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  • FIRST POST
    • BrianKL
    • By BrianKL 4th Dec 17, 5:04 PM
    • 1Posts
    • 0Thanks
    BrianKL
    HELP!!! Please - worked for 30 years but illness has struck me down
    • #1
    • 4th Dec 17, 5:04 PM
    HELP!!! Please - worked for 30 years but illness has struck me down 4th Dec 17 at 5:04 PM
    Hello everyone.

    I hope that there is some help out there.

    I am a 48 year old married man who has worked solid for the last 30 years.

    I have been struck down with an illness (Liver disease) which means I have had to close my business which was my only income (my wife does work full time).

    I have been to St. James Hospital in Leeds who confirm that I need a transplant and I am in the higher capacity of necessity.

    This could take 12 months.

    I am looking for advice on what benefits I can claim and if my wife can claim any as her income is around £1200 per month including child allowance.

    I have applied for a PIP but this has taken months but they have confirmed receipt of my application and I will receive my first fortnightly payment of around £135.00 this month for Esa.

    I have been told that I can speak to the council regarding reducing my council tax but dont qualify yet for any housing benefit as we have a mortgage on our house which is currently up for sale.

    I/We have no idea what benefits we can claim but desperately need income ASAP.

    If there are any Good Samaritans out there who can throw any advice my way it will be a great help!

    Fingers crossed!!!
Page 1
    • dippy3103
    • By dippy3103 4th Dec 17, 5:16 PM
    • 1,749 Posts
    • 2,619 Thanks
    dippy3103
    • #2
    • 4th Dec 17, 5:16 PM
    • #2
    • 4th Dec 17, 5:16 PM
    You may be able to claim tax credits
    • haras_nosirrah
    • By haras_nosirrah 4th Dec 17, 5:49 PM
    • 1,322 Posts
    • 2,466 Thanks
    haras_nosirrah
    • #3
    • 4th Dec 17, 5:49 PM
    • #3
    • 4th Dec 17, 5:49 PM
    I assume you don't have any insurance on your mortgage e.g income protection or critical illness? this is exactly what it is for. Maybe check your direct debits to see if there is anything you have forgotton about
    Last edited by haras_nosirrah; 04-12-2017 at 7:00 PM.
    • Ames
    • By Ames 4th Dec 17, 6:28 PM
    • 16,576 Posts
    • 29,006 Thanks
    Ames
    • #4
    • 4th Dec 17, 6:28 PM
    • #4
    • 4th Dec 17, 6:28 PM
    You need to sort out any means tested benefits before June, because that's when Leeds is due to go Universal Credit full service.

    Why are you selling your house? Are you due to get much in the way of equity?

    I'd suggest you speak to CAB quite urgently.
    Unless I say otherwise 'you' means the general you not you specifically.

    Reading the alphabet in 2017. 21/100
    ABCDEFGHIJKLMNOPQRSTUVWXYZ
    • Alice Holt
    • By Alice Holt 4th Dec 17, 6:56 PM
    • 1,577 Posts
    • 1,682 Thanks
    Alice Holt
    • #5
    • 4th Dec 17, 6:56 PM
    • #5
    • 4th Dec 17, 6:56 PM
    I'd second getting a benefits check at your local CAB.
    • kingfisherblue
    • By kingfisherblue 4th Dec 17, 9:56 PM
    • 7,404 Posts
    • 15,883 Thanks
    kingfisherblue
    • #6
    • 4th Dec 17, 9:56 PM
    • #6
    • 4th Dec 17, 9:56 PM
    St. James are likely to have benefit advisers, and I strongly suggest that you speak to them. They will be able to help you. If you are very high on the list, then I'm sorry to ask, but presumably that means that without a transplant you are terminally ill? You might be entitled to apply for PIP under the Special Rules if that is the case - so everything is rushed through for you. I do hope that I have not offended you.

    Please be aware that if you are in hospital, you need to inform PIP after a certain amount of time (I think it's 28 days). PIP will stop temporarily. If you are in hospital for a shorter time, discharged, then readmitted, the hospital stays can be added together if the reason is the same. Please note the date and time of any phone call, plus the name of the person that you (or whoever rings on your behalf) speaks to. The reason that I mention this is that someone I know is sure that they informed PIP of all hospital stays, but now has an over payment - and the family is under enough stress as it is.

    As someone has said, you might qualify for child tax credits - it depends on household income, the amount of children that you have, any childcare and any disabilities. Even if you didn't qualify before, you might now.

    I hope that your transplant goes well x
    • Ames
    • By Ames 4th Dec 17, 10:12 PM
    • 16,576 Posts
    • 29,006 Thanks
    Ames
    • #7
    • 4th Dec 17, 10:12 PM
    • #7
    • 4th Dec 17, 10:12 PM
    St. James are likely to have benefit advisers, and I strongly suggest that you speak to them. They will be able to help you. If you are very high on the list, then I'm sorry to ask, but presumably that means that without a transplant you are terminally ill? You might be entitled to apply for PIP under the Special Rules if that is the case - so everything is rushed through for you. I do hope that I have not offended you.

    Please be aware that if you are in hospital, you need to inform PIP after a certain amount of time (I think it's 28 days). PIP will stop temporarily. If you are in hospital for a shorter time, discharged, then readmitted, the hospital stays can be added together if the reason is the same. Please note the date and time of any phone call, plus the name of the person that you (or whoever rings on your behalf) speaks to. The reason that I mention this is that someone I know is sure that they informed PIP of all hospital stays, but now has an over payment - and the family is under enough stress as it is.

    As someone has said, you might qualify for child tax credits - it depends on household income, the amount of children that you have, any childcare and any disabilities. Even if you didn't qualify before, you might now.

    I hope that your transplant goes well x
    Originally posted by kingfisherblue
    Do hospitals have benefits advisors? I'm under the care of several departments at St. James' and have never heard of benefits advisors, no leaflets or posters etc, but it could be different for patients in the OPs position.
    Unless I say otherwise 'you' means the general you not you specifically.

    Reading the alphabet in 2017. 21/100
    ABCDEFGHIJKLMNOPQRSTUVWXYZ
    • Akahotpot
    • By Akahotpot 5th Dec 17, 11:57 AM
    • 72 Posts
    • 34 Thanks
    Akahotpot
    • #8
    • 5th Dec 17, 11:57 AM
    • #8
    • 5th Dec 17, 11:57 AM
    Hospital have social workers though they are hard to get to see
    I have had a kidney transplant and I found the NKF invaluable for advise on benefits
    I would try contacting the British Liver Trust for advice
    Last edited by Akahotpot; 05-12-2017 at 11:57 AM. Reason: typo
    • IAmWales
    • By IAmWales 5th Dec 17, 12:15 PM
    • 1,813 Posts
    • 3,774 Thanks
    IAmWales
    • #9
    • 5th Dec 17, 12:15 PM
    • #9
    • 5th Dec 17, 12:15 PM
    Do hospitals have benefits advisors? I'm under the care of several departments at St. James' and have never heard of benefits advisors, no leaflets or posters etc, but it could be different for patients in the OPs position.
    Originally posted by Ames
    Mine hasn't even got a full time PALS officer any longer, let alone a benefits advisor.

    Certain areas will have access to a benefits advisor, cancer patients can be referred to Macmillan for instance, but they'll usually be provided by a linked charity rather than the hospital themselves.
    • kingfisherblue
    • By kingfisherblue 5th Dec 17, 2:37 PM
    • 7,404 Posts
    • 15,883 Thanks
    kingfisherblue
    Do hospitals have benefits advisors? I'm under the care of several departments at St. James' and have never heard of benefits advisors, no leaflets or posters etc, but it could be different for patients in the OPs position.
    Originally posted by Ames
    Our local hospital (not as big or as famous as Jimmy's) has a benefits adviser through the Carer's Centre outreach there. I'd understood from a friend that they had benefits advice from someone at Jimmy's when having a transplant, but it is possible that I have misunderstood. My apologies.
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