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    • Csa Walsh
    • By Csa Walsh 5th Jan 18, 7:17 PM
    • 1Posts
    • 0Thanks
    Csa Walsh
    Coupling Help to Buy ISA & Shared Ownership Scheme
    • #1
    • 5th Jan 18, 7:17 PM
    Coupling Help to Buy ISA & Shared Ownership Scheme 5th Jan 18 at 7:17 PM
    I haven't had much luck trying to find this information online so you guys are my last turn before a bank.

    My partner and I are looking to take advantage of current new build government schemes to help us in owning our first home. We are hesitate to pin our hopes on the schemes as we appear to be slightly priced out of the market for two bedroom homes in our area (Gravesend) with the Help to Buy ISA limit being applicable to homes at or under 250k.

    My question being, if we opt for a Shared Ownership Scheme at a 50% mortgage 50% rent, would that reduce the value of a home on paper from lets say 300k too 150k. Ultimately allowing us to use our Help to Buy ISA in conjunction?

    Thank you in advance for your replies.
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