Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • claire2018
    • By claire2018 11th Jan 18, 2:50 PM
    • 1Posts
    • 0Thanks
    Credit Rating
    • #1
    • 11th Jan 18, 2:50 PM
    Credit Rating 11th Jan 18 at 2:50 PM
    I would like to take out a loan in the next few months for the first time. I have switched recently my internet, gas/electric, bank so therefore assume I have been credit scored which may reduce my score. Any ideas how long before I should attempt to apply?
Page 1
    • zx81
    • By zx81 11th Jan 18, 2:54 PM
    • 14,973 Posts
    • 15,831 Thanks
    • #2
    • 11th Jan 18, 2:54 PM
    • #2
    • 11th Jan 18, 2:54 PM
    Your score is fictional so can be thoroughly ignored.

    Utility searches tend to be ID checks and will not show to lenders. I would not let it deter you from applying for a loan.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

470Posts Today

5,300Users online

Martin's Twitter