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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 746Posts
    • 5,306Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 31
    • abba1772
    • By abba1772 9th Feb 18, 8:09 AM
    • 4,335 Posts
    • 14,242 Thanks
    abba1772
    Morning

    Happy Friday peeps

    Sent £8 towards the Halifax card brings my total to £1536.97 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £2944.72
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £1874.24
    • Calling14
    • By Calling14 9th Feb 18, 9:51 AM
    • 2,616 Posts
    • 19,145 Thanks
    Calling14
    Just to beat abba by £1£9 to my virgin cc

    #16 £1286/£5552

    Happy Friday dance
    Last edited by Calling14; 09-02-2018 at 9:54 AM.
    LBM 13039 1.1.13 Start 2018 £5552 NOW £4108
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 1444/£5552 DFD 12/18
    E
    Fund #9 £220/£1,000
    1 x 100 days challenge
    £1279/£2000

    • elleJay42
    • By elleJay42 9th Feb 18, 10:00 AM
    • 91 Posts
    • 768 Thanks
    elleJay42
    Hello, my minimum payment of £30.34 to my CC and an additional £30 from my budget.

    I feel like I've got off to a cracking start this year as I've hit 20% already but as usual life is about to get in the way, my fiance is out of a job at the moment so I'll most likely have to cover all the bills next month. Hopefully he'll get something soon so I can get back on track!

    #91 £716.70 / £3500 (20.48%)
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £746.70 / £3500 (21.33%)

    HTB ISA - £0 withdrawn for house purchase!
    Emergency Fund £524.59 / £1000
    • sunshine81
    • By sunshine81 9th Feb 18, 12:43 PM
    • 871 Posts
    • 4,807 Thanks
    sunshine81
    #145 £5757.00 / £19261 (29.89%)
    • AdventureWanted
    • By AdventureWanted 9th Feb 18, 7:25 PM
    • 353 Posts
    • 1,152 Thanks
    AdventureWanted
    Hi,
    I am currently at
    #29 £2,020.60 / £12,500

    Hope you all have a great weekend.
    • Megano
    • By Megano 9th Feb 18, 9:50 PM
    • 247 Posts
    • 1,100 Thanks
    Megano
    036) Since the Lady Gaga concert got refunded to me I was able to pay £140 off to BOM and a small payment of £5.15 to the TSB CC. Im so close to 10% I can almost taste it.
    Virgin Money £25/£1663.90
    TSB £396.45/£2554.50
    BOM £190/£930
    Tesco £25/£1605
    Total £666.45/£6753.4 9.86%
    • This times for keeps!
    • By This times for keeps! 9th Feb 18, 9:53 PM
    • 13 Posts
    • 78 Thanks
    This times for keeps!
    Finally off the ground!

    Number 26 Paid 2600/16700 15.5%
    It's not your salary that makes you rich - it's your spending habits!
    After a life time of debt now's the time to finally break free once and for all
    Saving money makes me happy.

    Pay all your debts 2018 #26
    • brunettebimbo
    • By brunettebimbo 9th Feb 18, 10:20 PM
    • 22 Posts
    • 14 Thanks
    brunettebimbo
    Morning!

    Please can I join?

    I paid off an 8K loan in November so just have my credit card remaining to pay off. Im also trying to save for a mortgage.

    On 1st January my total debt was £1314.34.

    Total debt today £1214.34.

    Paid £100 / to Clear before December£1314.34

    Sorry Im not sure how to make the total large!
    Originally posted by brunettebimbo
    Decided to even the amount left! Paid an extra £4.34

    £104.34/£1314.34
    • Flee
    • By Flee 9th Feb 18, 10:28 PM
    • 755 Posts
    • 3,311 Thanks
    Flee
    Getting there slowly.
    £4295 off my total. 14% of the way there.
    Number 61 checking in.
    Hope everyone is ok and making progress.
    Pay all your debt off by Xmas 18 =14% £4295/£29865
    • CreditCardJunkie
    • By CreditCardJunkie 9th Feb 18, 11:01 PM
    • 128 Posts
    • 187 Thanks
    CreditCardJunkie
    #076 with a £200 payment
    RBS CC: £54 / £840 Barclaycard: £300 / £2650
    Aim to be debt free: 31st Aug 2018
    Pay ALL your debt off by Xmas 2018 #076
    • klbooth
    • By klbooth 10th Feb 18, 6:52 AM
    • 148 Posts
    • 536 Thanks
    klbooth
    Paid another £600 off the barclaycard.

    #118 £3564/£10014
    1P Challenge #13 £91.43/£667.95;£2 Club #30 £26;50p Club #8 £11.50;20p Club #100 £17.40;SPC #39 £?;VSPC #15 £118.83;1 Debt Vs 100 Days #1 £3964/£3964 (100%); PAYDOBX 2018 #118 £4712/£10014 (45.6%);GC Jan £483.58/£450 Feb £311.14/£430;
    • sunshine81
    • By sunshine81 10th Feb 18, 8:17 AM
    • 871 Posts
    • 4,807 Thanks
    sunshine81
    Chipping away!

    #145 £5767.00 / £19261 (29.94%)
    • kirtsypoos
    • By kirtsypoos 10th Feb 18, 12:20 PM
    • 3,285 Posts
    • 14,587 Thanks
    kirtsypoos
    Afternoon all!

    #006 checking in with £1603.37/£4000 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £159,500.00 (2017/2018 O/P £3027.39) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £1865.24/£4000
    • Rosie75
    • By Rosie75 10th Feb 18, 12:34 PM
    • 575 Posts
    • 599 Thanks
    Rosie75
    Payment of £75 today.

    #088 £1435/£7440
    PAYDBX2018 #088: £1435/£7440
    • dreamingofmoney
    • By dreamingofmoney 10th Feb 18, 12:45 PM
    • 385 Posts
    • 4,626 Thanks
    dreamingofmoney
    Good afternoon
    My weekly check in with no. 82 £1258.68/9547
    Massive thanks to all, and a massive well done to all who have cleared their debts this week. Keeps me inspired
    Xxx
    Paying back 1% at a time 50.1%of total debt paid off.
    No. 82 PAYDBX18 £1965.83/£9547of debt paid from this years goal this equals 20.6%
    1st debt paid off bye bye b'card. 1 debt v 100 days £1267.97/£1680.28
    5 4 debts to tackle, doing it one at a time. Original debt free date Jan 2020. New date July 2019
    • abba1772
    • By abba1772 10th Feb 18, 2:18 PM
    • 4,335 Posts
    • 14,242 Thanks
    abba1772
    A cheeky weekend payment of £9.74

    Brings my total to £1546.71 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £2944.72
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £1874.24
    • Toomuchdebt
    • By Toomuchdebt 10th Feb 18, 2:33 PM
    • 1,832 Posts
    • 3,036 Thanks
    Toomuchdebt
    I'm late but would like to join this year too please-I kind of failed last year but am determined to do better this year.
    I would like to pay off £2000
    Debts Jan 2014 £20,108.34

    Debts Feb 2018 £6829.63

    EF #70 £0/£1000
    • klbooth
    • By klbooth 10th Feb 18, 7:50 PM
    • 148 Posts
    • 536 Thanks
    klbooth
    OH's pay came through today so have whipped another £1000 straight over to barclaycard which clears that one. Really happy with my progress so far.

    #118 £4564/£10014
    1P Challenge #13 £91.43/£667.95;£2 Club #30 £26;50p Club #8 £11.50;20p Club #100 £17.40;SPC #39 £?;VSPC #15 £118.83;1 Debt Vs 100 Days #1 £3964/£3964 (100%); PAYDOBX 2018 #118 £4712/£10014 (45.6%);GC Jan £483.58/£450 Feb £311.14/£430;
    • Blackberrycurved
    • By Blackberrycurved 10th Feb 18, 7:51 PM
    • 83 Posts
    • 605 Thanks
    Blackberrycurved
    NUMBER 17 another £322 for me please.
    Blackberry Curved debt free 2018 Number 17 £642.59/£11,000
    Save for Christmas Number 19 £68 /£365
    1% challenge Number 7 £41/£110
    • RandomGuy235
    • By RandomGuy235 11th Feb 18, 9:16 AM
    • 8 Posts
    • 21 Thanks
    RandomGuy235
    #086 checking in with an update..

    £301.88 paid off from my balance of £1,165

    25.9%
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