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    • stu-vfr
    • By stu-vfr 26th Nov 17, 3:57 PM
    • 14Posts
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    stu-vfr
    Pursued by a debt collection agency
    • #1
    • 26th Nov 17, 3:57 PM
    Pursued by a debt collection agency 26th Nov 17 at 3:57 PM
    My son is being pursued by a debt collection agency regarding mobile phone contracts he took out for him and his girlfriend.
    I am only just hearing about this and apparently the contracts were taken out several years ago so he can't remember many details and of course he has no paperwork.
    When he took the contracts out he and his girlfriend were unemployed. What I would like advice on whether it is reasonable to suggest that the company was negligent by allowing him to have the contracts in the first place.
    I look forward to any thoughts the community have. Thank you.
    Last edited by MSE ForumTeam5; 27-11-2017 at 2:21 PM.
Page 2
    • stu-vfr
    • By stu-vfr 6th Dec 17, 9:03 PM
    • 14 Posts
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    stu-vfr
    If you give more details we might be able to give more specific help.

    However, this issue aside it sounds to me as though your son seems to think it's ok to not pay for things and it worries me that he might be bad with money and needs some education. Otherwise he could go to a payday loan company or do things that get him into more and more debt until it's out of control. This is a bad habit to have, so you need to make sure he knows. He could well have more debt already!

    There is some great debt advice here: https://www.moneysavingexpert.com/loans/debt-help-plan
    Originally posted by Chickabiddybex

    I don't want to go into to many details but he stormed out at 17 and refused to engage with either me or his mum. You are right in that he was an total idiot when he left home, he was stupid with money and credit etc and as result he is indeed thousand of pounds of debt.
    • stu-vfr
    • By stu-vfr 6th Dec 17, 9:08 PM
    • 14 Posts
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    stu-vfr
    Old enough to contact a company, do due diligence and product research, agree terms and conditions and take the products and services. Definitely old enough to pay the bill.
    Originally posted by worried jim
    I've asked for advice not pithy comments from idiots like you.
    • stu-vfr
    • By stu-vfr 6th Dec 17, 9:14 PM
    • 14 Posts
    • 0 Thanks
    stu-vfr
    Old enough to contact a company, do due diligence and product research, agree terms and conditions and take the products and services. Definitely old enough to pay the bill.
    Originally posted by worried jim
    How old is he now ?

    how old was he when he took out the contracts ?

    Can you ask him ?
    Originally posted by sourcrates
    I'm?/he is not sure when he took out the contracts, i'll ask him.
    • sourcrates
    • By sourcrates 6th Dec 17, 9:19 PM
    • 12,665 Posts
    • 11,994 Thanks
    sourcrates
    I'm?/he is not sure when he took out the contracts, i'll ask him.
    Originally posted by stu-vfr
    To give you/him, the proper advice itís handy to know as many details as possible.

    Please ignore the trolls, they forget this is an advice forum and not an outlet for their own predjudice.
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Legal advice see : http://legalbeagles.info/
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