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  • FIRST POST
    • hollip0p
    • By hollip0p 10th Jan 18, 12:23 PM
    • 48Posts
    • 15Thanks
    hollip0p
    Halifax AIP Question
    • #1
    • 10th Jan 18, 12:23 PM
    Halifax AIP Question 10th Jan 18 at 12:23 PM
    Hi,

    My boyfriend and I have just applied for an AIP with Halifax - and they have told us "Following your recent online enquiry, based on the information you have given, we can offer you an Agreement in Principle for a maximum of £310080, with a minimum deposit of 25%, over a maximum term of 36 years."

    I've looked through the small print but can't see anywhere that says whether that 25% can be made up of 20% HTB equity loan, 5% our deposit, or if it all needs to be from us. Could anyone on here clarify before I ring them to ask please?
Page 1
    • kingstreet
    • By kingstreet 10th Jan 18, 12:31 PM
    • 32,598 Posts
    • 17,547 Thanks
    kingstreet
    • #2
    • 10th Jan 18, 12:31 PM
    • #2
    • 10th Jan 18, 12:31 PM
    Did you key it as shared equity (adding the share and 3% cost) as a broker has to or is there no option?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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