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  • FIRST POST
    • jacquirg
    • By jacquirg 7th Dec 17, 11:57 AM
    • 1Posts
    • 0Thanks
    jacquirg
    Can you get a mortgage with a heart condition?
    • #1
    • 7th Dec 17, 11:57 AM
    Can you get a mortgage with a heart condition? 7th Dec 17 at 11:57 AM
    Hello
    My youngest daughter has been diagnosed with an atrial flutter, plus I am currently being checked to see if I have a genetic heart condition called Hypertrophic Cardiomyopathy. If I am found to have it, the hospital have told me my children need to be checked out too. I am obviously concerned for their health but also for their financial future as well as I have been told that if you are diagnosed with a heart condition, you can't get a mortgage or life cover or they will be at unaffordable rates. Is this true? Is there a mortgage/insurance company that specialises in people with medical problems?

    Please advise me if you have any information or experience in this situation

    Many thanks
Page 1
    • YHM
    • By YHM 7th Dec 17, 12:03 PM
    • 303 Posts
    • 99 Thanks
    YHM
    • #2
    • 7th Dec 17, 12:03 PM
    • #2
    • 7th Dec 17, 12:03 PM
    This is more related to the insurance forum.

    However, there are specialist insurers and brokers out there that will be able to support you with heart related medical conditions. It wouldn't be the same price as someone with a clean bill of health, but there would be options available to you.
    I am a Mortgage Broker.

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice
    • ACG
    • By ACG 7th Dec 17, 12:57 PM
    • 15,907 Posts
    • 8,149 Thanks
    ACG
    • #3
    • 7th Dec 17, 12:57 PM
    • #3
    • 7th Dec 17, 12:57 PM
    You can get a Mortgage, health questions do not get asked for a Mortgage.
    You would struggle to get life insurance or many health related insurances. Those that you do get could have an exclusion (and be normal prices) or as you say be expensive.

    However, you could find you have life insurance through work (Death in service) or with a pension. It is not ideal, but it is something and something is better than nothing.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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