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  • FIRST POST
    • Aspatria
    • By Aspatria 31st Jan 18, 10:07 PM
    • 7Posts
    • 0Thanks
    Aspatria
    Holiday Property Bond (HPB)
    • #1
    • 31st Jan 18, 10:07 PM
    Holiday Property Bond (HPB) 31st Jan 18 at 10:07 PM
    Does anyone have any experience of Holiday Property Bonds, are they a good investment?
Page 1
    • AnotherJoe
    • By AnotherJoe 31st Jan 18, 10:52 PM
    • 8,229 Posts
    • 8,958 Thanks
    AnotherJoe
    • #2
    • 31st Jan 18, 10:52 PM
    • #2
    • 31st Jan 18, 10:52 PM
    Since they are not loans, perhaps try searching the savings and investment forum rather than the loan one ?
    • PeacefulWaters
    • By PeacefulWaters 1st Feb 18, 5:29 AM
    • 7,729 Posts
    • 9,688 Thanks
    PeacefulWaters
    • #3
    • 1st Feb 18, 5:29 AM
    • #3
    • 1st Feb 18, 5:29 AM
    Sounds like every form of investment scam rolled up into one name.
    • dealer wins
    • By dealer wins 1st Feb 18, 10:23 AM
    • 5,651 Posts
    • 10,628 Thanks
    dealer wins
    • #4
    • 1st Feb 18, 10:23 AM
    • #4
    • 1st Feb 18, 10:23 AM
    These holiday clubs, timeshares, rentals, caravan park "investments" etc etc are either a con, a ripoff, a scam, or all 3 over 99% of the time.
    Choose life
    • pogofish
    • By pogofish 1st Feb 18, 12:01 PM
    • 8,126 Posts
    • 8,367 Thanks
    pogofish
    • #5
    • 1st Feb 18, 12:01 PM
    • #5
    • 1st Feb 18, 12:01 PM
    Does anyone have any experience of Holiday Property Bonds,
    Originally posted by Aspatria
    Considering that there is a decade-old but still open thread about them in an appropriate forum, I would say the answer is yes.
    • jaybeetoo
    • By jaybeetoo 1st Feb 18, 1:27 PM
    • 563 Posts
    • 269 Thanks
    jaybeetoo
    • #6
    • 1st Feb 18, 1:27 PM
    • #6
    • 1st Feb 18, 1:27 PM
    Does anyone have any experience of Holiday Property Bonds, are they a good investment?
    Originally posted by Aspatria
    My recommendation is don't look at it as a financial investment.

    Instead ask does it provide the holidays you want, when you want them at a price you are willing to pay?
    • NoodleDoodleMan
    • By NoodleDoodleMan 7th Feb 18, 3:51 PM
    • 268 Posts
    • 80 Thanks
    NoodleDoodleMan
    • #7
    • 7th Feb 18, 3:51 PM
    • #7
    • 7th Feb 18, 3:51 PM
    We were members for some years - it is NOT a scam.

    Had a few good holidays, but as all options are self catering, DIY flights and transfers, we eventually determined it was just as cost effective to book a package holiday.

    As an investment it is unlikely to increase in value - however you can will it to your next of kin family.

    When we left there was a modest loss based on what had been invested.
    • Malthusian
    • By Malthusian 9th Feb 18, 2:04 AM
    • 3,701 Posts
    • 5,761 Thanks
    Malthusian
    • #8
    • 9th Feb 18, 2:04 AM
    • #8
    • 9th Feb 18, 2:04 AM
    We were members for some years - it is NOT a scam.

    Had a few good holidays, but as all options are self catering, DIY flights and transfers, we eventually determined it was just as cost effective to book a package holiday.

    As an investment it is unlikely to increase in value - however you can will it to your next of kin family.

    When we left there was a modest loss based on what had been invested.
    Originally posted by NoodleDoodleMan
    An "investment" that is unlikely to increase in value is many people's definition of a scam, even if it is a loose one.

    If it was sold to you on the basis that it would increase in value and/or that it would cost less money over time than booking holidays the normal way (without the loss of flexibility) then it certainly sounds like you were scammed.
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