Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • Piggywinkle
    • By Piggywinkle 4th Dec 17, 10:00 AM
    • 88Posts
    • 27Thanks
    Piggywinkle
    Car insurance and house move (electoral register)
    • #1
    • 4th Dec 17, 10:00 AM
    Car insurance and house move (electoral register) 4th Dec 17 at 10:00 AM
    Bit niche I suppose but here goes. We complete on a new house on 8th December - on the same day my car insurance is due!

    When looking for quotes, I did them at my current address and the future address and the future address quotes were noticeably more. I rang the cheapest insurer to ask why and she said that the credit check was flagging up that my address on the quote was different to the address showing on the electoral register. I rang up today to change my address on the electoral register to be told that I have missed the cut off date and won't be registered at my new address until 10th January...

    If I put my current address down on my insurance application, I will then have to change it immediately and incur costs associated with the change. My insurance premiums will then significantly increase anyway as I am changing the address to one that is not yet associated with me on the electoral register - what do I do?
Page 1
    • Quentin
    • By Quentin 4th Dec 17, 10:05 AM
    • 33,509 Posts
    • 17,390 Thanks
    Quentin
    • #2
    • 4th Dec 17, 10:05 AM
    • #2
    • 4th Dec 17, 10:05 AM
    Part of your problem is due to you making multiple quotes with different addresses.

    When playing with quotes online always do dummy quotes.

    You confirm that you are telling the truth when doing quotes and you cannot be telling the truth when using different addresses.

    Just take out a policy at your new address.

    No-one moving house has the electoral register changed on the actual moving date!
    • Piggywinkle
    • By Piggywinkle 4th Dec 17, 11:30 AM
    • 88 Posts
    • 27 Thanks
    Piggywinkle
    • #3
    • 4th Dec 17, 11:30 AM
    • #3
    • 4th Dec 17, 11:30 AM
    Does that mean the insurance premiums at my new place are just more expensive then? I can't really do dummy quotes as I have a couple of specific things that I need to include (had some recent prangs combined with a poor credit rating).
    • Quentin
    • By Quentin 4th Dec 17, 12:39 PM
    • 33,509 Posts
    • 17,390 Thanks
    Quentin
    • #4
    • 4th Dec 17, 12:39 PM
    • #4
    • 4th Dec 17, 12:39 PM
    You do dummy quotes by giving dummy personal details. Name/address etc

    Probably the increase is due to the new address.
    • Piggywinkle
    • By Piggywinkle 4th Dec 17, 12:50 PM
    • 88 Posts
    • 27 Thanks
    Piggywinkle
    • #5
    • 4th Dec 17, 12:50 PM
    • #5
    • 4th Dec 17, 12:50 PM
    Thanks so much for your info on both of my posts today Quentin - it really is appreciated!
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

228Posts Today

1,538Users online

Martin's Twitter