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  • FIRST POST
    • sirguy
    • By sirguy 4th Dec 17, 11:45 AM
    • 3Posts
    • 0Thanks
    sirguy
    charles derby direct
    • #1
    • 4th Dec 17, 11:45 AM
    charles derby direct 4th Dec 17 at 11:45 AM
    hi has anybody had dealings with this financial advice company and know if they are any good as I cant seem to find much info on the web ie reviews thanks
Page 1
    • LHW99
    • By LHW99 4th Dec 17, 12:39 PM
    • 990 Posts
    • 847 Thanks
    LHW99
    • #2
    • 4th Dec 17, 12:39 PM
    • #2
    • 4th Dec 17, 12:39 PM
    "Charles Derby Direct is a trading style of Charles Derby Wealth Management Limited which is an appointed representative of Intrinsic Wealth Limited and Intrinsic Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority. Registered in England 07629860."
    (from the footer on their site at https://www.charlesderbydirect.com/)
    Charles Derby Wealth Management, the company owning the registered no. was incorporated in 2011, and is an "Appointed Representative" in the FCA register:
    https://beta.companieshouse.gov.uk/company/07629860
    https://register.fca.org.uk/shpo_searchresultspage?search=charles+Derby&TOKEN= 3wq1nht7eg7tr

    Seems a bit of a long chain to get back to Intrinsic Wealth Management Ltd, and this is apparently no longer authorised
    https://register.fca.org.uk/shpo_searchresultspage?search=intrinsic+wealth&TOK EN=3wq1nht7eg7tr
    I cannot find Intrinsic Mortgage Planning listed on the FCA site.

    IMO it is not a firm I would consider using, but I have no direct experience.
    • sirguy
    • By sirguy 4th Dec 17, 6:10 PM
    • 3 Posts
    • 0 Thanks
    sirguy
    • #3
    • 4th Dec 17, 6:10 PM
    • #3
    • 4th Dec 17, 6:10 PM
    they are trying to sell me a drawdown pension and just wondered if anyone could recommend them or otherwise
    • quotememiserable
    • By quotememiserable 4th Dec 17, 6:31 PM
    • 398 Posts
    • 258 Thanks
    quotememiserable
    • #4
    • 4th Dec 17, 6:31 PM
    • #4
    • 4th Dec 17, 6:31 PM
    Did they contact you first, by any chance?
    • xylophone
    • By xylophone 4th Dec 17, 8:29 PM
    • 23,611 Posts
    • 13,748 Thanks
    xylophone
    • #5
    • 4th Dec 17, 8:29 PM
    • #5
    • 4th Dec 17, 8:29 PM
    You already have a pension and want to transfer it elsewhere so as to access via drawdown?

    Had you considered consulting an Independent Financial Adviser?

    https://directory.moneyadviceservice.org.uk/en
    • Silvertabby
    • By Silvertabby 4th Dec 17, 9:18 PM
    • 1,912 Posts
    • 2,403 Thanks
    Silvertabby
    • #6
    • 4th Dec 17, 9:18 PM
    • #6
    • 4th Dec 17, 9:18 PM
    Did they contact you first, by any chance?
    If they did, then there's your answer - they're scammers.
    • dmelife
    • By dmelife 4th Dec 17, 9:32 PM
    • 18 Posts
    • 14 Thanks
    dmelife
    • #7
    • 4th Dec 17, 9:32 PM
    • #7
    • 4th Dec 17, 9:32 PM
    They are not scammers. Big firm part of a massive network who are owned by Old Mutual
    • Silvertabby
    • By Silvertabby 4th Dec 17, 9:34 PM
    • 1,912 Posts
    • 2,403 Thanks
    Silvertabby
    • #8
    • 4th Dec 17, 9:34 PM
    • #8
    • 4th Dec 17, 9:34 PM
    They are not scammers. Big firm part of a massive network who are owned by Old Mutual
    Fine if they didn't call cold the OP.
    • LHW99
    • By LHW99 4th Dec 17, 9:58 PM
    • 990 Posts
    • 847 Thanks
    LHW99
    • #9
    • 4th Dec 17, 9:58 PM
    • #9
    • 4th Dec 17, 9:58 PM
    They are not scammers. Big firm part of a massive network who are owned by Old Mutual
    Have you a link for that?
    To add to / correct my earlier post, "Intrinsic Wealth Ltd" is FCA authorised,
    https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000MfNFVAA3
    My error in post #2 as I read the covering company as Intrinsic Wealth Management Ltd
    • dmelife
    • By dmelife 4th Dec 17, 11:02 PM
    • 18 Posts
    • 14 Thanks
    dmelife
    https://www.oldmutualwealth.co.uk/Media-Centre/2014-press-releases/February-2014/Old-Mutual-Wealth-acquires-Intrinsic-to-accelerate-growth-strategy/
    • sirguy
    • By sirguy 4th Dec 17, 11:41 PM
    • 3 Posts
    • 0 Thanks
    sirguy
    I filled an online form for annuity rates and they contacted me the day later offering a pension review
    • swindiff
    • By swindiff 5th Dec 17, 8:11 AM
    • 271 Posts
    • 98 Thanks
    swindiff
    I used a mortgage adviser from Charles Derby (friend of a friend), he was excellent, 1st class communication throughout the process.
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