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  • FIRST POST
    • WannabeFree
    • By WannabeFree 21st Nov 17, 11:04 AM
    • 421Posts
    • 2,907Thanks
    WannabeFree
    ôRock bottom became the solid foundation on which I rebuilt my life.ö
    • #1
    • 21st Nov 17, 11:04 AM
    ôRock bottom became the solid foundation on which I rebuilt my life.ö 21st Nov 17 at 11:04 AM
    Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

    Debt 09/05/2017

    Council Tax ú2092.71
    Court Fine ú1250
    Court Fine ú200
    Person 1 ú1000
    Person 2 ú1000
    Person 3 ú1379
    Person 4 ú427
    Debt Total ú7348.71

    Rent Arrears ú3381.28

    Total ú10729.99

    *Person 4 ú575
    *New Debt ú732
    *Debt 1 ú387.29
    *Debt 2 ú1451.40
    *Debt 3 ú1137.73
    *EDF ú3140.65

    Total ú18154.06

    *As more comes out from under the carpet I will update here.
    Last edited by WannabeFree; 21-11-2017 at 12:21 PM.
Page 18
    • WannabeFree
    • By WannabeFree 2nd Dec 17, 5:07 PM
    • 421 Posts
    • 2,907 Thanks
    WannabeFree
    Yeah well we won't list the spends from the walk to town this morning AND it involved another paper cup coffee. I think I have a problem! Might have even included sweets for the smalls This is why I shouldn't be let out!
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • beanielou
    • By beanielou 2nd Dec 17, 5:53 PM
    • 49,035 Posts
    • 182,072 Thanks
    beanielou
    Good to feel better for 4 hours than not at all

    I think I may have missed what is wrong with your youngest?
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 2nd Dec 17, 6:17 PM
    • 2,250 Posts
    • 10,857 Thanks
    HairyHandofDartmoor
    I hate painting too Wanabee. Cookies, hot chovolate and movies sounds lovely .

    I hope you feel less rough soon.
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = ú58,766 DEBT FREE 31 October 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund
    Emergency Fund 1 = ú818/Emergency Fund 2 = ú203.76
    • WannabeFree
    • By WannabeFree 2nd Dec 17, 6:24 PM
    • 421 Posts
    • 2,907 Thanks
    WannabeFree
    I think it's maybe time I give in and go push the GP a bit more Will see what happens this week.

    Beanie youngest has a few issue, mainly lung/breathing and development related.

    Having a coffee and getting started Been saying it all day
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • beanielou
    • By beanielou 2nd Dec 17, 6:48 PM
    • 49,035 Posts
    • 182,072 Thanks
    beanielou
    Have you claimed DLA for your youngest? Hope so
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • WannabeFree
    • By WannabeFree 2nd Dec 17, 7:17 PM
    • 421 Posts
    • 2,907 Thanks
    WannabeFree
    I do now only in the last few months though. She's been awarded high rate for both elements. It has and will make a huge difference for the things she needs and helping to the huge amount of appointments we need to attend.
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • WannabeFree
    • By WannabeFree 2nd Dec 17, 7:21 PM
    • 421 Posts
    • 2,907 Thanks
    WannabeFree
    December goals

    Money
    ú135 to Council Tax - ú0/ú135
    ú60 Rent - ú0/ú60
    ú80 Groceries - ú0/ú80
    ú50 Other Debt - ú0/ú50

    Extra income (Waiting for)
    Populuslive ú50 Cheque

    Plans
    1st - Non Uniform ú2 Done ú3
    7th - Youngest dress as a character for calendar pictures
    8th - Smalls Xmas dinner ú5
    11th - Youngest Xmas party
    12th - Youngest Nativity
    13th - Xmas Fayre & Santa Express Train
    13th - School Santa ú18
    14th - Youngest School Santa ú9
    15th - Xmas jumper day ú3
    20th - School Pantomime ú42
    22nd - Last day of term

    Youngest appointments x 8
    Make and keep my own appointments
    Decorate Living room
    Decorate Kitchen
    School Xmas cards
    Finish Xmas shopping
    Xmas tree
    Xmas cards

    List of things I need to sort in December
    DD's clothes - just tights
    Youngest - leggings and socks
    Xmas tree
    Xmas gifts
    Xmas cards
    Buy a Kettle
    Buy 2 photo frames
    Buy storage boxes for toy cupboard
    ú10 for DS to buy his sisters a gift.
    ú10 for DD to buy DS and DD a gift
    ú10 for Youngest to buy DS and DD a gift.

    Unbudgeted spends
    ú35 DIY store
    ú2.50 Coffee
    ú1.50 Sweets

    Activity a day

    1st - Paint Xmas pictures - Done Amazing fun
    2nd - Make Xmas decorations - Glitter everywhere! Done
    3rd - Xmas movie & popcorn
    4th - Make Xmas cards
    5th - Read Xmas stories (busy with appointments needed something quick)
    6th - Finish Xmas cards/envelopes
    7th - Winter walk & post cards
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • beanielou
    • By beanielou 2nd Dec 17, 7:31 PM
    • 49,035 Posts
    • 182,072 Thanks
    beanielou
    I do now only in the last few months though. She's been awarded high rate for both elements. It has and will make a huge difference for the things she needs and helping to the huge amount of appointments we need to attend.
    Originally posted by WannabeFree
    Glad that you have it
    As you say will make a massive difference.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • missymoo81
    • By missymoo81 2nd Dec 17, 9:56 PM
    • 5,748 Posts
    • 19,859 Thanks
    missymoo81
    Ahhh my love! I have just put 2 and 2 together and worked it all out and found you!!! How are you? Just catching up with your thread, am on page 3! Missed you x
    • WannabeFree
    • By WannabeFree 2nd Dec 17, 10:07 PM
    • 421 Posts
    • 2,907 Thanks
    WannabeFree
    I'm good again I think Few wobbles but lovely person there as back up when it's needed

    I'm still painting .. and I'm not sure I even like it It's staying this way.. I'm not changing it now. No way... Maybe..

    No really I can't change it can I
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • missymoo81
    • By missymoo81 2nd Dec 17, 10:17 PM
    • 5,748 Posts
    • 19,859 Thanks
    missymoo81
    hmmm not sure sugar..... It's pretty late in the day. But would hate for you to be unhappy with it as you'd just change it later...Glad you're ok. So sorry I've been MIA. X
    • WannabeFree
    • By WannabeFree 3rd Dec 17, 4:12 AM
    • 421 Posts
    • 2,907 Thanks
    WannabeFree
    I've finally got the living room finished!
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • missymoo81
    • By missymoo81 3rd Dec 17, 5:51 AM
    • 5,748 Posts
    • 19,859 Thanks
    missymoo81
    Yaaaay! So pleased! Now go to sleep!!!!
    • WannabeFree
    • By WannabeFree 3rd Dec 17, 1:07 PM
    • 421 Posts
    • 2,907 Thanks
    WannabeFree
    Kitchen nearly finished

    Just need to stop and feed the smalls and put a roast on for them later.

    Going to move onto the stairs next even though I said I wasn't until after Xmas. It will probably take until after Xmas though as there's 17 doors to be painted out there Will just do it slowly over the next week or so. Which will mean there's only my room left to do after Xmas.

    I still think it's quite dark in the living room! But it's clean at least.
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Cherryfudge
    • By Cherryfudge 3rd Dec 17, 2:08 PM
    • 955 Posts
    • 4,297 Thanks
    Cherryfudge
    I bet it looks amazing! And if it's dark, could you treat yourself to a few fairy lights to make it 'hygge'?

    As for 17 doors...
    • WannabeFree
    • By WannabeFree 3rd Dec 17, 2:12 PM
    • 421 Posts
    • 2,907 Thanks
    WannabeFree
    I think I'll get new blinds Not very MSE

    But it's Christmas right I've text mum asking her anyway Bit forward but I'd prefer it to the usual she gets - spends a fortune on things that don't get used Not sure she will though, I usually ask for a food shop but she doesn't like doing it because it's not something that will last - blinds will last

    If she says no I might just use the grocery budget and buy them myself I don't want it to be open for all to see in anymore!
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Sun Addict
    • By Sun Addict 3rd Dec 17, 2:17 PM
    • 4,732 Posts
    • 28,186 Thanks
    Sun Addict
    Glad you finished painting the living room 17 doors in the hall Do you live in a mansion
    Virtual Sealed Pot 2018 ú20.70
    December 3 NSD
    Weight loss 2/7lbs
    Mr SA finally in remission December 2013
    • WannabeFree
    • By WannabeFree 3rd Dec 17, 2:22 PM
    • 421 Posts
    • 2,907 Thanks
    WannabeFree
    Glad you finished painting the living room 17 doors in the hall Do you live in a mansion
    Originally posted by Sun Addict
    That's up the stairs too

    But I've never lived in a house with as many doors. There's 5 small ones too

    There's more doors than wall
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • WannabeFree
    • By WannabeFree 3rd Dec 17, 2:24 PM
    • 421 Posts
    • 2,907 Thanks
    WannabeFree
    Today's to do list

    Washing/Drying/Ironing - more ironing
    My room
    Girls room
    Uniforms
    Polish shoes
    Homework
    Cook roast for smalls - been requested
    Order blinds
    Plan this weeks appointments
    Finish Kitchen
    Book mum to help with wallpaper because I give up!
    Bath smalls early
    Find an Xmas movie
    Make popcorn
    Clean the front door
    Sweep outside the front
    Clean kitchen once the paintings done. Looks like its been snowing white paint currently.
    Last edited by WannabeFree; 03-12-2017 at 2:28 PM.
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • WannabeFree
    • By WannabeFree 3rd Dec 17, 2:30 PM
    • 421 Posts
    • 2,907 Thanks
    WannabeFree
    Okay while the first coat on the kitchens drying enough I'm going to go and do my upstairs chores. Dunk the kids in the bath and do their hair (DD expects me to blow dry her hair and things on a Sunday )

    Then they can eat their roast and be settled down with an Xmas movie for the activity a day for today.

    Then I'll finish the kitchen and clean it properly when I've done.

    Looks like it will be another 4am finish
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
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