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  • FIRST POST
    • Spendingqueen
    • By Spendingqueen 29th Dec 17, 5:40 PM
    • 78Posts
    • 13Thanks
    Spendingqueen
    Wtc - uc?
    • #1
    • 29th Dec 17, 5:40 PM
    Wtc - uc? 29th Dec 17 at 5:40 PM
    Just been reading up on childcare help and I have noticed with WTC you can claim up to 70% of childcare costs depending on income but with UC we can claim 85% - Surely we would be better off with switching would we not?

    Our childcare for 4 children works out at £14k per year and I go back to work after maternity in January so just researching options.

    How do we actually transfer over to this new system? We are in Yorkshire.

    Thanks or advice in advance
Page 1
    • Icequeen99
    • By Icequeen99 29th Dec 17, 8:57 PM
    • 3,485 Posts
    • 2,369 Thanks
    Icequeen99
    • #2
    • 29th Dec 17, 8:57 PM
    • #2
    • 29th Dec 17, 8:57 PM
    You won't be able to claim UC because you have 3 or more children - so you will have to stay in tax credits. childcare is more generous in UC but some things are not so it really depends on your full circumstances.

    IQ
    • Spendingqueen
    • By Spendingqueen 7th Jan 18, 4:30 PM
    • 78 Posts
    • 13 Thanks
    Spendingqueen
    • #3
    • 7th Jan 18, 4:30 PM
    • #3
    • 7th Jan 18, 4:30 PM
    Hi IQ, Thanks for that - I thought UC was rolling out to everyone eventually?
    That is a shame they offer better help for childcare especially when a lot of unworking parents receive free childcare for 15 hours but hey ho!
    • stroodes
    • By stroodes 7th Jan 18, 5:31 PM
    • 313 Posts
    • 281 Thanks
    stroodes
    • #4
    • 7th Jan 18, 5:31 PM
    • #4
    • 7th Jan 18, 5:31 PM
    A lot of working parents can't afford 4 children but hey ho.
    • Icequeen99
    • By Icequeen99 7th Jan 18, 10:01 PM
    • 3,485 Posts
    • 2,369 Thanks
    Icequeen99
    • #5
    • 7th Jan 18, 10:01 PM
    • #5
    • 7th Jan 18, 10:01 PM
    Eventually it will be available to you, but not at present. Those with 3 of more children are diverted to tax credits until January 2019.

    IQ
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