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    • moonlustie
    • By moonlustie 30th Nov 17, 11:09 AM
    • 11Posts
    • 35Thanks
    Car Insurance Quote Questions
    • #1
    • 30th Nov 17, 11:09 AM
    Car Insurance Quote Questions 30th Nov 17 at 11:09 AM
    I am looking around for quotes and one of the questions is about convictions but not sure how to answer.

    I was caught on a speed camera and have taken the speed awareness course option. I am still in the 3yr period where you have to be clear of any speeding.

    Is this classed as a conviction?

    I don't want to declare falsely - just want to know how to answer honestly.

Page 1
    • Aretnap
    • By Aretnap 30th Nov 17, 2:51 PM
    • 2,951 Posts
    • 2,461 Thanks
    • #2
    • 30th Nov 17, 2:51 PM
    • #2
    • 30th Nov 17, 2:51 PM
    It's not a conviction - it's an alternative to being prosecuted. If the insurer asks if you've been convicted of any offences you can truthfully say "no". If they specifically ask about "convictions or speed awareness courses" then you should say "yes". Only a handful of insurers do ask about awareness courses - AFAIK it's only Admiral and its associated brands (Bell, Diamond, Elephant etc).

    (Not that it's massively relevant to you, but while penalty points are only counted for totting up purposes for 3 years, you are generally required to disclose convictions to insurers for 5 years)
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