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  • FIRST POST
    • David Beecroft Smith
    • By David Beecroft Smith 12th Jan 18, 3:31 PM
    • 4Posts
    • 0Thanks
    David Beecroft Smith
    Wife's lack of NICs
    • #1
    • 12th Jan 18, 3:31 PM
    Wife's lack of NICs 12th Jan 18 at 3:31 PM
    Hi, we recently discovered that my wife's Pension entitlement is going to be severely diminished due to lack of NICS contributions. As a stay at home Mum she should have been credited with these contributions, however because the child Benefit was paid to us in my name this was never done. My question is can these historic payments, or at least the NICs credits, be transferred from my account to hers?
    Any other suggestions on how to resolve this problem would be welcome.
    Thank you in advance,
    David
Page 1
    • molerat
    • By molerat 12th Jan 18, 8:38 PM
    • 17,658 Posts
    • 11,927 Thanks
    molerat
    • #2
    • 12th Jan 18, 8:38 PM
    • #2
    • 12th Jan 18, 8:38 PM
    Yes you can.
    Pre and post 2010 rules differ
    https://www.gov.uk/government/publications/national-insurance-credits-for-parents-and-carers-cf411a
    https://www.gov.uk/government/publications/national-insurance-application-form-for-home-responsibilities-protection-cf411
    www.helpforheroes.org.uk/donations.html
    • epitome
    • By epitome 13th Jan 18, 6:21 PM
    • 3,079 Posts
    • 1,868 Thanks
    epitome
    • #3
    • 13th Jan 18, 6:21 PM
    • #3
    • 13th Jan 18, 6:21 PM
    Hope it works out for you but if it doesn't work out, there is always Pension Credit.
    • konark
    • By konark 14th Jan 18, 1:56 AM
    • 946 Posts
    • 727 Thanks
    konark
    • #4
    • 14th Jan 18, 1:56 AM
    • #4
    • 14th Jan 18, 1:56 AM
    Hope it works out for you but if it doesn't work out, there is always Pension Credit.
    Originally posted by epitome
    .....there is NOW.....
    • Mojisola
    • By Mojisola 14th Jan 18, 9:27 AM
    • 28,762 Posts
    • 73,409 Thanks
    Mojisola
    • #5
    • 14th Jan 18, 9:27 AM
    • #5
    • 14th Jan 18, 9:27 AM
    Hope it works out for you but if it doesn't work out, there is always Pension Credit.
    Originally posted by epitome
    They would be assessed as a couple - depending on the OP's pension, they might not be able to get anything means tested.
    • epitome
    • By epitome 14th Jan 18, 11:02 AM
    • 3,079 Posts
    • 1,868 Thanks
    epitome
    • #6
    • 14th Jan 18, 11:02 AM
    • #6
    • 14th Jan 18, 11:02 AM
    They would be assessed as a couple - depending on the OP's pension, they might not be able to get anything means tested.
    Originally posted by Mojisola
    In which case they would be getting all they are entitled to and hence everything would work out as best it can. It would be a better situation to be in than to not know about and hence not apply for pension credit.
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