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  • FIRST POST
    • r2015
    • By r2015 28th Nov 17, 2:35 PM
    • 914Posts
    • 257Thanks
    r2015
    Best time to change Direct Debit?
    • #1
    • 28th Nov 17, 2:35 PM
    Best time to change Direct Debit? 28th Nov 17 at 2:35 PM
    I currently pay my credit card IN FULL by direct debit every month but will be switching the direct debit to my Reward account because of Tesco ending their DDs to savings accounts.

    When should I change the direct debit;

    just before my statement date or just after the the direct debit is taken?
    Another year, past 71 now and getting even more forgetful and tending to ramble more.
    If you think I've asked this before I probably have.
Page 1
    • zx81
    • By zx81 28th Nov 17, 2:42 PM
    • 14,387 Posts
    • 15,181 Thanks
    zx81
    • #2
    • 28th Nov 17, 2:42 PM
    • #2
    • 28th Nov 17, 2:42 PM
    Just after the next DD is taken, but make sure you make the next payment manually, in case the change is not made in time.
    • Vortigern
    • By Vortigern 29th Nov 17, 9:39 AM
    • 2,320 Posts
    • 1,530 Thanks
    Vortigern
    • #3
    • 29th Nov 17, 9:39 AM
    • #3
    • 29th Nov 17, 9:39 AM
    Just after the next DD is taken, but make sure you make the next payment manually, in case the change is not made in time.
    Originally posted by zx81
    If it's a Barclaycard and you change the DD online, they tell you whether you've made the change in time for the next payment.
    • bengalknights
    • By bengalknights 29th Nov 17, 10:41 AM
    • 4,176 Posts
    • 1,527 Thanks
    bengalknights
    • #4
    • 29th Nov 17, 10:41 AM
    • #4
    • 29th Nov 17, 10:41 AM
    Definitly after payment has been taken unless you do a manual payment
    • Dobbibill
    • By Dobbibill 29th Nov 17, 7:12 PM
    • 2,543 Posts
    • 3,631 Thanks
    Dobbibill
    • #5
    • 29th Nov 17, 7:12 PM
    • #5
    • 29th Nov 17, 7:12 PM
    I intend doing exactly the same - I will be doing it the day after my DD has left.
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
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    A person who never made a mistake, never tried anything new.
    • anto164
    • By anto164 30th Nov 17, 2:42 PM
    • 135 Posts
    • 63 Thanks
    anto164
    • #6
    • 30th Nov 17, 2:42 PM
    • #6
    • 30th Nov 17, 2:42 PM
    Whenever you want, just tell the supplier when you want the change from...?!
    • molerat
    • By molerat 30th Nov 17, 3:55 PM
    • 17,479 Posts
    • 11,705 Thanks
    molerat
    • #7
    • 30th Nov 17, 3:55 PM
    • #7
    • 30th Nov 17, 3:55 PM
    I changed my Virgin DD after the statement date. The DD is showing on the bank account, removed from the old account and is showing the new bank details and the next DD date as 5th Dec in the Virgin account manage DD section.
    www.helpforheroes.org.uk/donations.html
    • soulsaver
    • By soulsaver 30th Nov 17, 3:59 PM
    • 1,491 Posts
    • 541 Thanks
    soulsaver
    • #8
    • 30th Nov 17, 3:59 PM
    • #8
    • 30th Nov 17, 3:59 PM
    After payment is taken and before the next statement date.. and it should work... but keep an eye on it.
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