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  • FIRST POST
    • Jaymie1989
    • By Jaymie1989 7th Dec 17, 12:02 PM
    • 4Posts
    • 0Thanks
    Jaymie1989
    Transfer mortgage to another person
    • #1
    • 7th Dec 17, 12:02 PM
    Transfer mortgage to another person 7th Dec 17 at 12:02 PM
    Hi,

    Due to recent financial issues and debts being repaired back to creditors on small amounts from advice from step change can we transfer the mortgage and house to someone else without exchanging monies?
Page 1
    • YHM
    • By YHM 7th Dec 17, 12:10 PM
    • 303 Posts
    • 99 Thanks
    YHM
    • #2
    • 7th Dec 17, 12:10 PM
    • #2
    • 7th Dec 17, 12:10 PM
    Someone else being family?
    I am a Mortgage Broker.

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice
    • ACG
    • By ACG 7th Dec 17, 12:16 PM
    • 15,906 Posts
    • 8,149 Thanks
    ACG
    • #3
    • 7th Dec 17, 12:16 PM
    • #3
    • 7th Dec 17, 12:16 PM
    Stepchange suggested this? Are you sure?
    Surely that would be seen as disposing of assets?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • Thrugelmir
    • By Thrugelmir 7th Dec 17, 2:33 PM
    • 56,243 Posts
    • 49,614 Thanks
    Thrugelmir
    • #4
    • 7th Dec 17, 2:33 PM
    • #4
    • 7th Dec 17, 2:33 PM
    can we transfer the mortgage and house to someone else without exchanging monies?
    Originally posted by Jaymie1989
    Doesn't stop your creditors contesting the transaction and recovering their money. Along with you incurring sizable legal costs to pay.
    “Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble”
    ― Warren Buffett
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