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    • Gaz1971
    • By Gaz1971 2nd Dec 17, 1:19 PM
    • 476Posts
    • 251Thanks
    Gaz1971
    Paying bills by cash
    • #1
    • 2nd Dec 17, 1:19 PM
    Paying bills by cash 2nd Dec 17 at 1:19 PM
    Hi all, not sure if this is right place, so apologies if not.

    I have bills I would like to pay with good old cash so I don't have to pay the cash into the bank. My credit card co sends paper bills with giros attached to make payments at the PO or your bank, but the PO tell me they don't allow them to be used anymore and I don't have a branch of my bank locally. Any ideas?
Page 1
    • Gaz1971
    • By Gaz1971 2nd Dec 17, 5:33 PM
    • 476 Posts
    • 251 Thanks
    Gaz1971
    • #2
    • 2nd Dec 17, 5:33 PM
    • #2
    • 2nd Dec 17, 5:33 PM
    Someone must know if you can pay a credit card bill with the giro attached to the bill statement
    • JuicyJesus
    • By JuicyJesus 2nd Dec 17, 6:08 PM
    • 3,053 Posts
    • 3,165 Thanks
    JuicyJesus
    • #3
    • 2nd Dec 17, 6:08 PM
    • #3
    • 2nd Dec 17, 6:08 PM
    Your bank might take it. They might not - in particular Santander and Nationwide don't do so at all. Another bank you don't have an account with may take it, but they will probably charge you for doing so - usually £5 or £10.

    If your bank doesn't take them and you don't want to pay another bank, you can't pay your bill with cash.
    urs sinserly,
    ~~joosy jeezus~~
    • MarkFromCornwall
    • By MarkFromCornwall 2nd Dec 17, 7:06 PM
    • 729 Posts
    • 457 Thanks
    MarkFromCornwall
    • #4
    • 2nd Dec 17, 7:06 PM
    • #4
    • 2nd Dec 17, 7:06 PM
    Hi all, not sure if this is right place, so apologies if not.

    I have bills I would like to pay with good old cash so I don't have to pay the cash into the bank. My credit card co sends paper bills with giros attached to make payments at the PO or your bank, but the PO tell me they don't allow them to be used anymore and I don't have a branch of my bank locally. Any ideas?
    Originally posted by Gaz1971
    You could pay the cash into your bank via the PO (most but not all banks allow this with the right card and/or paying in slip) then pay the credit card from your bank account by faster payment or direct debit or phone banking or cheque.

    Go to https://www.postoffice.co.uk/branch-banking-services
    and click on "withdraw and deposits" for details.
    • Gaz1971
    • By Gaz1971 2nd Dec 17, 7:44 PM
    • 476 Posts
    • 251 Thanks
    Gaz1971
    • #5
    • 2nd Dec 17, 7:44 PM
    • #5
    • 2nd Dec 17, 7:44 PM
    On the back of my bill it says to fill in the giro and take it to the Post office, why tell you thi sif the PO won't accept them? It makes no sense, surely if the PO refuse them, someone must have contacted my credit card provider to tell them this
    • agrinnall
    • By agrinnall 2nd Dec 17, 7:49 PM
    • 18,758 Posts
    • 14,462 Thanks
    agrinnall
    • #6
    • 2nd Dec 17, 7:49 PM
    • #6
    • 2nd Dec 17, 7:49 PM
    On the back of my bill it says to fill in the giro and take it to the Post office, why tell you thi sif the PO won't accept them? It makes no sense, surely if the PO refuse them, someone must have contacted my credit card provider to tell them this
    Originally posted by Gaz1971

    It might be that the PO you tried won't do it, I believe there are different levels of pay-in processing at different POs. There's another active thread on this board that contains a link to the PO website page where you can check what you can do at a particular PO, so have a look for that.
    • glider3560
    • By glider3560 2nd Dec 17, 7:55 PM
    • 3,345 Posts
    • 2,068 Thanks
    glider3560
    • #7
    • 2nd Dec 17, 7:55 PM
    • #7
    • 2nd Dec 17, 7:55 PM
    It might help if you name the credit card provider. Without that information, all we can do is guess.

    • JuicyJesus
    • By JuicyJesus 2nd Dec 17, 9:26 PM
    • 3,053 Posts
    • 3,165 Thanks
    JuicyJesus
    • #8
    • 2nd Dec 17, 9:26 PM
    • #8
    • 2nd Dec 17, 9:26 PM
    On the back of my bill it says to fill in the giro and take it to the Post office, why tell you thi sif the PO won't accept them? It makes no sense, surely if the PO refuse them, someone must have contacted my credit card provider to tell them this
    Originally posted by Gaz1971
    Unfortunately the credit card company can't make the PO take them.

    Does the slip have a logo on it saying "TransCash" anywhere? If not, then it can't be taken at any Post Office.
    urs sinserly,
    ~~joosy jeezus~~
    • Gaz1971
    • By Gaz1971 2nd Dec 17, 11:02 PM
    • 476 Posts
    • 251 Thanks
    Gaz1971
    • #9
    • 2nd Dec 17, 11:02 PM
    • #9
    • 2nd Dec 17, 11:02 PM
    Unfortunately the credit card company can't make the PO take them.

    Does the slip have a logo on it saying "TransCash" anywhere? If not, then it can't be taken at any Post Office.
    Originally posted by JuicyJesus
    It's Vanquis Bank for the credit card. It has Santander Corporate banking in top left corner, transcash next to it, followed by Bank Giro Credit. It also says Natwest Automated Bulk Credit Clearing, Vanquis Bank and then and acc number.
    • jonesMUFCforever
    • By jonesMUFCforever 2nd Dec 17, 11:33 PM
    • 24,254 Posts
    • 11,536 Thanks
    jonesMUFCforever
    As other posters have told you - pay the cash in at a post office then pay using internet banking from your bank.
    The details of how to pay will be on the reverse of your credit card statement.
    What goes around - comes around
    give lots and you will always receive lots
    • Gaz1971
    • By Gaz1971 3rd Dec 17, 1:31 AM
    • 476 Posts
    • 251 Thanks
    Gaz1971
    As other posters have told you - pay the cash in at a post office then pay using internet banking from your bank.
    The details of how to pay will be on the reverse of your credit card statement.
    Originally posted by jonesMUFCforever
    That's the point I am asking about, on the back of the statement it tells you to fill in the giro and take to PO but I was told by a neighbour that they don't take them
    • SnowTiger
    • By SnowTiger 3rd Dec 17, 2:01 AM
    • 3,103 Posts
    • 2,084 Thanks
    SnowTiger
    ...the PO tell me they don't allow them to be used anymore and I don't have a branch of my bank locally. Any ideas?
    Originally posted by Gaz1971
    ...on the back of the statement it tells you to fill in the giro and take to PO but I was told by a neighbour that they don't take them
    Originally posted by Gaz1971
    Is your neighbour a Post Office?

    Can't you pay your statement using a debit card or by bank transfer? It's not like you're trying to hide you're income because you're claiming ESA and working on the side!
    • agrinnall
    • By agrinnall 3rd Dec 17, 9:45 AM
    • 18,758 Posts
    • 14,462 Thanks
    agrinnall
    ...but the PO tell me they don't allow them to be used anymore...
    Originally posted by Gaz1971
    ...I was told by a neighbour that they don't take them
    Originally posted by Gaz1971
    So which is it that you're relying on, the PO or your neghbour? If it's the latter then you're wasting our time until you have actually been to the PO to see if they will take your cash.
    • JuicyJesus
    • By JuicyJesus 3rd Dec 17, 4:37 PM
    • 3,053 Posts
    • 3,165 Thanks
    JuicyJesus
    If the slip has TransCash on it the PO should take it but may charge a fee to do so. If your PO refuses then you should sent the Post Office's head office an email complaining, as the whole point of TransCash is that you can pay those bills at the Post Office.

    https://en.wikipedia.org/wiki/Post_Office_Ltd#Bill_payments
    Last edited by JuicyJesus; 03-12-2017 at 4:40 PM.
    urs sinserly,
    ~~joosy jeezus~~
    • Robin9
    • By Robin9 3rd Dec 17, 4:51 PM
    • 1,966 Posts
    • 1,272 Thanks
    Robin9
    What are all these bills you need to pay and pay in cash ? All my utilities , rates, council tax, phone, CC etc are paid by DD. My local window cleaner, gardener, cleaner paid by bank (a nice job while watching the snooker this afternoon) I have about £20 on me actually in cash and draw at a ATM £100 a month.; I have written one cheque in the last 3 months .
    Never pay on an estimated bill
    • colsten
    • By colsten 3rd Dec 17, 7:00 PM
    • 8,816 Posts
    • 7,516 Thanks
    colsten

    I have bills I would like to pay with good old cash so I don't have to pay the cash into the bank.
    Originally posted by Gaz1971
    Why is it a problem to pay cash into a bank?
    • glider3560
    • By glider3560 3rd Dec 17, 7:14 PM
    • 3,345 Posts
    • 2,068 Thanks
    glider3560
    Why is it a problem to pay cash into a bank?
    Originally posted by colsten
    Because HMRC and/or DWP will know about it?

    If this is the case, then they may start wondering why you don't pay any bills from your bank account.

    • Heng Leng
    • By Heng Leng 4th Dec 17, 4:18 PM
    • 4,277 Posts
    • 1,317 Thanks
    Heng Leng
    Because HMRC and/or DWP will know about it? If this is the case, then they may start wondering why you don't pay any bills from your bank account.
    Originally posted by glider3560
    Hardly a crime.

    Besides the credit file shows money spent on credit cards and total payments (even in cash) each month.

    The OP could try NatWest - they may accept the credit card payment over the counter. The reverse side of the credit card statement will usually confirm payment options.
    • carlislelass
    • By carlislelass 4th Dec 17, 4:41 PM
    • 1,609 Posts
    • 4,008 Thanks
    carlislelass
    I used to pay Vanquis at the main post office( sub po wouldn't accept it), charged £3 fee I think
    • Anthorn
    • By Anthorn 5th Dec 17, 6:13 PM
    • 3,289 Posts
    • 845 Thanks
    Anthorn
    Hi all, not sure if this is right place, so apologies if not.

    I have bills I would like to pay with good old cash so I don't have to pay the cash into the bank. My credit card co sends paper bills with giros attached to make payments at the PO or your bank, but the PO tell me they don't allow them to be used anymore and I don't have a branch of my bank locally. Any ideas?
    Originally posted by Gaz1971
    Jam Jar Account at your friendly neighbourhood Credit Union. Works a lot like bank standing orders and transfers for one-off payments. Beware if you also take a loan because in that case they will credit check you and are also likely to report to the CRA(s).
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