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  • FIRST POST
    • WannabeFree
    • By WannabeFree 21st Nov 17, 11:04 AM
    • 458Posts
    • 3,121Thanks
    WannabeFree
    ôRock bottom became the solid foundation on which I rebuilt my life.ö
    • #1
    • 21st Nov 17, 11:04 AM
    ôRock bottom became the solid foundation on which I rebuilt my life.ö 21st Nov 17 at 11:04 AM
    Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

    Debt 09/05/2017

    Council Tax ú2092.71
    Court Fine ú1250
    Court Fine ú200
    Person 1 ú1000
    Person 2 ú1000
    Person 3 ú1379
    Person 4 ú427
    Debt Total ú7348.71

    Rent Arrears ú3381.28

    Total ú10729.99

    *Person 4 ú575
    *New Debt ú732
    *Debt 1 ú387.29
    *Debt 2 ú1451.40
    *Debt 3 ú1137.73
    *EDF ú3140.65

    Total ú18154.06

    *As more comes out from under the carpet I will update here.
    Last edited by WannabeFree; 21-11-2017 at 12:21 PM.
Page 22
    • Toni'sfriend
    • By Toni'sfriend 5th Dec 17, 7:05 PM
    • 712 Posts
    • 9,719 Thanks
    Toni'sfriend
    Good for you. Away but still following and cheering you on. Well done.xx
    • beanielou
    • By beanielou 5th Dec 17, 7:14 PM
    • 49,085 Posts
    • 182,355 Thanks
    beanielou
    Blimey you never ever stop.
    I dont know how you do it.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • WannabeFree
    • By WannabeFree 5th Dec 17, 7:54 PM
    • 458 Posts
    • 3,121 Thanks
    WannabeFree
    No choice if I stopped no one would step in

    Considering adding to the Xmas gifts though with some more crafty things. We will have used quite a bit of ours with all the Xmas activities Or maybe wait until their birthdays.

    I'm not painting as late tonight though. I will do some why I'm waiting for the dryer then I can iron and jump in the shower then settle down. I have plans for the morning and I at least need to make myself look half decent
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Cumbria lass
    • By Cumbria lass 5th Dec 17, 8:26 PM
    • 915 Posts
    • 4,666 Thanks
    Cumbria lass
    Ice rink is ú20 for 2 adults and 2 children or 1 adult and 3 children so you will be able to have the family ticket. When you going to go before or after Christmas?

    Was in B town on Saturday at the market with friends buying a turkey , I do like the market. Saw the ice rink and snow slide .
    Nov 2017 CC1 ú3329 CC2 ú600

    Debt Free Nov 2019: earlier if I have my way
    • WannabeFree
    • By WannabeFree 5th Dec 17, 8:33 PM
    • 458 Posts
    • 3,121 Thanks
    WannabeFree
    I want to go this weekend really! Not sure though.

    Is there a rule about how many children you can take on? I feel I always need to drag someone along to days out like that because you can't have 3 small ones to one adult.
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Cumbria lass
    • By Cumbria lass 5th Dec 17, 8:44 PM
    • 915 Posts
    • 4,666 Thanks
    Cumbria lass
    Not sure but the kids get those penguin things don't they , think they are penguins !, so they should be quite safe , especially your DS . I would guess you would be ok though . It's not fair if you have to pay for another adult or child .
    Nov 2017 CC1 ú3329 CC2 ú600

    Debt Free Nov 2019: earlier if I have my way
    • WannabeFree
    • By WannabeFree 5th Dec 17, 8:54 PM
    • 458 Posts
    • 3,121 Thanks
    WannabeFree
    I think I'm going to squeeze it in this weekend. Thank you

    Kids will love it x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 5th Dec 17, 9:04 PM
    • 2,303 Posts
    • 11,240 Thanks
    HairyHandofDartmoor
    Glad the bullying seems sorted. Check with him now and again in case it starts up again.

    You're a painting dynamo Wannabee
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = ú58,766 DEBT FREE 31 October 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund
    Emergency Fund 1 = ú818/Emergency Fund 2 = ú203.76
    • Cumbria lass
    • By Cumbria lass 5th Dec 17, 9:09 PM
    • 915 Posts
    • 4,666 Thanks
    Cumbria lass
    I think I would check it out before you go , don't want disappointed children. Enjoy your painting !
    Nov 2017 CC1 ú3329 CC2 ú600

    Debt Free Nov 2019: earlier if I have my way
    • WannabeFree
    • By WannabeFree 5th Dec 17, 10:32 PM
    • 458 Posts
    • 3,121 Thanks
    WannabeFree
    December goals

    Money
    ú135 to Council Tax - ú0/ú135
    ú60 Rent - ú9/ú60
    ú80 Groceries - ú0/ú80
    ú50 Other Debt - ú0/ú50

    Extra income (Waiting for)
    Populuslive ú50 Cheque

    Plans
    1st - Non Uniform ú2 Done ú3
    7th - Youngest dress as a character for calendar pictures
    8th - Smalls Xmas dinner ú5 Paid
    11th - School Panto trip ú42
    11th - Youngest Xmas party
    12th - Youngest Nativity 10.30am
    13th - Xmas Fayre & Santa Express Train
    13th - School Santa ú18
    14th - Christmas roadshow
    14th - Youngest School Santa ú9
    15th - Xmas jumper day ú3
    18th - DS Xmas Production
    19th - DD Xmas Production
    22nd - Last day of term

    Youngest appointments x 8
    Make and keep my own appointments
    Decorate Living room - Wallpaper to go up
    Decorate Kitchen - Wallpaper to go up
    Decorate Hallway - Wallpaper to go up
    Decorate Stairs
    Decorate Landing
    School Xmas cards Done, wrote and in bags to send out tomorrow
    Finish Xmas shopping
    Xmas tree
    Xmas cards

    List of things I need to sort in December
    DD's clothes - just tights
    Youngest - leggings and socks
    Xmas tree
    Xmas gifts
    Xmas cards
    Buy a Kettle
    Buy Mugs
    Buy 2 photo frames
    Buy storage boxes for toy cupboard
    ú10 for DS to buy his sisters a gift.
    ú10 for DD to buy DS and DD a gift
    ú10 for Youngest to buy DS and DD a gift.

    Unbudgeted spends
    ú35 DIY store
    ú2.50 Coffee
    ú1.50 Sweets

    Activity a day

    1st - Paint Xmas pictures - Done Amazing fun
    2nd - Make Xmas decorations - Glitter everywhere! Done
    3rd - Xmas movie & popcorn - Done
    4th - Make Xmas cards Swapped to 5th all done and drying
    5th - Read Xmas stories (busy with appointments needed something quick) Did on the 4th
    6th - Finish Xmas cards/envelopes - Need to finish writing inside and make envelopes
    7th - Winter walk & post cards
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Cherryfudge
    • By Cherryfudge 5th Dec 17, 10:49 PM
    • 964 Posts
    • 4,334 Thanks
    Cherryfudge
    Was in B town on Saturday at the market with friends buying a turkey , I do like the market. Saw the ice rink and snow slide .
    Originally posted by Cumbria lass
    Completely off-topic but this takes me back to my childhood as Dad worked near there.
    • Honeysucklelou2
    • By Honeysucklelou2 5th Dec 17, 11:34 PM
    • 519 Posts
    • 1,925 Thanks
    Honeysucklelou2
    Ice skating sounds a lovely thing to do...memory making!
    paydbx #90 ú475/ú10,000.
    Loan ú17k - paid off in Aug 2017. Home improvement loans ú3342 March 2017. ú3206 in Oct 17
    • UncannyScot
    • By UncannyScot 6th Dec 17, 8:39 AM
    • 899 Posts
    • 5,232 Thanks
    UncannyScot
    Morning

    Were you up all night painting again?

    Have a lovely day
    (((((HUGS)))))
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • jwil
    • By jwil 6th Dec 17, 5:48 PM
    • 7,814 Posts
    • 22,447 Thanks
    jwil
    I'm amazed how much you get done! Hope you've had a good day x
    "If you can dream it, you can do it". Walt Disney
    • WannabeFree
    • By WannabeFree 6th Dec 17, 7:30 PM
    • 458 Posts
    • 3,121 Thanks
    WannabeFree
    Evening

    Had a brilliant day. Not much done at home though Will get on that after my coffee.

    Morning plans ended up lasting all day Well until I had to collect smalls for school! Smalls home and fed. We finished the Xmas cards and made envelopes. They've been bathed and are in bed sleeping finally. I need to iron the uniforms and polish the shoes.

    No painting tonight Just going to clean round and keep on top of things and probably not much else

    No plans for tomorrow so will be painting I think to catch up. Need to be ready for the wallpaper Friday

    Hope everyone had good a day x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • earthgirl
    • By earthgirl 6th Dec 17, 7:38 PM
    • 2,481 Posts
    • 20,375 Thanks
    earthgirl
    Wow I can’t believe you have decorate nearly half a house �� n yourvto do list along with everything else! You are amazing.

    Also your list of school things is just scary! I’m fuming at the ridiculous nativity dress requirements and the radom wear purple day on Friday. As if I have nothing better to do than source white leggings or purple to shirts! Grr anyway I’m sure it will all he worth it and they’ll look cute.

    Sorry off topic, you are doing great, thanks for your kind offer of an ear x
    15/5/12 Paid off Mortgage 1 (ú220k) Dec 13 - ú116,508 Bought Dream House Dec 14 - ú94, 402 (ú22,106 offset in 2014) Jan 16 - ú67, 852 (ú26,550 offset in 2015) Dec 16 - ú33,529 ( ú34,323offset in 2016)
    Jan 17 - ú39, 773 (Re-estimation of endowments )
    June 17 ú32,053 Sept 17 ú22,619
    Kids savings 13,578/36k
    • 117pauline
    • By 117pauline 6th Dec 17, 8:32 PM
    • 464 Posts
    • 5,676 Thanks
    117pauline
    I said I would come and say hello but then other things took over. Wish I could control my brain fog.

    So I am now going to read the whole thread

    Hope you are doing well, take care honey
    Pauline

    Oh, I started my own thread by the way
    Don't get it perfect - Get it going
    Better Than Before
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 6th Dec 17, 8:56 PM
    • 2,303 Posts
    • 11,240 Thanks
    HairyHandofDartmoor
    It sounds like you're having a good day Wannabe
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = ú58,766 DEBT FREE 31 October 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund
    Emergency Fund 1 = ú818/Emergency Fund 2 = ú203.76
    • Sun Addict
    • By Sun Addict 6th Dec 17, 9:10 PM
    • 4,761 Posts
    • 28,382 Thanks
    Sun Addict
    So good to read you had a lovely day - finally!!!

    You've done really well with the painting, glad you're having a night off from it though
    Virtual Sealed Pot 2018 ú20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • WannabeFree
    • By WannabeFree 6th Dec 17, 10:10 PM
    • 458 Posts
    • 3,121 Thanks
    WannabeFree
    Thank you for popping in Pauline will find your diary x

    I really did have a lovely day, was nice

    Don't be fooled on the painting, I still have the wallpaper to do Will hopefully do it Friday though.

    Definitely a night of painting tonight though.
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
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