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  • FIRST POST
    • robti
    • By robti 31st Dec 17, 3:02 PM
    • 150Posts
    • 14Thanks
    robti
    iPhone insurance
    • #1
    • 31st Dec 17, 3:02 PM
    iPhone insurance 31st Dec 17 at 3:02 PM
    Hi looking at some real life recommendations for insurance for my iPhone, have had various iPhones over the last few years and never bothered before but now up to a 8 plus and the replacement cost is rising so thought to ask here, so can anyone help with this ?
    Thanks
Page 1
    • Ms Chocaholic
    • By Ms Chocaholic 31st Dec 17, 3:08 PM
    • 8,985 Posts
    • 55,193 Thanks
    Ms Chocaholic
    • #2
    • 31st Dec 17, 3:08 PM
    • #2
    • 31st Dec 17, 3:08 PM
    Sorry can't help with insurance but wondered if you were insuring against damage rather than theft whether an alternative might be to get a robust case and screen protector.

    This company offer some but I've never used them myself.
    https://www.tech21.com/en_gb
    Thrifty Till 50 Then Spend Till The End

    You can please some of the people some of the time, all of the people some of the time, some of the people all of the time but you can never please all of the people all of the time
    • robti
    • By robti 31st Dec 17, 5:47 PM
    • 150 Posts
    • 14 Thanks
    robti
    • #3
    • 31st Dec 17, 5:47 PM
    • #3
    • 31st Dec 17, 5:47 PM
    Thanks first thing I do is screen protector and case when I get a new phone, so theft really
    • Mister G
    • By Mister G 31st Dec 17, 6:16 PM
    • 480 Posts
    • 285 Thanks
    Mister G
    • #4
    • 31st Dec 17, 6:16 PM
    • #4
    • 31st Dec 17, 6:16 PM
    Have you looked at the 'Packaged' bank accounts offered by the likes of Nationwide, Halifax and Nat West?

    They offer mobile insurance, travel insurance and car breakdown cover for a monthly fee.

    Certainly for us, this worked out the cheapest way of insuring the phones.
    • john22
    • By john22 31st Dec 17, 8:08 PM
    • 304 Posts
    • 157 Thanks
    john22
    • #5
    • 31st Dec 17, 8:08 PM
    • #5
    • 31st Dec 17, 8:08 PM
    Thanks first thing is screen protector and case when I get a new phone, so theft really
    Originally posted by robti
    I insured for lost and theft of up to £3000 for outside of the home through my house insurance. It added £2 a month onto my house insurance.

    I did it because I was taking a iPad, iPhone and £1000 camera to Barbados. After the holiday I just kept paying it as I thought it was a great deal to be paying £2 a month to cover £3000 of equipment outside of the home.
    • boatman
    • By boatman 3rd Jan 18, 12:43 PM
    • 3,601 Posts
    • 2,520 Thanks
    boatman
    • #6
    • 3rd Jan 18, 12:43 PM
    • #6
    • 3rd Jan 18, 12:43 PM
    Have you looked at the 'Packaged' bank accounts offered by the likes of Nationwide, Halifax and Nat West?

    They offer mobile insurance, travel insurance and car breakdown cover for a monthly fee.

    Certainly for us, this worked out the cheapest way of insuring the phones.
    Originally posted by Mister G
    I'd also recommend this route.
    • Sparkiee
    • By Sparkiee 5th Jan 18, 7:43 AM
    • 13 Posts
    • 3 Thanks
    Sparkiee
    • #7
    • 5th Jan 18, 7:43 AM
    • #7
    • 5th Jan 18, 7:43 AM
    Iíve had mine from a packaged bank account for a few years now and itís been fine. Iíve claimed for my wife dropping hers down the toilet and had no issues. There always seems to be £100 excess but that seems to be fairly normal practice.
    • NineDeuce
    • By NineDeuce 5th Jan 18, 8:50 AM
    • 683 Posts
    • 596 Thanks
    NineDeuce
    • #8
    • 5th Jan 18, 8:50 AM
    • #8
    • 5th Jan 18, 8:50 AM
    The first thing to do is get rid of the Iphone and get a phone that cost about 20% of the price.

    Unbelievably, these phones also make calls, send messages and go on social media too.....
    • hollie.weimeraner
    • By hollie.weimeraner 5th Jan 18, 9:00 AM
    • 1,442 Posts
    • 855 Thanks
    hollie.weimeraner
    • #9
    • 5th Jan 18, 9:00 AM
    • #9
    • 5th Jan 18, 9:00 AM
    Another vote for a packaged bank account here as well. We are with the Co-Op (unfortunately not available any more). We pay £11 per month and it covers up to 4 phones and we also get worldwide travel insurance with it that covers us until we're 75.
    £75 excess on iphones which we've used twice for damage and theft and received excellent service
    • john22
    • By john22 12th Jan 18, 4:54 PM
    • 304 Posts
    • 157 Thanks
    john22
    I think the service center of the manufacturer should know the answer to your question, since this is part of their obligation
    Originally posted by OliverRobertson
    That is incorrect no manufacturer is obligated to give you insurance.
    Last edited by john22; 12-01-2018 at 7:08 PM.
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