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    • The_Analyst
    • By The_Analyst 6th Mar 18, 12:35 PM
    • 38Posts
    • 34Thanks
    Barclaycard Default
    • #1
    • 6th Mar 18, 12:35 PM
    Barclaycard Default 6th Mar 18 at 12:35 PM
    So, long story short - 7 years ago my wife and I entered a DMP. As we approached the end of it (9 months to go) I started checking our credit files with the expectation that the various defaults would be dropping off. Curiously, my wife has a default with Barclaycard listed as June 2015 - 4 years after she stopped paying the contractual minimum payment.

    So, is there any reason why (nothing changed from July 2011 until Sept 2016 in terms of payments) Barclaycard would wait 4 years to default an account? Is it possible this was done in error? Is there any point in contacting them to ask they amend it?
    July 2011 - Total Debts £47,359.19
    July 2013 - Total Debts £36,092.19
    July 2015 - Total Debts £28,068.19
    July 2017 - Total Debts £15,806.26

    Feb 2018 - Total Debts £9,575.78
    Jan 2019 - Total Debts £0
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