Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • kathleencooke
    • By kathleencooke 14th Mar 18, 10:39 AM
    • 1Posts
    • 0Thanks
    Playing the cards
    • #1
    • 14th Mar 18, 10:39 AM
    Playing the cards 14th Mar 18 at 10:39 AM
    Over the last 18 months we have been carrying out refurbishment of our property. We both obtained interest free purchase credit cards and used these for the majority of our purchases rather than using our savings. As we spent on the cards, we put the money in our Santander 123 joint account. The monthly charge is covered by paying our utility bills, so the extra money attracted 1.5% interest (approximately £25 per month). When the cards reached the end of their interest free period, we obtained balance transfer cards and transferred the balances. By doing this we will effectively had nearly 4 years free credit and interest on the money we would have spent anyway. Inspired by Martin we realise this won’t work for everyone but it certainly has far usl
Page 1
    • Akahotpot
    • By Akahotpot 14th Mar 18, 3:03 PM
    • 114 Posts
    • 73 Thanks
    • #2
    • 14th Mar 18, 3:03 PM
    • #2
    • 14th Mar 18, 3:03 PM
    Any card fees ?
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,279Posts Today

7,218Users online

Martin's Twitter