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    • Simon4059
    • By Simon4059 5th Mar 18, 11:45 PM
    • 3Posts
    • 0Thanks
    Target - Get my in-laws a holiday free from Nectar
    • #1
    • 5th Mar 18, 11:45 PM
    Target - Get my in-laws a holiday free from Nectar 5th Mar 18 at 11:45 PM
    Although I have collected Nectar points for years I’ve, until this year just frittered them away.

    Every Christmas my Wife, my SIL/BIL and me buy a holiday for Mum and Dad.

    This year I made a decision that I was going to try to get the in-law’s a holiday using Nectar points - it is going very well

    Firstly, it’s worth mentioning that Nectar points can be exchanged for Expedia vouchers who offer flights and hotel packages and cruises at fair prices.

    Step 1: Get the Amex Nectar credit card (fee free in year one) in your name, but add your partner as a secondry card holder - you may think nowhere accepts Amex, but all the major supermarkets do, Amazon do, BP do, plus many restraunts too, Plus, most importantly, Paypal do! Nowadays most online companies now accept PayPal and therefore Amex

    If you and your partner spend £2000 within 3 months on your account Amex will give you 20,000 Nectar points (worth £100)

    Step 2: invite your partner via the brilliant Amex App, when they are accepted, you receive 5,000 Nectar points (worth £25) plus, as you recommended them, they get 21,000 Nectar points (worth £105)

    Then you and them spend on that person’s card(s) on that account until the next £2000 is reached over 3 months.

    So far you and your partner now have £250 of Nectar/Expedia vouchers (£230 in bonuses +0.5p in points for every pound spent in the Amex

    Step 3: (this is where I’m up to currently) recomend my sister-in-law, I Then get £25. For the recommendation, plus she gets £105 instead on £100..

    Step 4: after 3 months, she she then recommends her husband, gets £25 For the recommendation, plus he gets another £105...

    So that’s another £260 in bonus from the in-laws plus £20 in points for spending the £4000 in 6 months

    So we are then up to £530 as a team, this is going well.

    Then, Step 5; get the Sainsbury's Nectar Credit Card, the bonus on that one is, £5 of Nectar points, up to 10 times over 2 months if you spend £40 or more per transaction on different days - So that means £50 each in Nectar points just for buying our weekly wine shop on a different day and in a different supermarket to our normal Tesco shop plus we need to add the £1600 of shopping points in a Sainsbury’s store which will add another £16 of points to our group total

    So, this was my plan in January this year, By June we will have £746 of Expedia vouchers for Mum and Dad by just spending our own money on things we were going to buy anyway

    I haven’t factored In the extra points earned by buying BP fuel triple points etc.

    I estimate, if we all keep only using Amex Where possible plus the Sainsbury’s when only MasterCard will we should have well over £1000 of Expedia vouchers totally free.
    Last edited by Simon4059; 05-03-2018 at 11:55 PM.
Page 1
    • Simon4059
    • By Simon4059 5th Mar 18, 11:49 PM
    • 3 Posts
    • 0 Thanks
    • #2
    • 5th Mar 18, 11:49 PM
    • #2
    • 5th Mar 18, 11:49 PM
    The usual cost PA for the AMEX Nectar is £15, But you can cancel after 364 days, no fee and could, I assume re-apply 3 months later and get re-accepted and do the same again.
    • forgotmyname
    • By forgotmyname 5th Mar 18, 11:54 PM
    • 26,753 Posts
    • 10,757 Thanks
    • #3
    • 5th Mar 18, 11:54 PM
    • #3
    • 5th Mar 18, 11:54 PM
    We have a load of Nectar points but everytime we think of something to use them on we find a better deal by not using the points.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • WillPS
    • By WillPS 6th Mar 18, 9:44 AM
    • 245 Posts
    • 115 Thanks
    • #4
    • 6th Mar 18, 9:44 AM
    • #4
    • 6th Mar 18, 9:44 AM
    The usual cost PA for the AMEX Nectar is £15, But you can cancel after 364 days, no fee and could, I assume re-apply 3 months later and get re-accepted and do the same again.
    Originally posted by Simon4059
    6 months minimum gap for churning, although this could be increasing.

    Amex will refund fees pro-rata upon cancellation, so if you cancelled during month 18 you'd get
    £7.50 back. If mass points earning is the plan though, you'll have cancelled long before then.

    You should also do the same thing with the Preferred Rewards Gold card - somebody will be able to invite you so you can earn 22000 MR points, which convert 1:1 to Nectar points (or lots of other airmiles and similar schemes that might be useful!). You can then refer your wife, then upgrade to Platinum for another 10,000 MR points. In most cases, they don't charge the fee when upgrading, so as long as you cancel within a year of applying that's 32k MR for each of you for no annual fee.

    There's also a 'Companion Credit Card' which Amex will give you 5000 points for having and using, again no fee.
    • radoslaff
    • By radoslaff 6th Mar 18, 11:08 AM
    • 75 Posts
    • 24 Thanks
    • #5
    • 6th Mar 18, 11:08 AM
    • #5
    • 6th Mar 18, 11:08 AM
    That's hell of a plan. Can you use this to send my in-laws somewhere they won't be able to return from?
    The journey of a thousand miles begins with one step.
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