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  • FIRST POST
    • Dolly123
    • By Dolly123 12th Jan 18, 9:57 PM
    • 113Posts
    • 8Thanks
    Dolly123
    Would an underwriter question these direct debits?
    • #1
    • 12th Jan 18, 9:57 PM
    Would an underwriter question these direct debits? 12th Jan 18 at 9:57 PM
    We have one for £20.00 for 'Debit Finance' and one for £43.00 for '1st Central Finance'

    They aren't anything dodgy my daughters swimming lessons and our car insurance just worried they might look a bit suspect?
    Last edited by Dolly123; 12-01-2018 at 10:31 PM.
Page 1
    • amnblog
    • By amnblog 13th Jan 18, 8:46 AM
    • 10,154 Posts
    • 3,971 Thanks
    amnblog
    • #2
    • 13th Jan 18, 8:46 AM
    • #2
    • 13th Jan 18, 8:46 AM
    They may ask for clarification. You are allow to have swimming lessons and car insurance but the Lender may need to ensure this is not due to undisclosed debt.
    Last edited by amnblog; 13-01-2018 at 2:49 PM.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • kingstreet
    • By kingstreet 13th Jan 18, 10:03 AM
    • 32,617 Posts
    • 17,559 Thanks
    kingstreet
    • #3
    • 13th Jan 18, 10:03 AM
    • #3
    • 13th Jan 18, 10:03 AM
    NatWest recently asked us about 1st Central.

    They were happy when we explained it was car insurance premiums.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
    • Dolly123
    • By Dolly123 13th Jan 18, 6:34 PM
    • 113 Posts
    • 8 Thanks
    Dolly123
    • #4
    • 13th Jan 18, 6:34 PM
    • #4
    • 13th Jan 18, 6:34 PM
    Thats what I was thinking, ok cool we can explain what it is
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