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  • FIRST POST
    • Chamberslauren11
    • By Chamberslauren11 4th Dec 17, 2:01 PM
    • 5Posts
    • 0Thanks
    Chamberslauren11
    Bought pip implants with a rbs loan
    • #1
    • 4th Dec 17, 2:01 PM
    Bought pip implants with a rbs loan 4th Dec 17 at 2:01 PM
    Hi I am wanting to know whether I am able to claim back my loan back which I am also in debt with after getting a loan in 2008 for a great eugmentation to only have bought PIP implants for £4000. I have rang the bank and then have told me that I am not able to but I wanted to ask whether this is true. I stopped paying the loan in 2011 after losing my job and when checking my credit score itís saying Iím still defaulted. Any info would be much appreciated.
Page 1
    • Chamberslauren11
    • By Chamberslauren11 4th Dec 17, 2:02 PM
    • 5 Posts
    • 0 Thanks
    Chamberslauren11
    • #2
    • 4th Dec 17, 2:02 PM
    • #2
    • 4th Dec 17, 2:02 PM
    Breast eugmentation! Sorry spell check
    • zx81
    • By zx81 4th Dec 17, 2:05 PM
    • 14,400 Posts
    • 15,196 Thanks
    zx81
    • #3
    • 4th Dec 17, 2:05 PM
    • #3
    • 4th Dec 17, 2:05 PM
    Why do you think you can 'claim the loan back'?
    • DCFC79
    • By DCFC79 4th Dec 17, 2:06 PM
    • 30,425 Posts
    • 19,234 Thanks
    DCFC79
    • #4
    • 4th Dec 17, 2:06 PM
    • #4
    • 4th Dec 17, 2:06 PM
    For what reason claim the loan back ?

    What's PIP implants ?
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • IAmWales
    • By IAmWales 4th Dec 17, 2:10 PM
    • 1,864 Posts
    • 3,872 Thanks
    IAmWales
    • #5
    • 4th Dec 17, 2:10 PM
    • #5
    • 4th Dec 17, 2:10 PM
    For what reason claim the loan back ?

    What's PIP implants ?
    Originally posted by DCFC79
    They're breast implants (augmentation, not eugmentation) that some individuals have had problems with.

    Have you had any problems with your implants OP? What are you planning to claim back if you've failed to pay for so long?
    • PeacefulWaters
    • By PeacefulWaters 4th Dec 17, 2:12 PM
    • 7,307 Posts
    • 9,052 Thanks
    PeacefulWaters
    • #6
    • 4th Dec 17, 2:12 PM
    • #6
    • 4th Dec 17, 2:12 PM
    Is there a fault with the new boobs?

    Was the finance arranged by your healthcare providers?
    • DCFC79
    • By DCFC79 4th Dec 17, 2:17 PM
    • 30,425 Posts
    • 19,234 Thanks
    DCFC79
    • #7
    • 4th Dec 17, 2:17 PM
    • #7
    • 4th Dec 17, 2:17 PM
    They're breast implants (augmentation, not eugmentation) that some individuals have had problems with.

    Have you had any problems with your implants OP? What are you planning to claim back if you've failed to pay for so long?
    Originally posted by IAmWales
    Thanks lol

    Yes I see my error, lol I was thinking of PPI lol.

    Your on the ball.
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • Chamberslauren11
    • By Chamberslauren11 4th Dec 17, 2:29 PM
    • 5 Posts
    • 0 Thanks
    Chamberslauren11
    • #8
    • 4th Dec 17, 2:29 PM
    • #8
    • 4th Dec 17, 2:29 PM
    Yes one of the implants had leaked into my breast which then had to be removed. My friend advised me that her finance company squashed her payments due to the implants being illegal. I know a loan and finance are two different things but just wanted a bit of advise. Thanks x
    • Chamberslauren11
    • By Chamberslauren11 4th Dec 17, 2:31 PM
    • 5 Posts
    • 0 Thanks
    Chamberslauren11
    • #9
    • 4th Dec 17, 2:31 PM
    • #9
    • 4th Dec 17, 2:31 PM
    Hi thanks for replying no I didnít get finance I got a personal loan. X
    • zx81
    • By zx81 4th Dec 17, 2:32 PM
    • 14,400 Posts
    • 15,196 Thanks
    zx81
    You may be able to pursue a Section 75 claim, which makes the finance provider equally liable if things have gone, er, t!ts up.
    • zx81
    • By zx81 4th Dec 17, 2:33 PM
    • 14,400 Posts
    • 15,196 Thanks
    zx81
    Hi thanks for replying no I didnít get finance I got a personal loan. X
    Originally posted by Chamberslauren11
    The loan provider won't be liable in that case, as they have just provided you with cash.
    • Chamberslauren11
    • By Chamberslauren11 4th Dec 17, 2:37 PM
    • 5 Posts
    • 0 Thanks
    Chamberslauren11
    Oh crap!!! Thanks for info x
    • iolanthe07
    • By iolanthe07 4th Dec 17, 2:48 PM
    • 4,927 Posts
    • 4,642 Thanks
    iolanthe07
    Yes one of the implants had leaked into my breast which then had to be removed.

    If your breast had to be removed then I would think you are in line for substantial compensation.
    I used to think that good grammar is important, but now I know that good wine is importanter.
    • jonesMUFCforever
    • By jonesMUFCforever 4th Dec 17, 7:57 PM
    • 24,255 Posts
    • 11,537 Thanks
    jonesMUFCforever
    .............against the medical company yes the loan provider no --- unless it was paid for with a credit card.
    What goes around - comes around
    give lots and you will always receive lots
    • regprentice
    • By regprentice 4th Dec 17, 8:08 PM
    • 656 Posts
    • 466 Thanks
    regprentice
    You want reclaim PPI for a loan you defaulted on? I work for a bank and have seen people try this for the bank to agree to repay the PPI but instead of pay the PPI to the customer they keep the cash to clear part of the unpaid loan.
    • IAmWales
    • By IAmWales 4th Dec 17, 8:12 PM
    • 1,864 Posts
    • 3,872 Thanks
    IAmWales
    You want reclaim PPI for a loan you defaulted on? I work for a bank and have seen people try this for the bank to agree to repay the PPI but instead of pay the PPI to the customer they keep the cash to clear part of the unpaid loan.
    Originally posted by regprentice
    Always worth reading the thread before posting!
    • DCFC79
    • By DCFC79 4th Dec 17, 8:48 PM
    • 30,425 Posts
    • 19,234 Thanks
    DCFC79
    You want reclaim PPI for a loan you defaulted on? I work for a bank and have seen people try this for the bank to agree to repay the PPI but instead of pay the PPI to the customer they keep the cash to clear part of the unpaid loan.
    Originally posted by regprentice
    Lol did you get the PPI from what I posted ?

    Dont worry I made the same mistake.
    Can people stop loaning money/being a guarator to family/friends, it rarely ends well and you lose out as your money is gone or you get shafted with being a guarantor.
    • worried jim
    • By worried jim 4th Dec 17, 8:50 PM
    • 8,772 Posts
    • 13,391 Thanks
    worried jim
    Any pictures? Asking for a friend.
    "Only two things are infinite-the universe and human stupidity, and I'm not so sure about the universe"
    Albert Einstein
    • PeacefulWaters
    • By PeacefulWaters 4th Dec 17, 9:42 PM
    • 7,307 Posts
    • 9,052 Thanks
    PeacefulWaters
    I'd be consulting a solicitor before the statute of limitations kicks in.

    Is the company that did the work still trading?
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