Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • user18
    • By user18 5th Feb 18, 3:51 PM
    • 16Posts
    • 0Thanks
    user18
    Credit score and insurance quotes
    • #1
    • 5th Feb 18, 3:51 PM
    Credit score and insurance quotes 5th Feb 18 at 3:51 PM
    Will getting online quotes from home insurers impact my credit score? I have heard More Than's quote will impact credit score.
Page 1
    • zx81
    • By zx81 5th Feb 18, 3:54 PM
    • 15,528 Posts
    • 16,470 Thanks
    zx81
    • #2
    • 5th Feb 18, 3:54 PM
    • #2
    • 5th Feb 18, 3:54 PM
    They may appear as hard searches, more often as soft searches or ID checks. I wouldn't let either prevent you from looking for insurance.

    Ignore the credit score.
    • user18
    • By user18 5th Feb 18, 3:56 PM
    • 16 Posts
    • 0 Thanks
    user18
    • #3
    • 5th Feb 18, 3:56 PM
    • #3
    • 5th Feb 18, 3:56 PM
    Will the credit score impact have minimal impact? I only ask as I am also in the process of getting a mortgage so don't want anything to impact this.
    • zx81
    • By zx81 5th Feb 18, 3:59 PM
    • 15,528 Posts
    • 16,470 Thanks
    zx81
    • #4
    • 5th Feb 18, 3:59 PM
    • #4
    • 5th Feb 18, 3:59 PM
    You credit score will change due to anything, everything and nothing, which is why you ignore it.

    Insurance searches are of little concern to your credit file.
    • cjmillsnun
    • By cjmillsnun 5th Feb 18, 7:25 PM
    • 482 Posts
    • 370 Thanks
    cjmillsnun
    • #5
    • 5th Feb 18, 7:25 PM
    • #5
    • 5th Feb 18, 7:25 PM
    Insurance quotes should not appear as hard searches. An insurance quote is not an application for credit.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,038Posts Today

7,740Users online

Martin's Twitter
  • Today's surreal Friday twitter poll: If you had a choice between aging on the inside or the outside, for the rest? https://t.co/gabklHJ0w1

  • RT @LauraFrancis9: Final shoot for this series of The Martin Lewis Money Show! Have loved meeting & helping empower? https://t.co/MOtvb73nVu

  • RT @LaraLewington: Riding a remote control electric skateboard is obviously best done in heels. Max speed 22mph, but maybe trainers for tha?

  • Follow Martin