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  • FIRST POST
    • honestash62
    • By honestash62 13th Jan 18, 1:31 PM
    • 31Posts
    • 2Thanks
    honestash62
    Prudential
    • #1
    • 13th Jan 18, 1:31 PM
    Prudential 13th Jan 18 at 1:31 PM
    Have Sipp with H&L want to transfer to prudential why do I need an ifa
    Want to open stocks shares isa with prudential again need ifa ? Why I know the fund I want money to go into

    Why all the extra costs of an ifa

    Have noticed some prudential finds available with H&L
    Not the cautious fund I would like unfortunately

    Anyone dealt with the pru
Page 1
    • HappyHarry
    • By HappyHarry 13th Jan 18, 1:57 PM
    • 515 Posts
    • 772 Thanks
    HappyHarry
    • #2
    • 13th Jan 18, 1:57 PM
    • #2
    • 13th Jan 18, 1:57 PM
    Prudential donít offer their pensions and investments to direct clients.

    In a similar vein, HL donít offer their products via intermediaries.

    You will either need to chose a different fund, or use an intermediary.
    I am an Independent Financial Adviser. Any comments I make here are intended for information / discussion only. Nothing I post here should be construed as advice. If you are looking for individual financial advice, please contact a local Independent Financial Adviser.
    • dunstonh
    • By dunstonh 13th Jan 18, 2:02 PM
    • 90,406 Posts
    • 57,190 Thanks
    dunstonh
    • #3
    • 13th Jan 18, 2:02 PM
    • #3
    • 13th Jan 18, 2:02 PM
    Have Sipp with H&L want to transfer to prudential why do I need an ifa
    Prudential are a product provider that retails their products through IFAs and certain other intermediaries.

    Want to open stocks shares isa with prudential again need ifa ?
    Same reason as above.

    Why all the extra costs of an ifa
    Because their product is priced on the basis of an IFA doing the distribution. if they were retailing it directly, it would be a more expensive version.

    The fund is an insured fund rather than a UT/OEIC. So, it is not available on most platforms.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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