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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 689Posts
    • 4,862Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 2
    • muppets
    • By muppets 4th Dec 17, 11:19 AM
    • 689 Posts
    • 4,862 Thanks
    muppets
    Please could I join? My target is £5000
    Originally posted by DebtFreeDuo
    Morning I have added you to the spreadsheet. New members numbers will be given out as soon as the 2017 challenge ends. In the meantime please keep posting and updating your figures.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • DJL1981
    • By DJL1981 4th Dec 17, 11:36 AM
    • 1 Posts
    • 6 Thanks
    DJL1981
    Morning would really like to join this please my target I’m going for is £10000 ����
    • Florence J
    • By Florence J 4th Dec 17, 1:24 PM
    • 1,800 Posts
    • 10,193 Thanks
    Florence J
    Can I join this with the same number (I think it's #53? It's in my signature)

    My target is £3000 again.

    Thanks Muppets! xx
    Sealed Pot Challenge 11 #553
    £1000 Emergency Fund Challenge #253
    Wombling free 2017 = £2118.64
    Pay off all your debts by Xmas 2017 #53 (£3133.08/£3000)
    November 2017 Credit Card Debt: £3980
    • jayII
    • By jayII 4th Dec 17, 1:32 PM
    • 39,919 Posts
    • 106,433 Thanks
    jayII
    Can I please join again (#11) with a target of £7000, thanks Muppets!
    Slimming world 12.5lbs lost so far
    Pay all your debt off by Xmas 2018 #11 £0/£7000
    Total debt reduction (cards and mortg) Feb '16 to Dec 17: £31,305
    NOT buying it in 2018, unless it's really really necessary!
    • arc2014
    • By arc2014 4th Dec 17, 1:38 PM
    • 149 Posts
    • 620 Thanks
    arc2014
    I would like to join please!! I have a DFD target of Christmas 2018 so I would like to pay off my full amount of £7731.03, however this doesn't include interest as I'm hoping to pay off most early to save a lot of those added ££s. So I will go with a target of £10,000, and anything after payments that is still in target will go in my emergency fund!
    Logbook Loan 970.42/1000 · DC1 75/1420.32 · DC2 40/321.13 · DC3 11.75/11.75 · DC4 60/635 · Personal Loan 640.71/4800 · Overdraft 0/1200 · Total 1797.89/9388.20

    SPC #200

    Lightbulb Moment September 2017 - DFD Christmas 2018!
    • abba1772
    • By abba1772 4th Dec 17, 2:35 PM
    • 4,022 Posts
    • 12,332 Thanks
    abba1772
    I'm happy to be still number 10
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £4536.82
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £6797.54 / £6000
    • muppets
    • By muppets 4th Dec 17, 6:41 PM
    • 689 Posts
    • 4,862 Thanks
    muppets
    Morning would really like to join this please my target I’m going for is £10000 ����
    Originally posted by DJL1981
    Evening I have added you to the spreadsheet. New members numbers will be given out as soon as the 2017 challenge ends. In the meantime please keep posting and updating your figures.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 4th Dec 17, 6:46 PM
    • 689 Posts
    • 4,862 Thanks
    muppets
    I would like to join please!! I have a DFD target of Christmas 2018 so I would like to pay off my full amount of £7731.03, however this doesn't include interest as I'm hoping to pay off most early to save a lot of those added ££s. So I will go with a target of £10,000, and anything after payments that is still in target will go in my emergency fund!
    Originally posted by arc2014

    Evening I have added you to the spreadsheet. New members numbers will be given out as soon as the 2017 challenge ends. In the meantime please keep posting and updating your figures.
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF
    €4,250 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • Stressedmummy
    • By Stressedmummy 5th Dec 17, 11:56 AM
    • 4 Posts
    • 15 Thanks
    Stressedmummy
    Me Please!
    I would like to join please!

    My total stands at around £15,000 so hoping to make a significant dent in this by christmas 2018!

    (New to this forum so please let me know if I have done this right)
    • Stressedmummy
    • By Stressedmummy 5th Dec 17, 12:00 PM
    • 4 Posts
    • 15 Thanks
    Stressedmummy
    Signature
    Not sure how to add a signature....
    • Florence J
    • By Florence J 5th Dec 17, 1:51 PM
    • 1,800 Posts
    • 10,193 Thanks
    Florence J
    Made my last Credit Card Bill minimum payment of 2017, my mum sent me an early Christmas cheque today, so it may not be my last payment but it is my last official one of the year.

    #53 DEBT PAID OFF = £3133.08/£3000
    Sealed Pot Challenge 11 #553
    £1000 Emergency Fund Challenge #253
    Wombling free 2017 = £2118.64
    Pay off all your debts by Xmas 2017 #53 (£3133.08/£3000)
    November 2017 Credit Card Debt: £3980
    • Florence J
    • By Florence J 5th Dec 17, 2:16 PM
    • 1,800 Posts
    • 10,193 Thanks
    Florence J
    Made my last Credit Card Bill minimum payment of 2017, my mum sent me an early Christmas cheque today, so it may not be my last payment but it is my last official one of the year.

    #53 DEBT PAID OFF = £3133.08/£3000
    Originally posted by Florence J
    OOOOPS, posted in the wrong thread, will go to the 2017 one now...
    Sealed Pot Challenge 11 #553
    £1000 Emergency Fund Challenge #253
    Wombling free 2017 = £2118.64
    Pay off all your debts by Xmas 2017 #53 (£3133.08/£3000)
    November 2017 Credit Card Debt: £3980
    • HelpMe_
    • By HelpMe_ 5th Dec 17, 2:21 PM
    • 1 Posts
    • 5 Thanks
    HelpMe_
    I would like to join the group.

    My Total credit card debt is £10,000

    I want to aim to clear £4000 by Xmas 2018.
    As I do not have much disposable cash I aim to get a second job to help with his
    • LoLo
    • By LoLo 5th Dec 17, 6:33 PM
    • 516 Posts
    • 1,308 Thanks
    LoLo
    Hi, could I join in too please. I am aiming not to pay off all of my debt in the next year as that would be too unrealistic and so I am aiming to pay off £10,000. I think this is doable.
    Sealed pot member 049

    Penny challenge - £4.59/£667.95

    1 debt vs 100 days challenge 27 £500/£1500
    • Windofchange
    • By Windofchange 5th Dec 17, 7:51 PM
    • 583 Posts
    • 662 Thanks
    Windofchange
    Hi muppets - thanks as ever for your ongoing work with this! Can you add me for 2018 - as per a few others, I was planning on not needing to be part of this next year, but a few expenses came up and here we are. My total will be the outstanding from 2017 -

    Number 129 £1626.91

    Thanks.
    Debt Free by Xmas 2017
    86.58% of Virgin CC £3750 0% of Barclaycard CC £1123.91 100% of Bank of Scotland CC £704.74 100% of Student Loan £3124
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 6th Dec 17, 12:52 PM
    • 608 Posts
    • 3,242 Thanks
    swimminginaseaofdebt
    Afternoon everyone

    #150 reporting in with a target of £2018 for this challenge. I've fallen off the wagon on the 2017 challenge but I'm ready to get back to money busting ways.
    SPC11 #564
    • BadBookkeeper
    • By BadBookkeeper 6th Dec 17, 1:02 PM
    • 105 Posts
    • 645 Thanks
    BadBookkeeper
    Can I join please? My target is £3000 off £15k debt by Christmas 2018
    • cmc_entertainment
    • By cmc_entertainment 6th Dec 17, 8:45 PM
    • 315 Posts
    • 355 Thanks
    cmc_entertainment
    I'll be up for the 2018 thread. Yet to finish the 2017 December. Target again at £16,000.

    Thanks
    <mythbuster>
    Failure is always an option
    </mythbuster>
    • mumto2girlsandaboy
    • By mumto2girlsandaboy 7th Dec 17, 11:55 AM
    • 42 Posts
    • 295 Thanks
    mumto2girlsandaboy
    Joining again please #073 hoping to clear the debt this year
    target of £2279
    thank you
    PAYDBX 2018 #073 0/£2279
    PAYDBX 2017 #073 2571/£2500
    EF #220 620/£1000
    • AdventureWanted
    • By AdventureWanted 7th Dec 17, 8:11 PM
    • 163 Posts
    • 580 Thanks
    AdventureWanted
    Hi, I’d like to join please. My target is £12,500. Thanks
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