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  • FIRST POST
    • PuddingCup
    • By PuddingCup 11th Dec 17, 11:29 PM
    • 4Posts
    • 1Thanks
    PuddingCup
    Debt / Payment Tracking
    • #1
    • 11th Dec 17, 11:29 PM
    Debt / Payment Tracking 11th Dec 17 at 11:29 PM
    Hi,

    Has anyone got a good way of tracking their debts?
    Like who, how much, last contact, payment made, balance, projected end date etc?

    I'm looking for something to do this on - I don't want pen and paper because I misplace everything and I can't afford to buy the word/excel package.

    TIA
    If you do what you always did, you will get what you always got
Page 1
    • sourcrates
    • By sourcrates 11th Dec 17, 11:46 PM
    • 13,052 Posts
    • 12,360 Thanks
    sourcrates
    • #2
    • 11th Dec 17, 11:46 PM
    • #2
    • 11th Dec 17, 11:46 PM
    Lots on here use YNAB.

    It is a pay for service, but comes well recomended, think it works out at around a fiver a month (billed annually).

    https://www.youneedabudget.com
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Legal advice see : http://legalbeagles.info/
    • NekoZombie
    • By NekoZombie 12th Dec 17, 2:06 PM
    • 1,622 Posts
    • 1,504 Thanks
    NekoZombie
    • #3
    • 12th Dec 17, 2:06 PM
    • #3
    • 12th Dec 17, 2:06 PM
    You can get google docs including their spreadsheets programme for free.

    I use pen and paper
    Last edited by NekoZombie; 12-12-2017 at 2:11 PM.
    BCSC Member 70
    .
    • Mnd
    • By Mnd 12th Dec 17, 7:28 PM
    • 339 Posts
    • 354 Thanks
    Mnd
    • #4
    • 12th Dec 17, 7:28 PM
    • #4
    • 12th Dec 17, 7:28 PM
    I use excel for free through playstore, not advanced version but more than enough for my needs
    • tempus_fugit
    • By tempus_fugit 12th Dec 17, 8:32 PM
    • 373 Posts
    • 343 Thanks
    tempus_fugit
    • #5
    • 12th Dec 17, 8:32 PM
    • #5
    • 12th Dec 17, 8:32 PM
    Another vote for Google Docs if you want an Excel-like application for free. I use it for most of my stuff and it's pretty powerful.
    Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
    • Sarastro
    • By Sarastro 15th Dec 17, 7:06 PM
    • 387 Posts
    • 330 Thanks
    Sarastro
    • #6
    • 15th Dec 17, 7:06 PM
    • #6
    • 15th Dec 17, 7:06 PM
    Try this,

    https://www.vertex42.com/ExcelTemplates/loan-amortization-schedule.html

    You could have one for each debt .
    • PuddingCup
    • By PuddingCup 3rd Jan 18, 9:36 AM
    • 4 Posts
    • 1 Thanks
    PuddingCup
    • #7
    • 3rd Jan 18, 9:36 AM
    • #7
    • 3rd Jan 18, 9:36 AM
    Thanks all, will look a these
    If you do what you always did, you will get what you always got
    • -taff
    • By -taff 3rd Jan 18, 9:58 AM
    • 7,314 Posts
    • 5,368 Thanks
    -taff
    • #8
    • 3rd Jan 18, 9:58 AM
    • #8
    • 3rd Jan 18, 9:58 AM
    Open Office is also free
    • jerseyluke
    • By jerseyluke 5th Jan 18, 10:23 AM
    • 10 Posts
    • 0 Thanks
    jerseyluke
    • #9
    • 5th Jan 18, 10:23 AM
    • #9
    • 5th Jan 18, 10:23 AM
    I use ‘undebt.it’ which I really like.
    • mirko
    • By mirko 5th Jan 18, 10:37 AM
    • 134 Posts
    • 130 Thanks
    mirko
    I use docs.google.com as I can access it at work, at home or on my phone.

    I find it more than good enough for my needs.

    (and it's free!)
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