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    • t24seven
    • By t24seven 12th Jan 18, 8:13 PM
    • 1Posts
    • 0Thanks
    HELP Bank of Scotland PPI settlement figures
    • #1
    • 12th Jan 18, 8:13 PM
    HELP Bank of Scotland PPI settlement figures 12th Jan 18 at 8:13 PM
    Hi everyone,

    Just got a settlement letter from Bank of Scotland, it's not a great deal of money (£200), I wanted to check with the experts as to the explanations and figures in the working out of the PPI refund.

    A section in the letter says:

    Ai - The cost of the single premium PPI policy added to the loan (N/A for regular premiun PPI policies) - £105.63
    Aii - Rows Aii and Aiii Upheld decisions only - PPI premiums to be refunded - £17.61
    Aiii - Debit interest on Aii - £2.05

    Aiv - Total PPI premiums with interest (Rows Aii+Aiii) - £19.66

    Now what is confusing me is the above is laid out in a table with the figures to the right....... the first row Ai, total of £105.63 does not appear to be added anywhere, what is this figure?
    If this was a sum paid at the start of the loan then why is this not included in row Aiv?

    Any help will be much appreciated
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