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  • FIRST POST
    • mistertml
    • By mistertml 5th Dec 17, 5:01 PM
    • 63Posts
    • 2Thanks
    mistertml
    Car insurance Claim History
    • #1
    • 5th Dec 17, 5:01 PM
    Car insurance Claim History 5th Dec 17 at 5:01 PM
    Hi
    I have been a second driver on my wifes policy for many years. I have decided to try to get insurance as me being the main driver.

    This is where I'm getting confused.
    I had a non fault claim whilst I was driving the car.
    My question is when it comes to declaring claims made.
    Do both me and my wife have to declare this or just my wife as it was her policy.

    Thanks in Advance
Page 1
    • Quentin
    • By Quentin 5th Dec 17, 5:08 PM
    • 33,473 Posts
    • 17,354 Thanks
    Quentin
    • #2
    • 5th Dec 17, 5:08 PM
    • #2
    • 5th Dec 17, 5:08 PM
    You disclose it on your own policy as part of your claims history

    If you remain as a named driver on your wife's policy then she discloses it as part of your claims history.

    If you are no longer to be a named driver on her policy then she discloses it as part of her claim history
    • mistertml
    • By mistertml 5th Dec 17, 5:18 PM
    • 63 Posts
    • 2 Thanks
    mistertml
    • #3
    • 5th Dec 17, 5:18 PM
    • #3
    • 5th Dec 17, 5:18 PM
    You disclose it on your own policy as part of your claims history

    If you remain as a named driver on your wife's policy then she discloses it as part of your claims history.

    If you are no longer to be a named driver on her policy then she discloses it as part of her claim history
    Originally posted by Quentin
    Hi Thanks for clarifying this.

    What happens if I add her as a named driver on my policy?

    Thanks
    • Quentin
    • By Quentin 5th Dec 17, 6:05 PM
    • 33,473 Posts
    • 17,354 Thanks
    Quentin
    • #4
    • 5th Dec 17, 6:05 PM
    • #4
    • 5th Dec 17, 6:05 PM
    She has a claim to disclose.
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