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  • FIRST POST
    • curlytop12
    • By curlytop12 25th Nov 17, 11:31 AM
    • 1,084Posts
    • 1,168Thanks
    curlytop12
    online course for teenager finanancial education?
    • #1
    • 25th Nov 17, 11:31 AM
    online course for teenager finanancial education? 25th Nov 17 at 11:31 AM
    wasn't sure where to post but i think martin mentioned on his programme a short course online for teaching financial education, anyone know of it please- or can recommend something
    thanks
Page 1
    • sourcrates
    • By sourcrates 25th Nov 17, 2:25 PM
    • 12,723 Posts
    • 12,064 Thanks
    sourcrates
    • #2
    • 25th Nov 17, 2:25 PM
    • #2
    • 25th Nov 17, 2:25 PM
    wasn't sure where to post but i think martin mentioned on his programme a short course online for teaching financial education, anyone know of it please- or can recommend something
    thanks
    Originally posted by curlytop12
    Hi,

    I can only find this :

    https://www.moneysavingexpert.com/news/family/2017/11/half-a-million-financial-education-textbooks-to-be-sent-to-english-schools
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Legal advice see : http://legalbeagles.info/
    • curlytop12
    • By curlytop12 25th Nov 17, 3:40 PM
    • 1,084 Posts
    • 1,168 Thanks
    curlytop12
    • #3
    • 25th Nov 17, 3:40 PM
    • #3
    • 25th Nov 17, 3:40 PM
    thanks, I'm lending him my martin lewis book -The MoneyDiet- he knows it is my bible!!
    I think it may be a OU course I'm thinking of....will keep looking.
    • gizmorat
    • By gizmorat 25th Nov 17, 10:26 PM
    • 12 Posts
    • 10 Thanks
    gizmorat
    • #4
    • 25th Nov 17, 10:26 PM
    • #4
    • 25th Nov 17, 10:26 PM
    I think itís this one;

    Managing my money for young adults

    Youíll have to google it as I canít post links.

    I was looking at it for my 16 year old but it didnít quite have the content I wanted.
    • pennystretcher
    • By pennystretcher 29th Nov 17, 3:56 PM
    • 311 Posts
    • 1,329 Thanks
    pennystretcher
    • #5
    • 29th Nov 17, 3:56 PM
    • #5
    • 29th Nov 17, 3:56 PM
    You mean the OU free courses "Managing my money" and Managing my money for young adults"?
    http://www.open.edu/openlearn/free-courses/full-catalogue
    MFW Dec 2017 £290 (almost there!!!)
    • pennystretcher
    • By pennystretcher 29th Nov 17, 8:01 PM
    • 311 Posts
    • 1,329 Thanks
    pennystretcher
    • #6
    • 29th Nov 17, 8:01 PM
    • #6
    • 29th Nov 17, 8:01 PM
    OK so I just thought I'd run through the managing my money for young adults...I am not impressed with it (am about 75% through so far)
    For example below - to finance your holiday rather than save for it is good debt?!?!

    Which of the following would you consider to be a Ďbadí (irresponsible) debt?

    Select one or more:
    Borrowing £1000 for 12 months to take a summer holiday. (according to OU - good debt)
    Borrowing £2000 for two years to lend to your friend. (according to OU bad debt - I agree)

    Their excuse is
    "Borrowing £1000 for 12 months to take a summer holiday is not what most people would do but provided you can make the repayments over the 12-month period then an annual loan for the (annual) summer holiday is not really being irresponsible."
    Last edited by pennystretcher; 29-11-2017 at 8:04 PM. Reason: fonts
    MFW Dec 2017 £290 (almost there!!!)
    • perfectxmess
    • By perfectxmess 29th Nov 17, 9:40 PM
    • 5 Posts
    • 18 Thanks
    perfectxmess
    • #7
    • 29th Nov 17, 9:40 PM
    • #7
    • 29th Nov 17, 9:40 PM
    So every year it's ok to take a loan etc to go on holiday? Err don't think so!

    To be honest i find that mse loves credit and seems fine with going into debt if it's 'manageable'. But that's how people get into serious problems because the debt slowly gets bigger and then all of a sudden it's completely un-manageable. Whether it's at 0% or 50% shouldn't really make a difference - you still can't afford it.

    I feel that for me the principle of saving for things and trying to stay away from credit is the best thing. I think it's too easy to justify using credit for silly things. And a holiday is one of them.
    • sourcrates
    • By sourcrates 29th Nov 17, 10:09 PM
    • 12,723 Posts
    • 12,064 Thanks
    sourcrates
    • #8
    • 29th Nov 17, 10:09 PM
    • #8
    • 29th Nov 17, 10:09 PM
    So every year it's ok to take a loan etc to go on holiday? Err don't think so!

    I feel that for me the principle of saving for things and trying to stay away from credit is the best thing. I think it's too easy to justify using credit for silly things. And a holiday is one of them.
    Originally posted by perfectxmess
    I agree, after been in debt since I was 18, living in credit for years, two insolvencies, and more consolidation than you can shake a stick at, I finally realised the folly of it all.

    I have no debt at all now, donít use credit, and pay for everything with my own money, not some banks, broke the mold if you like.
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Legal advice see : http://legalbeagles.info/
    • middleclassbutpoor
    • By middleclassbutpoor 3rd Dec 17, 12:05 PM
    • 74 Posts
    • 111 Thanks
    middleclassbutpoor
    • #9
    • 3rd Dec 17, 12:05 PM
    • #9
    • 3rd Dec 17, 12:05 PM
    Im going to have a look through this course - my children are not teenagers but do share concerns that financial education needs to start earlier because it could have made my life much different.
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