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  • FIRST POST
    • Drummer251
    • By Drummer251 29th Nov 17, 7:01 PM
    • 1Posts
    • 0Thanks
    Drummer251
    Unable to get covered
    • #1
    • 29th Nov 17, 7:01 PM
    Unable to get covered 29th Nov 17 at 7:01 PM
    Good evening,

    In 2010 at 38yrs old I was diagnosed with prostate cancer, after quick operation to remove the offending article and 6 years of blood tests and hospital appointments I was given the all clear. (So thats a short life history over with).

    This weekend my wife and I were sorting out our futures making sure things were set in place just in case......right up until I tried to get myself covered with life insurance. After spending hours on various sites filling in my details I would be flatly refused life cover due to my previous condition.

    Is there anyone out there who could offer advice on getting life cover after cancer? Are the specific companies who I can contact? Or is this a case of me flogging a dead horse?

    Thank you in advance for any fruitful advice.
Page 1
    • Mark Jefferson
    • By Mark Jefferson 29th Nov 17, 7:12 PM
    • 33 Posts
    • 10 Thanks
    Mark Jefferson
    • #2
    • 29th Nov 17, 7:12 PM
    • #2
    • 29th Nov 17, 7:12 PM
    Glad you're on the mend! It's usually best to speak to an independent expert if you have 'special requirements' for insurance, such as after you've had cancer. There may be insurers out there who might consider covering you after 5 years post all-clear, but the best people to ask are an intermediary who has access to the entire UK market to find you the best terms. There's no guarantees as it will depend on your medical history etc., but it doesn't hurt to give it a try.

    Two options for places that seem like they sell cover that come up when you google "Life Insurance after cancer":

    https://www.drewberryinsurance.co.uk/knowledge/life-insurance/can-i-get-life-insurance-cancer
    https://www.beaglestreet.com/life-insurance/critical-illness-cover/cancer/?SRC=BS09

    Might be worth a look and best of luck!
    This post provides guidance only. It does not constitute financial advice
    • Cyclizine
    • By Cyclizine 29th Nov 17, 7:26 PM
    • 29 Posts
    • 36 Thanks
    Cyclizine
    • #3
    • 29th Nov 17, 7:26 PM
    • #3
    • 29th Nov 17, 7:26 PM
    You'll probably be able to get cover through a specialist broker, but be warned it may have:
    a) really expensive premiums
    b) significant exclusions
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