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  • FIRST POST
    • a&akay
    • By a&akay 1st Dec 17, 6:31 PM
    • 521Posts
    • 188Thanks
    a&akay
    Birmingham Midshires 1.45%
    • #1
    • 1st Dec 17, 6:31 PM
    Birmingham Midshires 1.45% 1st Dec 17 at 6:31 PM
    Showing on their website. As I have a 1.3%, I've just applied for this online. It was set up instantly. Just need to transfer the savings across between the 2. Each is linked to a different feeder so bit of a faff. I'll keep each open to satisfy DDs.

    BM did a site upgrade today. Both my 1.3% account and the 1.45% are now showing as 1.45% so I've gained an extra DD for the Tesco DD withdrawal. Faster payments have gone into the latter account within a few hours OK. These are from a 123 account, which I've just closed, where Martin's analysis shows it's not worth keeping if the 123 DD cashbacks don't make up for the £5 fee. I've kept the date of opening of the 2 for when the rate drops, unless other instant access savers are offered with a better % in the meantime.
    Last edited by a&akay; 03-12-2017 at 6:12 PM. Reason: Update
Page 1
    • Ifts
    • By Ifts 1st Dec 17, 7:34 PM
    • 1,770 Posts
    • 1,100 Thanks
    Ifts
    • #2
    • 1st Dec 17, 7:34 PM
    • #2
    • 1st Dec 17, 7:34 PM
    Thanks for the heads up on this.
    Never let the perfume of the premium overpower the odour of the risk
    • Ifts
    • By Ifts 1st Dec 17, 7:37 PM
    • 1,770 Posts
    • 1,100 Thanks
    Ifts
    • #3
    • 1st Dec 17, 7:37 PM
    BM Savings say old 1.30% online accounts will be automatically upgraded to 1.45%...
    • #3
    • 1st Dec 17, 7:37 PM
    I just spoke to BM savings about upgrading my 1.30% savings account (*only transferred my old BM Savings account that the bonus had dropped off to their latest 1.30% issue 2 weeks ago*) to the latest 1.45% offering.

    The customer service agent said (it depends what issue you already have as you may not need to do anything to get upgraded to the new 1.45% issue) if I've got the 1.30% issue they will automatically upgrade these accounts to the new 1.45% issue.

    CSA said the new 1.45% rate will be displayed on the welcome screen when I login to my online BM Savings account - though it may take a few days for this change to take effect.

    * You can re-designate old BM Saving Account to their latest offering over the phone...

    I had a old online BM savings account on which the bonus had dropped off, a couple of weeks ago I phoned them (01902428311 - 8am>8pm) and got it re-designated to the latest issue.

    It's easier than going through the whole online application process again - and you get to keep your existing BM savings account number.
    Never let the perfume of the premium overpower the odour of the risk
    • a&akay
    • By a&akay 2nd Dec 17, 10:07 AM
    • 521 Posts
    • 188 Thanks
    a&akay
    • #4
    • 2nd Dec 17, 10:07 AM
    • #4
    • 2nd Dec 17, 10:07 AM
    I just spoke to BM savings about upgrading my 1.30% savings account (*only transferred my old BM Savings account that the bonus had dropped off to their latest 1.30% issue 2 weeks ago*) to the latest 1.45% offering.

    The customer service agent said (it depends what issue you already have as you may not need to do anything to get upgraded to the new 1.45% issue) if I've got the 1.30% issue they will automatically upgrade these accounts to the new 1.45% issue.

    CSA said the new 1.45% rate will be displayed on the welcome screen when I login to my online BM Savings account - though it may take a few days for this change to take effect.

    * You can re-designate old BM Saving Account to their latest offering over the phone...

    I had a old online BM savings account on which the bonus had dropped off, a couple of weeks ago I phoned them (01902428311 - 8am>8pm) and got it re-designated to the latest issue.

    It's easier than going through the whole online application process again - and you get to keep your existing BM savings account number.
    Originally posted by Ifts
    But you then won't have another DD for £1 setup when Tesco withdraw theirs. I've now got 3 BM DDs used to satisfy other DD requirements. 2 of these I will cream every few months as the £1s build up.
    • paxee
    • By paxee 2nd Dec 17, 12:06 PM
    • 2 Posts
    • 0 Thanks
    paxee
    • #5
    • 2nd Dec 17, 12:06 PM
    BM Timeouts
    • #5
    • 2nd Dec 17, 12:06 PM
    Hello

    Anyone else getting timeouts and errors when trying to apply for the 1.45% account on BM website?!
    • thefirs
    • By thefirs 3rd Jan 18, 10:46 AM
    • 667 Posts
    • 167 Thanks
    thefirs
    • #6
    • 3rd Jan 18, 10:46 AM
    • #6
    • 3rd Jan 18, 10:46 AM
    I applied successfully on 1 December and sent an opening cheque that cleared on 22nd.

    Despite receiving the activation access code, still no username - anyone else experiencing this slow train of administration?
    • 18cc
    • By 18cc 3rd Jan 18, 11:58 AM
    • 247 Posts
    • 150 Thanks
    18cc
    • #7
    • 3rd Jan 18, 11:58 AM
    • #7
    • 3rd Jan 18, 11:58 AM
    Yes like you received my activation code a while ago but username still 'in the post'

    You can, however, still send money to the account by FP so as long as you don't need to logon you can take advantage of the 1.45% until your username arrives.
    • littlemissbossy
    • By littlemissbossy 3rd Jan 18, 12:53 PM
    • 628 Posts
    • 1,575 Thanks
    littlemissbossy
    • #8
    • 3rd Jan 18, 12:53 PM
    • #8
    • 3rd Jan 18, 12:53 PM
    I applied successfully on 1 December and sent an opening cheque that cleared on 22nd.

    Despite receiving the activation access code, still no username - anyone else experiencing this slow train of administration?
    Originally posted by thefirs
    Me too
    Don't wait for your ship to come in, swim out to it.
    • alahol2
    • By alahol2 3rd Jan 18, 1:37 PM
    • 41 Posts
    • 28 Thanks
    alahol2
    • #9
    • 3rd Jan 18, 1:37 PM
    • #9
    • 3rd Jan 18, 1:37 PM
    Yes, the man with the quill pen and ledgers has obviously been off sick. Over a month to get an online account up and running is a joke.
    • 10_66
    • By 10_66 3rd Jan 18, 2:09 PM
    • 2,627 Posts
    • 975 Thanks
    10_66
    I've been on the phone for nearly an hour just to try to find out why, once logged on (yes, I have actually got as far as logging on!), I can't actually operate the account. Every option I select from the menu tells me the service is unavailable to me The rep told me they'd send a note to tech guys and then leave a note on my file so I can ring up again (yeah, right, like I'm going to spend another hour for nothing!) and ask them what's going on with it. Beggars belief that BM exist at all if this is the best they can do.
    • EachPenny
    • By EachPenny 3rd Jan 18, 2:52 PM
    • 4,607 Posts
    • 9,418 Thanks
    EachPenny
    I applied successfully on 1 December and sent an opening cheque that cleared on 22nd.
    Despite receiving the activation access code, still no username - anyone else experiencing this slow train of administration?
    Originally posted by thefirs
    Similar situation to you, but my username arrived in the post today

    Yes, the man with the quill pen and ledgers has obviously been off sick. Over a month to get an online account up and running is a joke.
    Originally posted by alahol2
    To be fair, I suspect they have been much busier than expected, and we've had Christmas and New Year to interrupt things. I'd rather have this account with its valuable features, instead of instant opening a less attractive account.
    "In the future, everyone will be rich for 15 minutes"
    • Mchambers
    • By Mchambers 3rd Jan 18, 3:22 PM
    • 647 Posts
    • 216 Thanks
    Mchambers
    Got everything including sending them a cheque to open my account. Given advise on how to credit my account with more money via online banking. Tried it and and it worked fine. More money moving over soon.
    • FOREVER21
    • By FOREVER21 3rd Jan 18, 4:38 PM
    • 1,715 Posts
    • 1,014 Thanks
    FOREVER21
    Got everything including sending them a cheque to open my account. Given advise on how to credit my account with more money via online banking. Tried it and and it worked fine. More money moving over soon.
    Originally posted by Mchambers
    Can you actually log in to see balance on your account? I have my user name but waiting for activation code, I am dubious about sending large amount by FPS until I can confirm and print out details of balance.
    At the moment I only sent the minimum £1 by cheque as I had read so many bad reports about them.
    • 18cc
    • By 18cc 3rd Jan 18, 4:51 PM
    • 247 Posts
    • 150 Thanks
    18cc
    you can call tjem and they will tell you the balance even if you have not yet received your username or token. ps yoken comes by email before userid keep an eye on junkfolder
    • EachPenny
    • By EachPenny 3rd Jan 18, 4:51 PM
    • 4,607 Posts
    • 9,418 Thanks
    EachPenny
    Can you actually log in to see balance on your account? I have my user name but waiting for activation code, I am dubious about sending large amount by FPS until I can confirm and print out details of balance.
    Originally posted by FOREVER21
    Same here, I never* send more than £10 to a new account by FP or SO until I can see the first payment has arrived or confirmed it by phone banking.

    *The only exception has been with The Nottingham who required an initial payment of £1000. With them I sent a smaller payment and then checked when it bounced back.
    "In the future, everyone will be rich for 15 minutes"
    • 18cc
    • By 18cc 3rd Jan 18, 7:58 PM
    • 247 Posts
    • 150 Thanks
    18cc
    I sent £10 by FP - called them and they said it had arrived. Sent another £1000 called again they said it had arrived. Now sent some more.


    Still waiting for my username so can't logon as yet or, presumably, withdraw anything.
    • littlemissbossy
    • By littlemissbossy 4th Jan 18, 10:14 AM
    • 628 Posts
    • 1,575 Thanks
    littlemissbossy
    I applied successfully on 1 December and sent an opening cheque that cleared on 22nd.

    Despite receiving the activation access code, still no username - anyone else experiencing this slow train of administration?
    Originally posted by thefirs
    Me too
    Originally posted by littlemissbossy
    Just to update... I received my username yesterday (03.01.18), I opened the account on 01.12.17.
    Don't wait for your ship to come in, swim out to it.
    • FOREVER21
    • By FOREVER21 6th Jan 18, 4:04 PM
    • 1,715 Posts
    • 1,014 Thanks
    FOREVER21
    Applied 3Dec.

    Received my welcome letter with user name, together with an e- mail with access token today But when trying to activate my account advised that there was an error and I should input my latest access token number I have only received one! Then spent 45 mins on hold and by that time I gave up.

    I think I may just ditch. my application, as if they can!!!8217;t get their act together with the application stage can you trust them to run the account satisfactory, presuming I ever manage to log in, A complete shambles of an organisation.
    • retiree
    • By retiree 7th Jan 18, 6:35 PM
    • 77 Posts
    • 35 Thanks
    retiree
    Has anybody else found it impossible to pay money into this account by direct transfer/faster payments? I have found that Barclays online banking will not accept the sort code 20-97-78 as stated on the BM site. It automatically defaults to 20-97-86 and then indicates that the code is incorrect.
    • glider3560
    • By glider3560 7th Jan 18, 6:45 PM
    • 3,438 Posts
    • 2,158 Thanks
    glider3560
    Has anybody else found it impossible to pay money into this account by direct transfer/faster payments? I have found that Barclays online banking will not accept the sort code 20-97-78 as stated on the BM site. It automatically defaults to 20-97-86 and then indicates that the code is incorrect.
    Originally posted by retiree
    It works fine for me with other banks: Metro Bank, Halifax and Virgin Money.

    It is a Barclays account held in the Wolverhampton Queen Square branch that BM use to receive the payments. Maybe Barclays are trying to be too clever here?

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