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  • FIRST POST
    • Ratcatcher1
    • By Ratcatcher1 2nd Feb 18, 11:25 AM
    • 9Posts
    • 0Thanks
    Ratcatcher1
    PPI Carges
    • #1
    • 2nd Feb 18, 11:25 AM
    PPI Carges 2nd Feb 18 at 11:25 AM
    Hi
    Please forgive me if this is in the place but I'm newbie
    Please move to rellivant place if needed

    I asked on Martins site about claiming PPI, within minutes I received a call from Stanton Fisher claims specialists who would do a free PPI check. I asked if they were with MSE and they said yes so I went ahead with the free check for myself and my wife and filled in the necessary forms. They have contacted us both saying that they found that we are entitled to PPI from one of the lenders that we are claiming against, there are still a couple of lenders oustanding, but they can only tell us who with not how much.
    Now hear come the catch, they will charge us 36% of the final amount if we let them do all the work for us. I find this unfair especially as we have gone through MSE. I'm on the understanding that they can also send us all the information they've gathered and give it to us so we can finish things off.
    My wife doesn't want the hassle of going forward herself so she has told them to go ahead.
    She has just received forms to fill in from a PPI Register, not sure if they are the same company. She hasn't signed anything yet and I'm beginning to think about.
    I would appreciate your advice on this.

    Thanks
    Richard
Page 1
    • zx81
    • By zx81 2nd Feb 18, 11:31 AM
    • 15,455 Posts
    • 16,379 Thanks
    zx81
    • #2
    • 2nd Feb 18, 11:31 AM
    • #2
    • 2nd Feb 18, 11:31 AM
    If she hasn't signed anything, she can post the complaint herself. If she has, then she is stuffed and may as well let them go ahead.

    Never agree to anything from a cold caller.
    • dunstonh
    • By dunstonh 2nd Feb 18, 11:40 AM
    • 91,020 Posts
    • 58,021 Thanks
    dunstonh
    • #3
    • 2nd Feb 18, 11:40 AM
    • #3
    • 2nd Feb 18, 11:40 AM
    I asked if they were with MSE and they said yes so I went ahead with the free check for myself and my wife and filled in the necessary forms.
    They lied.

    I find this unfair especially as we have gone through MSE.
    No you havent. MSE does not use any CMC.


    My wife doesn't want the hassle of going forward herself so she has told them to go ahead.
    A CMC is more hassle than doing it yourself. Unless you have difficulty putting a stamp on an envelope, the process is very easy and straightforward.

    She has just received forms to fill in from a PPI Register, not sure if they are the same company. She hasn't signed anything yet and I'm beginning to think about.
    It is no wonder she gets missold. Acts on cold calls. Doesnt know who she is dealing with. Accepts lies on cold calls as being fact.

    If the forms are not returned, the contract cannot start. The rules require a wet signature. If they dont have one, they cant take anything.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • Ratcatcher1
    • By Ratcatcher1 2nd Feb 18, 12:06 PM
    • 9 Posts
    • 0 Thanks
    Ratcatcher1
    • #4
    • 2nd Feb 18, 12:06 PM
    • #4
    • 2nd Feb 18, 12:06 PM
    I've just found out that Stanton Fisher & PPI Register are not related
    • zx81
    • By zx81 2nd Feb 18, 12:19 PM
    • 15,455 Posts
    • 16,379 Thanks
    zx81
    • #5
    • 2nd Feb 18, 12:19 PM
    • #5
    • 2nd Feb 18, 12:19 PM
    Are you going to sign up with them as well?
    • dunstonh
    • By dunstonh 2nd Feb 18, 12:24 PM
    • 91,020 Posts
    • 58,021 Thanks
    dunstonh
    • #6
    • 2nd Feb 18, 12:24 PM
    • #6
    • 2nd Feb 18, 12:24 PM
    I suspect your wife has done something that has got her on a mailing list that is being distributed.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • Ratcatcher1
    • By Ratcatcher1 2nd Feb 18, 12:50 PM
    • 9 Posts
    • 0 Thanks
    Ratcatcher1
    • #7
    • 2nd Feb 18, 12:50 PM
    • #7
    • 2nd Feb 18, 12:50 PM
    I really don't know what to do
    Yes she probably has
    • Ratcatcher1
    • By Ratcatcher1 6th Feb 18, 11:00 AM
    • 9 Posts
    • 0 Thanks
    Ratcatcher1
    • #8
    • 6th Feb 18, 11:00 AM
    • #8
    • 6th Feb 18, 11:00 AM
    Hi
    I am thinking of doing it myself so I have looked at the Reolver link on this site.
    It seems to only ask for one lender, I have three lenders so how do I go about having them all
    on Resolver. Will I have to do each one separately.
    Richard
    • zx81
    • By zx81 6th Feb 18, 3:56 PM
    • 15,455 Posts
    • 16,379 Thanks
    zx81
    • #9
    • 6th Feb 18, 3:56 PM
    • #9
    • 6th Feb 18, 3:56 PM
    Yes.

    But why not go direct, rather than using yet another third party?
    • Ratcatcher1
    • By Ratcatcher1 7th Feb 18, 9:49 AM
    • 9 Posts
    • 0 Thanks
    Ratcatcher1
    I don't have all the required information
    • zx81
    • By zx81 7th Feb 18, 9:54 AM
    • 15,455 Posts
    • 16,379 Thanks
    zx81
    Resolver won't provide any additional information.

    They just forward your complaint on, occasionally losing it in the process.
    • Ratcatcher1
    • By Ratcatcher1 7th Feb 18, 10:02 AM
    • 9 Posts
    • 0 Thanks
    Ratcatcher1
    I don't have and don't know the required information to go direct
    • zx81
    • By zx81 7th Feb 18, 10:06 AM
    • 15,455 Posts
    • 16,379 Thanks
    zx81
    What information are you missing?

    You can find contact details on the internet.
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