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    • By FIRSTTIMER 11th Mar 18, 9:12 PM
    • 302Posts
    • 53Thanks
    Advice Please - Planning for Future - LISA AND ISA
    • #1
    • 11th Mar 18, 9:12 PM
    Advice Please - Planning for Future - LISA AND ISA 11th Mar 18 at 9:12 PM

    Currently 33 and I am planning my future savings and wanted some advice. I have approx. £10k in cash savings and also no debts. I am looking to save approx. £600 a month long term from the new tax year onwards. As I have cash savings to access if needs be, I am looking at doing the following instead for better growth....

    £300 a month in a S&S LISA - long term investment that I will access at 60.
    £300 a month into a normal S&S ISA - one that I can access immediately and withdraw if needs be.

    Has anyone any advice on both. I really want both products to be those funds/investment/features which have minimal fees and are managed on my behalf as I really haven't got the time to keep moving money monthly to keep maximising my returns - can anyone advice on the best options/products.

    I have been looking at AJ Bell/Charles Stanley and Cavendish/HL - but could do with some MoneysavingExpert input!!
    Savings £10000
Page 1
    • Alexland
    • By Alexland 11th Mar 18, 9:54 PM
    • 2,028 Posts
    • 1,442 Thanks
    • #2
    • 11th Mar 18, 9:54 PM
    • #2
    • 11th Mar 18, 9:54 PM
    This seems to be a duplicate of the below thread:
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