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  • FIRST POST
    • Mchambers
    • By Mchambers 5th Dec 17, 10:03 AM
    • 645Posts
    • 214Thanks
    Mchambers
    Applied for Birm Midshire 1.45% Internet Account
    • #1
    • 5th Dec 17, 10:03 AM
    Applied for Birm Midshire 1.45% Internet Account 5th Dec 17 at 10:03 AM
    Nice and easy.
Page 2
    • badger09
    • By badger09 7th Dec 17, 12:54 PM
    • 5,896 Posts
    • 5,232 Thanks
    badger09
    I hope everybody's applications get sorted eventually...

    The 1.45% has just been pulled.

    It now pays tiered rates of interest - 0.2% AER variable on amounts under £1,000, 0.55% AER variable on £1,000 - £25,000 and 0.9% AER variable if you've £25,000+.

    The new rates DO NOT apply to the 1.45% variable if you already have it and it remains at 1.45%.
    Originally posted by clivep
    Thanks, I guess they were probably inundated but those new rates

    It still appears on the website and allows you to initiate the application process (which it wasn't doing for a while last weekend).
    Originally posted by EachPenny
    Not now it doesn't.
    • Katiehound
    • By Katiehound 7th Dec 17, 4:04 PM
    • 4,261 Posts
    • 38,585 Thanks
    Katiehound
    One more step down the road....letter arrived today requesting cheque and no need for further documentation to prove who I am. I should think not seeing BH is owned by BoS and my linked a/c is also BoS!
    Plan to get the cheque in the post tomorrow, so there will the w/e delay for starters!!
    and then seemingly I am going to be waiting to actually get into the a/c...

    Just realised I have actually been in the right place at the right time, for once! (as far as interest rates are concerned)
    Being polite and pleasant doesn't cost anything!
    If you found my posting helpful please hit the "Thanks" button!
    Many thanks

    2018 Wombling : Entrant 8 ...840MM (84p) + RK 7p= 91pence
    • eschaton
    • By eschaton 7th Dec 17, 5:25 PM
    • 1,613 Posts
    • 1,335 Thanks
    eschaton
    One more step down the road....letter arrived today requesting cheque and no need for further documentation to prove who I am. I should think not seeing BH is owned by BoS and my linked a/c is also BoS!
    Plan to get the cheque in the post tomorrow, so there will the w/e delay for starters!!
    and then seemingly I am going to be waiting to actually get into the a/c...

    Just realised I have actually been in the right place at the right time, for once! (as far as interest rates are concerned)
    Originally posted by Katiehound
    I got the letter on day 8, returned day 9. Account active day 28. No further documentation required either.
    • veryintrigued
    • By veryintrigued 7th Dec 17, 5:56 PM
    • 2,212 Posts
    • 1,542 Thanks
    veryintrigued
    Thanks. I will complain in a few weeks and get £50.
    Originally posted by Mchambers
    Two posts in and no sign of you complaining and I was worried your MSE account had been hacked!!!!!
    • Mchambers
    • By Mchambers 7th Dec 17, 6:14 PM
    • 645 Posts
    • 214 Thanks
    Mchambers
    Two posts in and no sign of you complaining and I was worried your MSE account had been hacked!!!!!
    Originally posted by veryintrigued
    I am sure there will be plenty of opportunity to complain from previous posts, Nice and easy for £50.
    • veryintrigued
    • By veryintrigued 7th Dec 17, 7:34 PM
    • 2,212 Posts
    • 1,542 Thanks
    veryintrigued
    I am sure there will be plenty of opportunity to complain from previous posts, Nice and easy for £50.
    Originally posted by Mchambers
    I hope your user name isn't a derivation of your real name?

    I guess it cant be as no-one would be daft enough to use one that is (and behave in this odd manner) for fear of identification of their behaviour on here and that institution taking umbridge and them starting account closures.
    Last edited by veryintrigued; 07-12-2017 at 7:51 PM.
    • Mchambers
    • By Mchambers 13th Dec 17, 4:53 PM
    • 645 Posts
    • 214 Thanks
    Mchambers
    Received letter today confirming my account number. Sent back a cheque with my opening balance.

    Now the fun should start.
    • eschaton
    • By eschaton 13th Dec 17, 5:17 PM
    • 1,613 Posts
    • 1,335 Thanks
    eschaton
    Received letter today confirming my account number. Sent back a cheque with my opening balance.

    Now the fun should start.
    Originally posted by Mchambers

    That's the fast bit out of the way
    • Mchambers
    • By Mchambers 29th Dec 17, 10:55 PM
    • 645 Posts
    • 214 Thanks
    Mchambers
    Got my username and token. Created online account with no probs. My opening deposit has been credited to my account. Trouble is that I won't have any reason to complain to get some nice & easy money. Need to think how I can complain.
    • EachPenny
    • By EachPenny 30th Dec 17, 12:33 AM
    • 4,597 Posts
    • 9,368 Thanks
    EachPenny
    Got my username and token. Created online account with no probs. My opening deposit has been credited to my account. Trouble is that I won't have any reason to complain to get some nice & easy money. Need to think how I can complain.
    Originally posted by Mchambers
    Perhaps complain that they haven't given you cause to complain?
    "In the future, everyone will be rich for 15 minutes"
    • Mchambers
    • By Mchambers 30th Dec 17, 9:17 AM
    • 645 Posts
    • 214 Thanks
    Mchambers
    Perhaps complain that they haven't given you cause to complain?
    Originally posted by EachPenny
    Good idea !
    • Katiehound
    • By Katiehound 30th Dec 17, 3:54 PM
    • 4,261 Posts
    • 38,585 Thanks
    Katiehound
    e-mail with 'token' arrived but no user name in the post, as yet! The earliest it can now arrive is Tuesday........ certainly not holding breath!
    Being polite and pleasant doesn't cost anything!
    If you found my posting helpful please hit the "Thanks" button!
    Many thanks

    2018 Wombling : Entrant 8 ...840MM (84p) + RK 7p= 91pence
    • 18cc
    • By 18cc 30th Dec 17, 6:50 PM
    • 244 Posts
    • 148 Thanks
    18cc
    Got my 'token' about 2-3 weeks ago - still no username in the post yet.

    I have, however, sent money to the account by FP so even though I can't logon yet I am now getting the 1.45%.

    PS called them to check money has arrived - they told me the balance - you don't need a username for that
    • House Martin
    • By House Martin 30th Dec 17, 6:56 PM
    • 1,037 Posts
    • 890 Thanks
    House Martin
    Got my 'token' about 2-3 weeks ago - still no username in the post yet.

    I have, however, sent money to the account by FP so even though I can't logon yet I am now getting the 1.45%.

    PS called them to check money has arrived - they told me the balance - you don't need a username for that
    Originally posted by 18cc
    I applied 29 th Nov to open the account
    .Finally got my letter yesterday with the instructions to validate the account.
    It took around 10 days from receiving the "token " to the validation instructions to come in the post
    Glad to see the interest rate is 1.44.% and not the .0.90%
    Last edited by House Martin; 30-12-2017 at 6:59 PM.
    • discat11
    • By discat11 30th Dec 17, 7:24 PM
    • 304 Posts
    • 369 Thanks
    discat11
    waiting for both my token & password but sent the cheque & been accepted.
    If they don't honour the 1.45% I'll be cancelling the account anyway despite it definitely being more than I'm getting out of natwest anyway!
    Last edited by discat11; 31-12-2017 at 8:39 AM.
    • eschaton
    • By eschaton 30th Dec 17, 7:58 PM
    • 1,613 Posts
    • 1,335 Thanks
    eschaton
    waiting for both my token & password but sent the cheque & been accepted.
    If they don't honour the 1.45% I'll be cancelling the account anyway despite it definitely being more than I'm getting out of nattiest anyway!
    Originally posted by discat11
    You should get it as I applied at 1.3% and got the 1.45% when it was eventually opened.
    • FOREVER21
    • By FOREVER21 30th Dec 17, 9:58 PM
    • 1,715 Posts
    • 1,014 Thanks
    FOREVER21
    Got my 'token' about 2-3 weeks ago - still no username in the post yet.

    I have, however, sent money to the account by FP so even though I can't logon yet I am now getting the 1.45%.

    PS called them to check money has arrived - they told me the balance - you don't need a username for that
    Originally posted by 18cc
    I applied 3Dec and have today received the request to send a cheque.

    With regards to your user name have you checked on any of the letters you have received? The user name consists of the the first 3 letters of your surname and then random numbers.

    The reason I know this is I had an old BM on line account, the letter I received today showed at the top a group of letters the first 3 being of my surname, so I think this is my new user name.
    I donít know if this is the way they normally advise of the user name, but you may find it on your letters..
    • Imnoexpert
    • By Imnoexpert 31st Dec 17, 1:18 AM
    • 299 Posts
    • 123 Thanks
    Imnoexpert
    I too started the application process in November and have had a poor experience with them. My problem was having an existing account which confused them (and me). I still donít have the account open but in response to my written complaint they have apologised fpr their errors, offered to back date interest and give me some money to keep me happy. I will be getting the 1.45%.

    Clearly they werenít set up for the influx of applications and have some poor systems but they have apologised and put it right so Iím ok.

    You do have to wonder how long it will be before they drop the rate, lose all the Ďrate tartsí and work out how much it has all cost them.
    • youngretired
    • By youngretired 31st Dec 17, 10:26 AM
    • 145 Posts
    • 68 Thanks
    youngretired
    I applied on the 6th Dec and luckily have got the account up and running online.

    I made my 1st DD request on the 27th Dec and it said that the earliest payment would be 29th Dec. Checked account and yes on the 29th the funds were in the Birmingham Midshire account showing as cleared funds. My problem is that the funds are still showing in my bank account and no DD showing as being taken!

    Has anyone else experienced this?
    • Katiehound
    • By Katiehound 31st Dec 17, 4:43 PM
    • 4,261 Posts
    • 38,585 Thanks
    Katiehound
    Small confession!
    Seems I had the letter with my user name in a heap on the kitchen table! Must have arrived in the week I was away over Christmas and I just had not opened.
    So have set up security details and the much needed DD.
    I notice from the correspondence that I have the higher rate of interest than that first quoted in initial letter.

    Now to sort the Saga telephone one- haven't had the required paperwork from them for sure!

    All this work (Thank you Mr Tesco!)
    Being polite and pleasant doesn't cost anything!
    If you found my posting helpful please hit the "Thanks" button!
    Many thanks

    2018 Wombling : Entrant 8 ...840MM (84p) + RK 7p= 91pence
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