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  • FIRST POST
    • WannabeFree
    • By WannabeFree 21st Nov 17, 11:04 AM
    • 1,086Posts
    • 8,883Thanks
    WannabeFree
    ôRock bottom became the solid foundation on which I rebuilt my life.ö
    • #1
    • 21st Nov 17, 11:04 AM
    ôRock bottom became the solid foundation on which I rebuilt my life.ö 21st Nov 17 at 11:04 AM
    Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

    Debt 09/05/2017

    Council Tax ú2092.71
    Court Fine ú1250
    Court Fine ú200
    Person 1 ú1000
    Person 2 ú1000
    Person 3 ú1379
    Person 4 ú427
    Debt Total ú7348.71

    Rent Arrears ú3381.28

    Total ú10729.99

    *Person 4 ú575
    *New Debt ú732
    *Debt 1 ú387.29
    *Debt 2 ú1451.40
    *Debt 3 ú1137.73
    *EDF ú3140.65

    Total ú18154.06

    *As more comes out from under the carpet I will update here.
    Last edited by WannabeFree; 21-11-2017 at 12:21 PM.
Page 69
    • earthgirl
    • By earthgirl 12th Feb 18, 8:57 PM
    • 1,833 Posts
    • 21,182 Thanks
    earthgirl
    My kids 5and7 go to bed at 7.30 get up at 7.45 Ds1 reads a bit Longer on his own. Dont overdo it wannabe, take care.
    15/5/12 Paid off Mortgage 1 (ú220k) Dec 13 - ú116,508 Bought Dream House Dec 14 - ú94, 402 (ú22,106 offset in 2014) Jan 16 - ú67, 852 (ú26,550 offset in 2015) Dec 16 - ú33,529 ( ú34,323offset in 2016)
    Jan 17 - ú39, 773 (Re-estimation of endowments )
    Sept 17 ú22,619 Jan 18 - ú11,687
    Kids savings 13,578/36k
    • WannabeFree
    • By WannabeFree 13th Feb 18, 12:05 PM
    • 1,086 Posts
    • 8,883 Thanks
    WannabeFree
    Morning (or not )

    The shift in bedtime routine really worked well!

    The girls had a bath first then DS had his shower. Girls where cuddled into bed listening to a story by 7 and then DS was in bed by 7.30. All 3 fell to sleep near enough straight away! Lets home this stops the messing and winding each other (knocking on the walls to each other Oh to be 6 again )

    Well stay and play didn't happen today I didn't even have the get up and go to get youngest to school

    Chicken fajitas for dinner tonight, plenty salad and things.

    I need some diet coke, NEED not want. Will send someone on a trip for some later.

    Also paid Virgin today before I forgot and sent ú4.99 over to the credit card because I used it contactless at hospital yesterday

    Bank balance is very sad now until Friday. To be honest it's going to be very sad for the next 4 weeks or so until the birthdays are out the way. Still need wrapping paper - Christmas paper is likely to be used at this rate.
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Cumbria lass
    • By Cumbria lass 13th Feb 18, 12:13 PM
    • 1,365 Posts
    • 7,814 Thanks
    Cumbria lass
    Use the Christmas paper am sure the kids won't mind.

    I had to get dressed today, i am getting very lazy.

    Look after yourself.
    Jan 2018 CC1 ú3099 CC2 ú220

    Debt Free Nov 2019: earlier if I have my way
    • charlies tribe
    • By charlies tribe 13th Feb 18, 12:33 PM
    • 619 Posts
    • 5,131 Thanks
    charlies tribe
    Glad the new bed times worked well.
    Have a lovely relaxing day (hope you manage to get that diet coke).
    LBM in April 17 - ú5835/ú33554 (17.3%) paid.
    2018 PAID OFF TARGET ú211/5000
    DFD: 1st May 2022
    SPC #591
    • WannabeFree
    • By WannabeFree 13th Feb 18, 12:50 PM
    • 1,086 Posts
    • 8,883 Thanks
    WannabeFree
    Bills to be paid in February

    Rent ú226.14 Paid
    Rent ú226.14 ú113.07
    Council Tax ú135 ú130
    Virgin ú70 Paid
    Electric ú80 ú40
    Gas ú60 ú30
    Bill 1 ú105 Paid
    Bill 2 ú130 Paid
    Bill 3 ú25
    Bill 4 ú100 ú50
    Bill 5 ú40 ú20
    Bill 6 ú40 ú30
    Bill 7 ú135 (3rd March)

    Expensive month then.
    Birthday gifts (Done)
    School trip DD (Paid)
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • EssexHebridean
    • By EssexHebridean 13th Feb 18, 4:02 PM
    • 8,479 Posts
    • 45,253 Thanks
    EssexHebridean
    Use the Christmas paper for goodness sake - it'll get ripped off fast enough regardless!
    MORTGAGE FREE 30/09/2016
    Sainsbugs 0% card: 22/12/16 ú1229.00/ú842.87 (12/02/18)
    SOA Calculator for DFW newbies: Stoozing.com SOA Calculator
    • beanielou
    • By beanielou 13th Feb 18, 7:35 PM
    • 50,516 Posts
    • 193,129 Thanks
    beanielou
    Another vote for Christmas paper.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • WannabeFree
    • By WannabeFree 13th Feb 18, 8:20 PM
    • 1,086 Posts
    • 8,883 Thanks
    WannabeFree
    It's looking more likely by the minute it will be Santa paper.

    I haven't moved much today Must do better tomorrow! Just having a coffee and have made fresh hot water bottles. Smalls are all sleeping. No doubt youngest will come and join me at some strange hour.

    Remember the post box saga? Well the post arrived back with me today. So confused. Which means ú30 returned into my purse, but also means person expecting didn't receive and didn't say anything!

    That means I have a post run to do because I already had a thank you card to post and now I have this and the school photos. It means I'll have to go to the one further away

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • beanielou
    • By beanielou 13th Feb 18, 8:24 PM
    • 50,516 Posts
    • 193,129 Thanks
    beanielou
    Cant remember the post box saga.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • WannabeFree
    • By WannabeFree 13th Feb 18, 9:32 PM
    • 1,086 Posts
    • 8,883 Thanks
    WannabeFree
    I've been using a postbox ... That's no longer in use

    I rang Royal mail after a few things I'd put in never arrived and it was quite full. They must have been to empty it and the 'hole' to post into has now been covered from the inside.
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • beanielou
    • By beanielou 13th Feb 18, 9:58 PM
    • 50,516 Posts
    • 193,129 Thanks
    beanielou
    I've been using a postbox ... That's no longer in use

    I rang Royal mail after a few things I'd put in never arrived and it was quite full. They must have been to empty it and the 'hole' to post into has now been covered from the inside.
    Originally posted by WannabeFree
    k

    Oh well.At least you know now.
    PO should have surely blocked it up when it was taken out of use.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • UncannyScot
    • By UncannyScot 14th Feb 18, 9:33 AM
    • 1,152 Posts
    • 7,017 Thanks
    UncannyScot
    It's looking more likely by the minute it will be Santa paper.

    I haven't moved much today Must do better tomorrow! Just having a coffee and have made fresh hot water bottles. Smalls are all sleeping. No doubt youngest will come and join me at some strange hour.

    Remember the post box saga? Well the post arrived back with me today. So confused. Which means ú30 returned into my purse, but also means person expecting didn't receive and didn't say anything!

    That means I have a post run to do because I already had a thank you card to post and now I have this and the school photos. It means I'll have to go to the one further away

    x
    Originally posted by WannabeFree
    That explains it
    Didn't say owt cos of everything else you had going on at the time and I didn't want to upset you... sorry

    However, you now have a wee bitty extra in your purse, so that's a good result
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • WannabeFree
    • By WannabeFree 14th Feb 18, 10:05 AM
    • 1,086 Posts
    • 8,883 Thanks
    WannabeFree
    Morning

    Treatment day again. The weeks are flying by eh.

    Wrapped DD's presents in the Christmas paper that isn't very 'Christmas' and stuck stickers on out the craft box She will love it though so that's all that matters!

    Have got some cleaning done and dropped dinner in the slowcooker. So at least everyone will be fed even if it is a long day.

    US I was lucky really, not only the money and things but the pictures of the kids too as I don't have another copy of some of them. Teach me for just dropping things in the box rather than sending 'properly' it's a pain now all our smaller post offices have moved into shops. I miss the little post office and the staff that worked/lived there


    Have a good day all

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • UncannyScot
    • By UncannyScot 14th Feb 18, 10:59 AM
    • 1,152 Posts
    • 7,017 Thanks
    UncannyScot
    I always send important stuff direct from the Post Office, luckily tho I have a great wee PO right next to me

    A new twist in my Fleabay saga, the busted amp has now been returned to me, as the seller didn't pick it up... should I try sending again or just recycle it through my local recycling facility? A few folks have said, "it's yours, do what you want with it" but I'm not so sure...
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • WannabeFree
    • By WannabeFree 14th Feb 18, 11:05 AM
    • 1,086 Posts
    • 8,883 Thanks
    WannabeFree
    Our little postie was great. It's a shame so many have closed. It's moved into the local Sp@r now and it's hardly ever open. I will make sure I go to the post office this time though and resend everything properly.

    Are you paying return postage? If so I wouldn't resend I'd ask eBay

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • UncannyScot
    • By UncannyScot 14th Feb 18, 11:22 AM
    • 1,152 Posts
    • 7,017 Thanks
    UncannyScot
    Thanks

    No, I'm not paying owt for postage, they had their chance to collect and didn't; it sat in their local PO for ages!
    I've contacted Ebay for advice / info and waiting for response, seller is a waste of space / time...
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • earthgirl
    • By earthgirl 14th Feb 18, 4:36 PM
    • 1,833 Posts
    • 21,182 Thanks
    earthgirl
    Hope the treatment went well and that you have had a good day. I regularly use samples of wallpaper to wrap presents!
    15/5/12 Paid off Mortgage 1 (ú220k) Dec 13 - ú116,508 Bought Dream House Dec 14 - ú94, 402 (ú22,106 offset in 2014) Jan 16 - ú67, 852 (ú26,550 offset in 2015) Dec 16 - ú33,529 ( ú34,323offset in 2016)
    Jan 17 - ú39, 773 (Re-estimation of endowments )
    Sept 17 ú22,619 Jan 18 - ú11,687
    Kids savings 13,578/36k
    • UncannyScot
    • By UncannyScot 15th Feb 18, 7:36 AM
    • 1,152 Posts
    • 7,017 Thanks
    UncannyScot
    Morning

    Hope everything went well yesterday

    Have a grand day
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • Cumbria lass
    • By Cumbria lass 15th Feb 18, 7:39 PM
    • 1,365 Posts
    • 7,814 Thanks
    Cumbria lass
    Hope you have had a good day.
    Jan 2018 CC1 ú3099 CC2 ú220

    Debt Free Nov 2019: earlier if I have my way
    • WannabeFree
    • By WannabeFree 15th Feb 18, 8:20 PM
    • 1,086 Posts
    • 8,883 Thanks
    WannabeFree
    Think I just need to write Thursdays off totally.

    Neighbour took smalls to school and collected from school until their Dad finished work and brought them home. They all had takeaway for dinner Bad mum alert.

    Nothing else to say really.

    Thanks for all popping in
    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
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