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  • FIRST POST
    trademark
    Premium Bond Winner ?
    • #1
    • 14th Aug 05, 6:19 PM
    Premium Bond Winner ? 14th Aug 05 at 6:19 PM
    im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings

    just a bit of background on me ... im fully invested elsewhere so bonds are another way of trying to be tax free ... im buying £1,000 per month on average and ive only just started this time around , although i have some million year old bonds my grandparents once bought me

    current holding £5,150

    winnings for august ..one prize of £100

    held since .. may 2005
Page 234
    • kittie
    • By kittie 5th Sep 17, 9:55 AM
    • 11,058 Posts
    • 61,121 Thanks
    kittie
    25 this month.
    • Wurzel Gubbage
    • By Wurzel Gubbage 5th Sep 17, 7:32 PM
    • 50 Posts
    • 42 Thanks
    Wurzel Gubbage
    £25 on £10K
    • aroominyork
    • By aroominyork 6th Sep 17, 7:11 PM
    • 185 Posts
    • 29 Thanks
    aroominyork
    Agent Million knocked on my door last night! Told me to get a life.
    • joeypesci
    • By joeypesci 8th Sep 17, 2:47 PM
    • 384 Posts
    • 120 Thanks
    joeypesci
    I have £30k sitting in a crappy ISA in Nationwide. An ISA that I needed acess to whenever I needed in case. I assume putting that in Premium Bonds would be pointless then?
    • eskbanker
    • By eskbanker 8th Sep 17, 2:51 PM
    • 5,464 Posts
    • 5,270 Thanks
    eskbanker
    I have £30k sitting in a crappy ISA in Nationwide. An ISA that I needed acess to whenever I needed in case. I assume putting that in Premium Bonds would be pointless then?
    Originally posted by joeypesci
    Why do you assume that? You can cash in PBs at any time, even though there's a lead time of two or three days to receive the proceeds, so it's not completely instant access if that's a problem for you....
    • joeypesci
    • By joeypesci 8th Sep 17, 2:56 PM
    • 384 Posts
    • 120 Thanks
    joeypesci
    Why do you assume that? You can cash in PBs at any time, even though there's a lead time of two or three days to receive the proceeds, so it's not completely instant access if that's a problem for you....
    Originally posted by eskbanker
    Just due to reading the beginning of the thread from several years ago where people were telling the op that they were pointless
    • polymaff
    • By polymaff 8th Sep 17, 3:04 PM
    • 1,686 Posts
    • 717 Thanks
    polymaff
    I have £30k sitting in a crappy ISA in Nationwide. An ISA that I needed acess to whenever I needed in case. I assume putting that in Premium Bonds would be pointless then?
    Originally posted by joeypesci
    That really depends upon how you rate Premium Bond's just over 1% pa interest rate against your ISA's "crappy" rate.
    • eskbanker
    • By eskbanker 8th Sep 17, 3:05 PM
    • 5,464 Posts
    • 5,270 Thanks
    eskbanker
    Just due to reading the beginning of the thread from several years ago where people were telling the op that they were pointless
    Originally posted by joeypesci
    If I were you I'd base saving/investment decisions on current information rather than forum comments made in an entirely different financial world 12 years ago!

    You could do worse than starting with http://www.moneysavingexpert.com/savings/premium-bonds and going through the other useful articles in the savings area of the site....
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