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  • FIRST POST
    • shabbychic12
    • By shabbychic12 1st Feb 18, 2:30 PM
    • 53Posts
    • 209Thanks
    shabbychic12
    2018 It's My Time
    • #1
    • 1st Feb 18, 2:30 PM
    2018 It's My Time 1st Feb 18 at 2:30 PM
    Well l've decided to start this diary for me so that maybe in 12 months time l can look back at what l have or have not achieved. Let's hope it's the first and that when l look back on this post it's from the front seat of my camper some where warm.
    Small potted history - lost my DH at 50 but luckily he left me not having to worry too much about money and l already had tendencies to save. Have decided that this year l'm going to retire at 54 and do some of the things we had planned to do together So it's save save save to be able to do that in Sept 2018 and then basically it's my time.
    Have managed to get the VW camper(1972) back on the road £2,500 worth of work later lol and the aim is to use this and travel. I also hv a 1972 Eriba Puck which l have yet to decide if l can manage to tow. We become quite a road train when out on the road. So we will see next few months how l go on.
    I know l will have good days and bad days worrying about my decision but life's too short to worry because tomorrow doesn't always come. Well that's post 1 done off to list some more 'collectibles' currently listing my DD polly pockets from the 80's and not doing too badly unfortunately having to split with her.
    Turtle Challenge February 03 contender
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 £715/£12000
    £28/week on wk5/52 (£1 a day challenge)
    All this saving l'm turning into my Dad
Page 2
    • Katiehound
    • By Katiehound 12th Feb 18, 4:26 PM
    • 4,261 Posts
    • 38,592 Thanks
    Katiehound
    Does the thought of swimming appeal to you? maybe that could be a pre /post retirement challenge?
    I swim most days at the leisure centre but I really love the thought of swimming in a beautiful turquoise Med or Caribbean! The leisure centre isn't quite so appealing!!- it lacks the ... sun! and white sand.

    Have a great half term.
    Being polite and pleasant doesn't cost anything!
    If you found my posting helpful please hit the "Thanks" button!
    Many thanks

    2018 Wombling : Entrant 8 ...840MM (84p) + RK 7p= 91pence
    • shabbychic12
    • By shabbychic12 12th Feb 18, 8:38 PM
    • 53 Posts
    • 209 Thanks
    shabbychic12
    I have thought about adult swimming lessons when l finish. I love the idea of swimming but it evades me and here's another thing call me a prude but l don't like the mixed changing room last time l went l was faced with a gentleman sporting budgie smugglers !!!55357;!!!56877; He wasnt a looker lol !!!55357;!!!56896;
    Turtle Challenge February 03 contender
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 £715/£12000
    £28/week on wk5/52 (£1 a day challenge)
    All this saving l'm turning into my Dad
    • MrAPJI
    • By MrAPJI 13th Feb 18, 9:30 AM
    • 88 Posts
    • 764 Thanks
    MrAPJI
    I can understand the 'privacy issues' . I've joined a private gym (reasonable rates for unsociable hours lol) and the pool does have seperate changing rooms. I usually pop along quite early and it's usually empty - which is a bonus . The gym actually holds sessions for 'adult learners' and they are well frequented by all accords. My wife didn't learn to swim until she was about 40 - absolutely loved it, when she could .
    • shabbychic12
    • By shabbychic12 13th Feb 18, 1:33 PM
    • 53 Posts
    • 209 Thanks
    shabbychic12
    It is something on my list of things todo lol just not very high up. Had an appointment at the building society this morning doing a Skype interview for a mortgage-what happen to face to face? Any way good news is they will lend me some money bad news l now have to find somewhere! Idea behind this is to generate another income for when lve finished and hopefully this one will do as well as the other. Another big step on my own but l feel fine about it. Need to focus right area, right price and potential for value growth- not much to ask.
    Turtle Challenge February 03 contender
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 £715/£12000
    £28/week on wk5/52 (£1 a day challenge)
    All this saving l'm turning into my Dad
    • MrAPJI
    • By MrAPJI 13th Feb 18, 6:59 PM
    • 88 Posts
    • 764 Thanks
    MrAPJI
    Good luck with finding 'a suitable' property . I'm in the process of selling my house and the surveyor is calling tomorrow - fingers crossed that he doesn't find too much wrong to upset my buyers lol.
    • shabbychic12
    • By shabbychic12 13th Feb 18, 7:54 PM
    • 53 Posts
    • 209 Thanks
    shabbychic12
    Fingers crossed for you. Have you found somewhere to move too ?
    Turtle Challenge February 03 contender
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 £715/£12000
    £28/week on wk5/52 (£1 a day challenge)
    All this saving l'm turning into my Dad
    • MrAPJI
    • By MrAPJI 14th Feb 18, 8:25 AM
    • 88 Posts
    • 764 Thanks
    MrAPJI
    Have you found somewhere to move too ?
    Originally posted by shabbychic12
    Yes and no . I've outline planning permission to build a new property and currently have an architect working on the final drawings. However, I don't intend starting this project until spring 2019 - exciting, but no doubt there will be a few headaches on the way lol. Between June and Sept, I'm staying with a friend in North Devon to help with various projects. Between Sept-Dec, I'm staying with my brother and his family. Then Xmas/New Year, I'm off to USA to stay with my wife's family (wife was Canadian, but many of her relatives live in USA). Then back to my brothers' home until I site a mobile home on the land I'm going to build on. My only real concern is the cat - he's very fussy about where he stays - a result of having been too pampered in the past lol
    • shabbychic12
    • By shabbychic12 14th Feb 18, 9:48 AM
    • 53 Posts
    • 209 Thanks
    shabbychic12
    Wow that is exciting how good to have all those plans to look forward too. The time will go so quickly as well. Think l could do warm weather in a mobile home but maybe not the winter months. Living out of a couple of suitcases might be my undoing though not enough room for shoes.
    Turtle Challenge February 03 contender
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 £715/£12000
    £28/week on wk5/52 (£1 a day challenge)
    All this saving l'm turning into my Dad
    • shabbychic12
    • By shabbychic12 16th Feb 18, 1:30 PM
    • 53 Posts
    • 209 Thanks
    shabbychic12
    Well just back from my first try at an airbnb property as a mini break and l was very impressed - at least the property was there lol. I had heard of instances where people had paid , turned up and found they had been scammed. I'm not one for hotels as l prefer to do my own thing so this was perfect. (And cheaper)
    Turtle Challenge February 03 contender
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 £715/£12000
    £28/week on wk5/52 (£1 a day challenge)
    All this saving l'm turning into my Dad
    • MrAPJI
    • By MrAPJI 17th Feb 18, 10:18 AM
    • 88 Posts
    • 764 Thanks
    MrAPJI
    Glad it worked out well for you - hope the break helped to recharge your batteries
    • shabbychic12
    • By shabbychic12 18th Feb 18, 1:28 PM
    • 53 Posts
    • 209 Thanks
    shabbychic12
    Well l do feel refreshed and have a renewed energy towards my quest to retire. Only bad thing is l took my eye of the frugality l have been following but l'm back on it this morning. All my jars are back upto date and lve even sold a couple of things. I might try eating for a pound everyday this week only going to do 6 days as l'm at a 'do' on Saturday and staying over( budget hotel btw) have even managed to drag myself of to yoga this morning so l must be back on task.
    Turtle Challenge February 03 contender
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 £715/£12000
    £28/week on wk5/52 (£1 a day challenge)
    All this saving l'm turning into my Dad
    • MrAPJI
    • By MrAPJI 19th Feb 18, 10:22 AM
    • 88 Posts
    • 764 Thanks
    MrAPJI
    [QUOTE=shabbychic12;73899970 I might try eating for a pound everyday this week.[/QUOTE]

    That really is a challenge and to be honest I don't know how people manage to do it. Maybe their cooking skills are 'a lot' better than mine lol
    • Mr Costcutter
    • By Mr Costcutter 19th Feb 18, 12:31 PM
    • 309 Posts
    • 790 Thanks
    Mr Costcutter
    That really is a challenge and to be honest I don't know how people manage to do it.l
    Originally posted by MrAPJI
    Absolutely agree.
    • shabbychic12
    • By shabbychic12 19th Feb 18, 1:01 PM
    • 53 Posts
    • 209 Thanks
    shabbychic12
    I think it's going to be tough l'm going to a shop later and l have a muscle food order coming which was a double the amount for an extra £5( l will have chicken coming out of my ears lol.) I will check out the holy grail of shopping the YS aisle( l very very rarely find anything worth buying here) and break my meals down to as near as l can. My lunch of a jacket potato and beans has already cost 40p.
    Turtle Challenge February 03 contender
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 £715/£12000
    £28/week on wk5/52 (£1 a day challenge)
    All this saving l'm turning into my Dad
    • shabbychic12
    • By shabbychic12 19th Feb 18, 6:36 PM
    • 53 Posts
    • 209 Thanks
    shabbychic12
    As expected the YS aisle was just dust and tumble weed. I don't know how people do it save dumpster diving l won't get to £1 a day but on the plus side today's meals have come in at ......... wait for it, drum roll...... £2.20 l will probably be so hungry later l will eat my own leg lol. See how l go on tomorrow. Enjoy your frugal teas lol
    Turtle Challenge February 03 contender
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 £715/£12000
    £28/week on wk5/52 (£1 a day challenge)
    All this saving l'm turning into my Dad
    • gallygirl
    • By gallygirl 19th Feb 18, 10:00 PM
    • 16,435 Posts
    • 108,611 Thanks
    gallygirl
    That really is a challenge and to be honest I don't know how people manage to do it. Maybe their cooking skills are 'a lot' better than mine lol
    Originally posted by MrAPJI
    I think anyone could do it for a week or more if they are starting off with a well-stocked kitchen, with things bought in reasonable quantities from cheap supermarkets rather than having to buy from the over-priced corner shop because the bus fare to the supermarket is £3 . Oh, and the rice you did buy in bulk goes off because your cupboards are damp. You can cost out chilli powder at 2p a spoonful, mixed herbs at 1p etc, because you bought it from Aldi, but if the local shop sells herbs and spices at £1.50 you're not going to spend three days worth just on two minor ingredients. Neither wonder people end up with 99p ready meals .
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    Mortgage Balance = £0
    "Do what others won't early in life so you can do what others can't later in life"
    • shabbychic12
    • By shabbychic12 19th Feb 18, 10:11 PM
    • 53 Posts
    • 209 Thanks
    shabbychic12
    I agree 100% lol. Can cook for 4/6 people no problem and can keep costs low but cook for 1/2 people same amount just lots of waste that then lurks in the freezer unlabelled and unloved for ever so therefore not cost effective.
    Turtle Challenge February 03 contender
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 £715/£12000
    £28/week on wk5/52 (£1 a day challenge)
    All this saving l'm turning into my Dad
    • shabbychic12
    • By shabbychic12 20th Feb 18, 7:17 PM
    • 53 Posts
    • 209 Thanks
    shabbychic12
    Well today's breakfast was smart price yoghurt with fresh fruit, lunch a pitta and soup with left over potatoes l had made into a potato salad and tea is sausage and veg with wedges l have estimated about £2.50 lol
    Turtle Challenge February 03 contender
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 £715/£12000
    £28/week on wk5/52 (£1 a day challenge)
    All this saving l'm turning into my Dad
    • Mr Costcutter
    • By Mr Costcutter 21st Feb 18, 9:59 AM
    • 309 Posts
    • 790 Thanks
    Mr Costcutter
    At £2.50, I think you did really well . I probably look at diet in a different way than most people, having worked as a medical research scientist for my entire working life. My concern being is that many people do not eat enough protein - and it is absolutely essential. Enough said
    • shabbychic12
    • By shabbychic12 21st Feb 18, 7:24 PM
    • 53 Posts
    • 209 Thanks
    shabbychic12
    Food order arrived and as expected l have chicken coming out my ears lol. I do believe l should be able to keep to £3.00 a day and eat pretty well and varied. My problem is planning l hate to know what l'm having on what day and lve no chance planning for a week but l will try.
    Turtle Challenge February 03 contender
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 £715/£12000
    £28/week on wk5/52 (£1 a day challenge)
    All this saving l'm turning into my Dad
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