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  • FIRST POST
    • Jamgeorge
    • By Jamgeorge 12th Feb 18, 5:19 PM
    • 21Posts
    • 0Thanks
    Jamgeorge
    Online mortgage advisor
    • #1
    • 12th Feb 18, 5:19 PM
    Online mortgage advisor 12th Feb 18 at 5:19 PM
    Hi anyone used these for a mortgage? My bankruptcy falls off in July and I’m considering using these as they specialise in adverse credit?! My bankruptcy order was July 2012 and I was discharged Feb 2013

    Thanks
Page 1
    • ACG
    • By ACG 12th Feb 18, 5:39 PM
    • 16,329 Posts
    • 8,437 Thanks
    ACG
    • #2
    • 12th Feb 18, 5:39 PM
    • #2
    • 12th Feb 18, 5:39 PM
    Theyre not an actual brokers. They sell the leads to other brokers. Have a look at the footer of the website "Legal Information"
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • dunstonh
    • By dunstonh 12th Feb 18, 5:40 PM
    • 91,118 Posts
    • 58,135 Thanks
    dunstonh
    • #3
    • 12th Feb 18, 5:40 PM
    • #3
    • 12th Feb 18, 5:40 PM
    Given your history, try a local broker.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • Jamgeorge
    • By Jamgeorge 12th Feb 18, 5:41 PM
    • 21 Posts
    • 0 Thanks
    Jamgeorge
    • #4
    • 12th Feb 18, 5:41 PM
    • #4
    • 12th Feb 18, 5:41 PM
    Great thanks thought so. Any advice on brokers who deal with a history like mine please?
    Last edited by Jamgeorge; 12-02-2018 at 5:46 PM.
    • DCFC79
    • By DCFC79 12th Feb 18, 8:11 PM
    • 30,937 Posts
    • 19,562 Thanks
    DCFC79
    • #5
    • 12th Feb 18, 8:11 PM
    • #5
    • 12th Feb 18, 8:11 PM
    Great thanks thought so. Any advice on brokers who deal with a history like mine please?
    Originally posted by Jamgeorge
    No 1 on here can recommend brokers.

    Use google maps to find 1, you can see more than 1 as you might not like the first 1.
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • dunstonh
    • By dunstonh 12th Feb 18, 8:20 PM
    • 91,118 Posts
    • 58,135 Thanks
    dunstonh
    • #6
    • 12th Feb 18, 8:20 PM
    • #6
    • 12th Feb 18, 8:20 PM
    Great thanks thought so. Any advice on brokers who deal with a history like mine please?
    Originally posted by Jamgeorge
    All experienced local brokers should be able to.

    The issue is that online you are going to be supplying a lot of info which you then have to send to them and they may need to get you to get more info. By having a local broker, you can pop in or they can collect what they need when it is just down the road.

    Online brokers really do seem to have issues when cases are non-standard.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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