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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 732Posts
    • 5,237Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 17
    • muppets
    • By muppets 10th Jan 18, 9:14 PM
    • 732 Posts
    • 5,237 Thanks
    muppets
    Hi all,


    Please may I join?

    Teddsy x
    Originally posted by TeddsyBear
    Welcome you are number 112


    Please can i join newbie here but read every day.

    You guys really give me the help and drive I need.

    0/£6398
    Originally posted by rovers86
    Welcome you are number 116

    Hi all.
    Can I join please.
    Target is £4,739.63 Paid so far £181.89

    Thanks.

    Originally posted by BeardedDez
    Welcome you are number 117
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • BunnyB22
    • By BunnyB22 10th Jan 18, 9:17 PM
    • 5 Posts
    • 37 Thanks
    BunnyB22
    Hi Muppets

    Feeling lonely �� can i have a number if i promise not to spend anymore until Friday?

    Thank you
    BunnyB22
    • muppets
    • By muppets 10th Jan 18, 9:20 PM
    • 732 Posts
    • 5,237 Thanks
    muppets
    I haven't been assigned a number yet but could I please change my target figure (sorry to be a pain) I would like to pay £10,000 by Christmas - thank you xxx
    Originally posted by Mum.Wife.Me
    Changed it for you. Incase you missed my post I have assigned you 109. x
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 10th Jan 18, 9:27 PM
    • 732 Posts
    • 5,237 Thanks
    muppets
    Hi, well I need a kick up the posterior, am sick of treading water and sometimes not quite so afloat as would like to be with my debt. Am in the process of trying to work out where the heck our money goes every month but want to see the back of some credit card debts this year, so this sounds like a good idea. I haven't done this challenge before and I am not sure how to make the flashy numbers but I am sat at £120/£7314
    Originally posted by klbooth
    Welcome you are number 118

    Just wondering how the little bits of money work? I know some on last year’s thread were paying nits and bobs off everyday. How does make the debt busting easier? And Muppets does this make keeping track much hay for you? I don’t want to do anything to add more work to what must already be an awesome job.
    Originally posted by Blackberrycurved
    I update the spreadsheet every few days and get to know a pattern of who posts every day Abba and Kirsty to name just 2. When I have a few days to update, I don't update every payment from them, I wait until the last update and then add their payment then once. As long as members keep a running total in the posts then it make it easy to do it this way. If someone posts just the amount from that day without a running total then I have to do each payment. I'm happy with either way members post. xx
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • muppets
    • By muppets 10th Jan 18, 9:29 PM
    • 732 Posts
    • 5,237 Thanks
    muppets
    Evening all I have updated up until post number 255, I have run out of time for tonight. I will be back to update more tomorrow.

    Any new members who still haven't had a number yet, I will assign you a number when I reach your post. Please keep posing your payments in the meantime. xx
    PAYDBX 2017 - #01 Pd £10,446.83 / £11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    €4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 10th Jan 18, 9:53 PM
    • 632 Posts
    • 3,377 Thanks
    swimminginaseaofdebt
    Evening everyone

    #150 reporting in with an updated total of £25/£2018.
    Pay all debt off by Christmas 2018 #150 - £45.06/£2018

    Make £2018 in 2018 #31 - £92.21/£2018

    SPC11 #564
    • Calling14
    • By Calling14 11th Jan 18, 9:41 AM
    • 2,548 Posts
    • 18,807 Thanks
    Calling14
    Happy Thursday folks

    Payday for me(get paid weekly) so £115 at debts today

    #16 556/5552

    10% of my debt paid off and now under 5k. Great start to the New Year. Determined to succeed this year.

    Thanks Muppets

    LBM 13039 1.1.13 Start 2018 £5552 NOW £4718 EEK house repairs pushed it back up
    PAYDBX 2018 #16 834/£5552 DFD 12/18
    E
    Fund #9 £220/£1,000
    1 x 100 days challenge
    £669/£2000

    • abba1772
    • By abba1772 11th Jan 18, 10:30 AM
    • 4,155 Posts
    • 13,143 Thanks
    abba1772
    £10 sent towards the Halifax brings my total to £252.36 / £6000
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £3998.33
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £365.69
    • Bigskies
    • By Bigskies 11th Jan 18, 11:41 AM
    • 66 Posts
    • 272 Thanks
    Bigskies
    Hi, Can I join please? I’d like to pay off £10,000 thanks x
    Jan 2018 £68k
    Percentage of total debt paid 0%
    2018 target £10k So far: £0
    Monthly target £833 January £0
    POAYDBX18 #124 0/10,000
    • kirtsypoos
    • By kirtsypoos 11th Jan 18, 12:23 PM
    • 3,196 Posts
    • 14,197 Thanks
    kirtsypoos
    Afternoon all!

    #006 checking in with £529.09/£4000 after an OP to car loan and CC please muppets
    £70/3000 OH BC(97.66% PAID)
    PAID VERY, Barclaycard x2, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Debt: £70/31010.23 (99.77% paid)
    Mortgage - £159,999.99 (2017/2018 O/P £2777.07) PAYDBX 17 - £18,442.82
    PAYDBX 18 #006 £744.91/£4000
    • sunshine81
    • By sunshine81 11th Jan 18, 12:35 PM
    • 813 Posts
    • 4,556 Thanks
    sunshine81
    Quick pop in on my lunch, adding £321.40:

    #145 £3363.51 / £19261 (17.46%)
    • dipdap
    • By dipdap 11th Jan 18, 2:00 PM
    • 6,049 Posts
    • 88,438 Thanks
    dipdap
    Hi Muppets.
    I need to change my target amount I hope that's ok.
    New target is £7,000 (bit more realistic - debt free by end of 2019 is much more achievable for us).

    That means my new amount is

    #102 £310 / £7,000 4% paid
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    PAYDBX2018 # 102 = £460 / £7,000 6% paid
    Saving for Xmas 2018 = PP £0 TCC £24 Amazon £0
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
    • foxyloxy11
    • By foxyloxy11 11th Jan 18, 6:31 PM
    • 250 Posts
    • 1,370 Thanks
    foxyloxy11
    Thank you for the number muppets no 110
    £1000 Emergency fund challenge #225 - £765.00.00/£1000 Baby Step 1
    # 110 Paid off by xmas 2018 - £115/£6543
    De-clutter challenge 2018 - 3 items a day
    Debt free day October 2019 - End of Baby Step 2
    • BunnyB22
    • By BunnyB22 11th Jan 18, 6:46 PM
    • 5 Posts
    • 37 Thanks
    BunnyB22
    #TBC Reporting Updated total £510/£16,200.88
    £480.05 paid off total balance on M&S Credit Card
    • A Random Man
    • By A Random Man 11th Jan 18, 7:10 PM
    • 125 Posts
    • 633 Thanks
    A Random Man
    I have made a payment of £2474.97 towards credit card 2, so i am declaring:

    #58 3310.25/£4100
    Credit card 1 £600/0 (100% Paid)|Credit Card 2 £4500/£1289.25 (71.35% Paid)|Loan £7500/7228.53(3.61% Paid)
    Payment A Day total: £10.00
    • Nicnak
    • By Nicnak 11th Jan 18, 7:45 PM
    • 699 Posts
    • 3,841 Thanks
    Nicnak
    #170 £495/£10,000 so far. x
    September 6th 2017 - Updated 3rd January 2018
    Credit Card £0 now: £1796 Tesco Loan £7500 = £773 Consolidation £15,000 = £14,725 Total = £25,330 £17,294 EMF #252 = £500/£1000
    Sealed pot challenge #589
    Pay off all your debts by Christmas #170
    • abba1772
    • By abba1772 11th Jan 18, 8:01 PM
    • 4,155 Posts
    • 13,143 Thanks
    abba1772
    theres some pretty impressive numbers going on here especially for January.......well done guys xx
    NEXT TARGET HALIFAX CC WAS July 17 £3572.57 NOW £3998.33
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £365.69
    • RandomGuy235
    • By RandomGuy235 11th Jan 18, 9:32 PM
    • 7 Posts
    • 18 Thanks
    RandomGuy235
    #086 checking in here.

    I have paid off £175.53 out of my £1,165 target. (15%)

    I am hoping to have hit my target by June or July of this year. One month down.
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 11th Jan 18, 9:38 PM
    • 632 Posts
    • 3,377 Thanks
    swimminginaseaofdebt
    Evening everyone,

    #150 reporting in with an updated total of £40.06/£2018.
    Pay all debt off by Christmas 2018 #150 - £45.06/£2018

    Make £2018 in 2018 #31 - £92.21/£2018

    SPC11 #564
    • Ammeretto
    • By Ammeretto 11th Jan 18, 10:30 PM
    • 173 Posts
    • 413 Thanks
    Ammeretto
    Hi Muppets

    checking in with another £100 paid off.
    totals are now

    #142 £600.00/£11,000.00 5.5%
    Debt at LBM (Mar 14) - £29,981.66 + £11,320.91 Car & Bike HP + £799.78 HMRC tax credits = £42,102.35
    Credit card Debt Dec 17 - £11,000
    PAYDbyXMAS2017 #142 - £12,850 / £10,000 - 128.5%
    PAYDbyXMAS2017 #142 - £600 / £11,000 - 5.5%
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