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  • FIRST POST
    • skintarooney
    • By skintarooney 12th Jan 18, 12:31 AM
    • 396Posts
    • 498Thanks
    skintarooney
    0 WOW
    Travel money USA
    • #1
    • 12th Jan 18, 12:31 AM
    0 WOW
    Travel money USA 12th Jan 18 at 12:31 AM
    Hi,
    My 17yo son is going to LA with college in less than 2 weeks. Please can anyone advise the best way for him to take money? Iíve looked at prepaid cards, debit cards, travellers cheques and cash but my mind is now boggled with facts and figures.

    Thanks in advance!
Page 1
    • Robin9
    • By Robin9 12th Jan 18, 4:26 AM
    • 2,100 Posts
    • 1,343 Thanks
    Robin9
    • #2
    • 12th Jan 18, 4:26 AM
    • #2
    • 12th Jan 18, 4:26 AM
    Cash and Halifax Clarity card
    Never pay on an estimated bill
    • PeacefulWaters
    • By PeacefulWaters 12th Jan 18, 5:38 AM
    • 7,548 Posts
    • 9,442 Thanks
    PeacefulWaters
    • #3
    • 12th Jan 18, 5:38 AM
    • #3
    • 12th Jan 18, 5:38 AM
    Cash and Halifax Clarity card
    Originally posted by Robin9
    The seventeen year old might struggle with the latter.
    • tori.k
    • By tori.k 12th Jan 18, 6:36 AM
    • 2,999 Posts
    • 7,008 Thanks
    tori.k
    • #4
    • 12th Jan 18, 6:36 AM
    • #4
    • 12th Jan 18, 6:36 AM
    Have a look at the fairfx friend & family card, we had no issue using it in the US, if he is used to using a debit card he won't have any issue it's mostly chip and pin there now.
    Debit to Credit (stage 1) 3652.34 completed 15/10/16
    Debit to Credit (stage 2) 6299.09 completed 25/06/17
    Save 12k in 2018 #76 2000 /6000
    • eDicky
    • By eDicky 12th Jan 18, 10:12 AM
    • 3,053 Posts
    • 1,390 Thanks
    eDicky
    • #5
    • 12th Jan 18, 10:12 AM
    • #5
    • 12th Jan 18, 10:12 AM
    This would be best:
    https://www.nationwide.co.uk/products/current-accounts/flexone/whats-flexone
    • NoodleDoodleMan
    • By NoodleDoodleMan 12th Jan 18, 12:00 PM
    • 201 Posts
    • 57 Thanks
    NoodleDoodleMan
    • #6
    • 12th Jan 18, 12:00 PM
    • #6
    • 12th Jan 18, 12:00 PM
    I don't think an under 18 can have a credit card ? Maybe as an additional card holder to a parent's account only ?

    Also, all ATMs in the USA will incur a cash withdrawal fee regardless if you have a "friendly" credit card such as Halifax Clarity or not.

    Use a CC to settle for larger sums where you want to retain cash in readies.

    Cash is always unbeatable - but if security of a large amount is a worry, take US Dollars travellers cheques, American Express (if still available) are best. That's what I used when a student - accepted everywhere and you get 1 for 1 (no commission, it's already paid)) when presented at a bank etc. or wherever AMEX is accepted.

    Do not take Sterling currency or travellers cheques - the banks there don't want to know.
    • PeacefulWaters
    • By PeacefulWaters 12th Jan 18, 12:12 PM
    • 7,548 Posts
    • 9,442 Thanks
    PeacefulWaters
    • #7
    • 12th Jan 18, 12:12 PM
    • #7
    • 12th Jan 18, 12:12 PM
    I don't think an under 18 can have a credit card ? Maybe as an additional card holder to a parent's account only ?

    Also, all ATMs in the USA will incur a cash withdrawal fee regardless if you have a "friendly" credit card such as Halifax Clarity or not.

    Use a CC to settle for larger sums where you want to retain cash in readies.

    Cash is always unbeatable - but if security of a large amount is a worry, take US Dollars travellers cheques, American Express (if still available) are best. That's what I used when a student - accepted everywhere and you get 1 for 1 (no commission, it's already paid)) when presented at a bank etc. or wherever AMEX is accepted.

    Do not take Sterling currency or travellers cheques - the banks there don't want to know.
    Originally posted by NoodleDoodleMan
    Do not take travellers chequers at all would be more appropriate.
    • EveryWhere
    • By EveryWhere 12th Jan 18, 2:00 PM
    • 125 Posts
    • 44 Thanks
    EveryWhere
    • #8
    • 12th Jan 18, 2:00 PM
    • #8
    • 12th Jan 18, 2:00 PM
    I don't think an under 18 can have a credit card ? Maybe as an additional card holder to a parent's account only ?

    Also, all ATMs in the USA will incur a cash withdrawal fee regardless if you have a "friendly" credit card such as Halifax Clarity or not.

    Use a CC to settle for larger sums where you want to retain cash in readies.

    Cash is always unbeatable - but if security of a large amount is a worry, take US Dollars travellers cheques, American Express (if still available) are best. That's what I used when a student - accepted everywhere and you get 1 for 1 (no commission, it's already paid)) when presented at a bank etc. or wherever AMEX is accepted.

    Do not take Sterling currency or travellers cheques - the banks there don't want to know.
    Originally posted by NoodleDoodleMan
    Not all ATMs charged when I was there. In addition the fees charged varied somewhat. From nothing to perhaps US$4.50.

    No to the Travellers Cheques. Yes to the FlexOne Debit card.
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