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  • FIRST POST
    • Gazza61
    • By Gazza61 6th Feb 18, 5:39 PM
    • 2Posts
    • 0Thanks
    Gazza61
    Class 1 Business Use Cover
    • #1
    • 6th Feb 18, 5:39 PM
    Class 1 Business Use Cover 6th Feb 18 at 5:39 PM
    Hi all,


    Might seem like a silly question but are there any caveats to insuring my car for class 1 business use as apposed to SDP+C? Bizarrely when I run a quote through it becomes about 15% cheaper by adding business cover. While I can't say I've used my car for business in the past as work provide a hire car for this I could very occasionally be required to drive between sites. Basically I'm assuming insuring for business includes SDP+C anyway as its a higher level of cover so there should be no issues or questions asked but wanted to check?


    I'd appreciate any thoughts.


    Cheers,
Page 1
    • kingstreet
    • By kingstreet 6th Feb 18, 6:09 PM
    • 32,883 Posts
    • 17,720 Thanks
    kingstreet
    • #2
    • 6th Feb 18, 6:09 PM
    • #2
    • 6th Feb 18, 6:09 PM
    I've never found business use resulted in reduced premiums; but I've only ever seen the same premiums and the 'vanilla' insurers disappear from the quote.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
    • Gazza61
    • By Gazza61 7th Feb 18, 10:27 AM
    • 2 Posts
    • 0 Thanks
    Gazza61
    • #3
    • 7th Feb 18, 10:27 AM
    • #3
    • 7th Feb 18, 10:27 AM
    Yeah I haven't before. Its a strange one but getting the same results from numerous comparison websites and multiple insurers. Just thought it was worth an ask as to any reason why not go for it?

    Cheers,
    • Quentin
    • By Quentin 7th Feb 18, 11:32 AM
    • 34,501 Posts
    • 18,466 Thanks
    Quentin
    • #4
    • 7th Feb 18, 11:32 AM
    • #4
    • 7th Feb 18, 11:32 AM
    No reason. Assuming it's the best deal across the market then snap it up
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