything for 28 days rather than the 31 that it would be if you bought in November.

    I find I'm having more luck with larger blocks rather than several smaller ones making up the same value, but statistically there isn't any difference in the odds of winning.

    You may wish to have a read of this article to help you decide: https://www.moneysavingexpert.com/savings/premium-bonds
    Sealed Pot 11 #520 ~ /£100
    VSP 2017 #9 ~ £108.83/£250.00
    CCCC 2017 #1 ~ £220.95/£120.00

    I'm a Board Guide on the Savings and Investments , Budgeting and Bank Accounts , Credit Cards and Marriage, Relationships and Families boards which means I volunteer to help get your forum questions answered and keep the forum running smoothly. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this.) Any views are mine and not the official line of MoneySavingExpert.com
    • Oldbiggles
    • By Oldbiggles 10th Nov 17, 8:50 AM
    • 452 Posts
    • 256 Thanks
    Oldbiggles
    [QUOTE=Kim_13;73389080]

    I find I'm having more luck with larger blocks rather than several smaller ones making up the same value, but statistically there isn't any difference in the odds of winning.

    I agree with you here.
    Over the years when ERNIE first started I invested in buying single or small numbers of bonds but never managed to win anything, so I decided to cash all of them in and buy in blocks. Since then I've been more lucky, but only with wins of £25 unfortunately! but we live in hope.
    Trying to learn something new every day.

    • Cactus_Jack
    • By Cactus_Jack 10th Nov 17, 11:46 AM
    • 557 Posts
    • 75 Thanks
    Cactus_Jack
    With the increase in rates I'm gonna sack my Santander 123 account off and transfer it all to Premium Bonds. Hope it pays off!
    • louloubelle79
    • By louloubelle79 10th Nov 17, 12:20 PM
    • 257 Posts
    • 127 Thanks
    louloubelle79
    Is there a minimum you have to put into bonds to open?
    Hoping to be mortgage free by 2026 age 47
    Current rate 2.79% fixed for 10 years
    Current mortgage end date: 03/10/2043
    MFW Starting Mortgage Jan 17 - £114,703
    2017 OPs £6000
    Jan 2018 balance- £105,923
    • badger09
    • By badger09 10th Nov 17, 1:02 PM
    • 5,579 Posts
    • 4,888 Thanks
    badger09
    Is there a minimum you have to put into bonds to open?
    Originally posted by louloubelle79
    £100 minimum to start with

    https://www.nsandi.com/our-products
    I'm a supporter of dunstonh
    • andrewsummers
    • By andrewsummers 2nd Dec 17, 2:05 AM
    • 264 Posts
    • 353 Thanks
    andrewsummers
    2 x £25 - good enough for me
    • taylornj
    • By taylornj 2nd Dec 17, 4:58 AM
    • 175 Posts
    • 87 Thanks
    taylornj
    2 x £25 on £50k same as last month, increased chances this month made no difference.
    • Magnolia
    • By Magnolia 2nd Dec 17, 7:16 AM
    • 1,125 Posts
    • 1,917 Thanks
    Magnolia
    4x£25 on £42k - good enough for me!
    Mags - who loves shopping
    • Crag30
    • By Crag30 2nd Dec 17, 10:14 AM
    • 166 Posts
    • 104 Thanks
    Crag30
    Nowt again for me on 10.5K
    • ffacoffipawb
    • By ffacoffipawb 2nd Dec 17, 12:12 PM
    • 2,395 Posts
    • 1,558 Thanks
    ffacoffipawb
    Nothing for me on £30,100 though I did get £100 last month (hence the odd holding).
    • SallySunshine
    • By SallySunshine 2nd Dec 17, 12:57 PM
    • 657 Posts
    • 224 Thanks
    SallySunshine
    5 x £25 for me
    4 x £25 for O.H.
    He's still lagging behind though!

    A welcome Xmas bonus.
    • Archergirl
    • By Archergirl 2nd Dec 17, 2:18 PM
    • 1,088 Posts
    • 588 Thanks
    Archergirl
    5 x £25 for me
    4 x £25 for O.H.

    Never had more than 2 in one month, lucky you...
    • Kim_13
    • By Kim_13 2nd Dec 17, 3:09 PM
    • 1,456 Posts
    • 1,747 Thanks
    Kim_13
    1 x £25 here.
    Sealed Pot 11 #520 ~ /£100
    VSP 2017 #9 ~ £108.83/£250.00
    CCCC 2017 #1 ~ £220.95/£120.00

    I'm a Board Guide on the Savings and Investments , Budgeting and Bank Accounts , Credit Cards and Marriage, Relationships and Families boards which means I volunteer to help get your forum questions answered and keep the forum running smoothly. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this.) Any views are mine and not the official line of MoneySavingExpert.com
    • Puddylove
    • By Puddylove 2nd Dec 17, 4:40 PM
    • 455 Posts
    • 742 Thanks
    Puddylove
    5 x £25 for me on £20k

    * faints *

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