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  • FIRST POST
    • Uxb
    • By Uxb 4th Jan 18, 3:24 PM
    • 995Posts
    • 1,061Thanks
    Uxb
    Money from bank account to pay for funeral
    • #1
    • 4th Jan 18, 3:24 PM
    Money from bank account to pay for funeral 4th Jan 18 at 3:24 PM
    I need to pay for the funeral (I'm the executor)
    Supposedly its simple
    Banks already informed, registered death cert and have given me valuations of accounts so that side is clear. Plenty of money in accounts to pay.

    So I'm told by solicitor its easy - you go to the deceased's bank with your ID, the funeral bill, death cert as well, their letters to you as executor and ask them to write a cheque from the deceased's bank for the funeral costs and then I supply said cheque to Funeral director.

    Anyone got any advise to make it easier/less hassle or had problems that I can try to avoid?
    My options of banks to go to where the deceased had accounts are either NatWest or Santander.
Page 1
    • Jenniefour
    • By Jenniefour 4th Jan 18, 4:00 PM
    • 1,298 Posts
    • 1,403 Thanks
    Jenniefour
    • #2
    • 4th Jan 18, 4:00 PM
    • #2
    • 4th Jan 18, 4:00 PM
    What your solicitor has said is correct. There's an inevitable amount of hassle as executor, it's an important role. I would call both banks at the relevant branches beforehand to find out whether it's easier with one rather than the other.
    • Keep pedalling
    • By Keep pedalling 4th Jan 18, 4:13 PM
    • 4,343 Posts
    • 4,721 Thanks
    Keep pedalling
    • #3
    • 4th Jan 18, 4:13 PM
    • #3
    • 4th Jan 18, 4:13 PM
    Don’t just go in, make an appointment at a branch near to you.
    • Margot123
    • By Margot123 4th Jan 18, 5:39 PM
    • 533 Posts
    • 547 Thanks
    Margot123
    • #4
    • 4th Jan 18, 5:39 PM
    • #4
    • 4th Jan 18, 5:39 PM
    Make sure you arrange an appointment with the bank's specialist bereavement adviser. If you do as I did and just ask for a probate appointment, they will allocate anyone who is available, and they aren't always that knowledgeable.

    They should issue the cheque there and then but make sure all the details are correctly written before you leave the bank.
    • Mojisola
    • By Mojisola 4th Jan 18, 6:26 PM
    • 28,752 Posts
    • 73,444 Thanks
    Mojisola
    • #5
    • 4th Jan 18, 6:26 PM
    • #5
    • 4th Jan 18, 6:26 PM
    Make sure you arrange an appointment with the bank's specialist bereavement adviser.
    Originally posted by Margot123
    Dad and I did this after Mum died.

    We didn't need a cheque for the funeral but the adviser sorted out changing joint accounts to single ones, etc, on the spot with no problems or delays. It helps to have someone who has been trained and who specialises in this area.
    • Gers
    • By Gers 4th Jan 18, 7:34 PM
    • 6,023 Posts
    • 36,509 Thanks
    Gers
    • #6
    • 4th Jan 18, 7:34 PM
    • #6
    • 4th Jan 18, 7:34 PM
    My fatherís bank paid the undertaker direct once presented with the invoice along with other relevant paperwork. It was the easiest part of the whole situation.
    • Uxb
    • By Uxb 4th Jan 18, 9:52 PM
    • 995 Posts
    • 1,061 Thanks
    Uxb
    • #7
    • 4th Jan 18, 9:52 PM
    • #7
    • 4th Jan 18, 9:52 PM
    Thank you for all your comments and advise.
    I will let you know what happens....
    • Tom99
    • By Tom99 5th Jan 18, 2:57 AM
    • 1,035 Posts
    • 627 Thanks
    Tom99
    • #8
    • 5th Jan 18, 2:57 AM
    • #8
    • 5th Jan 18, 2:57 AM
    With NatWest I gave them the FD bill and NatWest paid it directly.
    • Uxb
    • By Uxb 12th Jan 18, 1:32 PM
    • 995 Posts
    • 1,061 Thanks
    Uxb
    • #9
    • 12th Jan 18, 1:32 PM
    • #9
    • 12th Jan 18, 1:32 PM
    Just a quick update.
    Ringing the bank's Bereavement Centre about the process and specifically asking of the necessity to make an appointment got the hopelessly over optimistic reply that no - you can simply turn up with the paperwork and your ID.

    All was sorted eventually at the branch and I now have the funeral cheque.
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