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  • FIRST POST
    • redken60
    • By redken60 6th Dec 17, 9:26 AM
    • 1Posts
    • 0Thanks
    redken60
    ISA returns
    • #1
    • 6th Dec 17, 9:26 AM
    ISA returns 6th Dec 17 at 9:26 AM
    I have £40000 in an HSBC Loyalty ISA. Earning 0.5% at the moment.Surely there is is a better return out there somewhere?
    I know that if I move the ISA that I will lose my Premier status.But at 70 years of age,I don't qualify for the free travel insurance.Or use many of the other benefits associated with Premier!

    Any suggestions please?:
Page 1
    • PeacefulWaters
    • By PeacefulWaters 6th Dec 17, 9:49 AM
    • 7,305 Posts
    • 9,048 Thanks
    PeacefulWaters
    • #2
    • 6th Dec 17, 9:49 AM
    • #2
    • 6th Dec 17, 9:49 AM
    From the link at the top of the page:

    http://www.moneysavingexpert.com/savings/savings-accounts-best-interest
    • pem2
    • By pem2 6th Dec 17, 11:03 AM
    • 130 Posts
    • 37 Thanks
    pem2
    • #3
    • 6th Dec 17, 11:03 AM
    • #3
    • 6th Dec 17, 11:03 AM
    Or this
    http://forums.moneysavingexpert.com/showthread.php?t=401374
    but it only looks like Leeds for instant access isa
    • JohnRo
    • By JohnRo 6th Dec 17, 11:15 AM
    • 2,483 Posts
    • 2,230 Thanks
    JohnRo
    • #4
    • 6th Dec 17, 11:15 AM
    • #4
    • 6th Dec 17, 11:15 AM
    If you're prepared to open multiple current accounts and associated regular saver accounts, setup qualifying DDs and shuffle money around then you can play about with this website and see what options are available.

    http://www.bankaccountsavings.co.uk/calculator

    I know it's ISA but think about the benefits and it wouldn't take long to get it wrapped again if that's important.
    'We don't need to be smarter than the rest; we need to be more disciplined than the rest.' - WB
    • eskbanker
    • By eskbanker 6th Dec 17, 1:22 PM
    • 5,895 Posts
    • 5,854 Thanks
    eskbanker
    • #5
    • 6th Dec 17, 1:22 PM
    • #5
    • 6th Dec 17, 1:22 PM
    I have £40000 in an HSBC Loyalty ISA.

    [...]

    I know that if I move the ISA that I will lose my Premier status.
    Originally posted by redken60
    As I understand it, HSBC Premier status is dependent on (high income or) having over £50K saved with them - does this mean you have £10K+ in other HSBC accounts earning even less than 0.5%?
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