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  • FIRST POST
    • Branagorn
    • By Branagorn 29th Nov 17, 4:39 PM
    • 11Posts
    • 1Thanks
    Branagorn
    CAT B Salvage (Motorcycle)
    • #1
    • 29th Nov 17, 4:39 PM
    CAT B Salvage (Motorcycle) 29th Nov 17 at 4:39 PM
    I was hit by a reversing car back in October, and even have CCTV footage to prove I have no fault.

    The claim is currently being dealt with by an underwriter, as it is non-fault, my insurance company sub contract that work.

    Its is taking a long time, however it appears to be coming to an end. I have received a letter from the underwriter, stating that the bike had been declared a CAT B write off, and that a payment has been released, with my bikes pre-accident value deemed to be £1500. However it is worth £150 in scrap. So I'm being given £1350, and the salvage returned to me.

    I have contacted the underwriter to stress that I do not want the bike returned if it is a CAT B write off, as it is impossible to put it back on the road. Not only that, but I do not have the time/skill/tools/space required to break down the bike, and sell on the salvage to make up the £150 they have deemed it to be worth. Furthermore, I feel this effort/task of obtaining the final segment of the full pre-accident value, should not be my worry.

    The underwriter however, are firm that their site (where the bike is currently held) do not deal with CAT B vehicles, and will be returning the bike to me. Surely this is incorrect?
Page 1
    • molerat
    • By molerat 29th Nov 17, 4:50 PM
    • 17,484 Posts
    • 11,720 Thanks
    molerat
    • #2
    • 29th Nov 17, 4:50 PM
    • #2
    • 29th Nov 17, 4:50 PM
    Complain to your insurer as the first step.
    www.helpforheroes.org.uk/donations.html
    • Aretnap
    • By Aretnap 29th Nov 17, 4:58 PM
    • 2,844 Posts
    • 2,339 Thanks
    Aretnap
    • #3
    • 29th Nov 17, 4:58 PM
    • #3
    • 29th Nov 17, 4:58 PM
    Whose underwriter are you dealing with - yours or the third parties?
    • Branagorn
    • By Branagorn 29th Nov 17, 5:04 PM
    • 11 Posts
    • 1 Thanks
    Branagorn
    • #4
    • 29th Nov 17, 5:04 PM
    • #4
    • 29th Nov 17, 5:04 PM
    I have raised this issue with them. But they do not seem to have experience with this, ti categorically tell me one way or another if this is an acceptable outcome.
    • Branagorn
    • By Branagorn 29th Nov 17, 5:07 PM
    • 11 Posts
    • 1 Thanks
    Branagorn
    • #5
    • 29th Nov 17, 5:07 PM
    • #5
    • 29th Nov 17, 5:07 PM
    Whose underwriter are you dealing with - yours or the third parties?
    Originally posted by Aretnap
    I am dealing with my own insurance's underwriter.
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